Program Special Bon Odori 2026

The program will take place on 29 August 2026 during the Bon Odori 2026 event (“Program Period”).

This program is open only to customers who meet the following criteria (“Customers”):

1. Customers and/or guests attending the Bon Odori 2026 event at Hongkong Garden Restaurant, Bali.

1. Customers must read and understand the General Terms and Conditions of this Program.
2. Bank Danamon reserves the right to refuse or cancel a Customer’s participation in this Program if the Customer fails to comply with the General Terms and Conditions of this Program.
3. Customers are fully responsible for all risks, losses, demands, lawsuits and/or claims arising from their participation in and/or cancellation of their participation in this Program.
4. Customers who open a Danamon LEBIH PRO Savings Account during the Program Period are entitled to participate in the Program in accordance with the applicable rewards scheme.
5. Customers must meet the minimum Assets Under Management (AUM) requirement of IDR 50,000,000 in accordance with the requirements for applying for a Danamon JCB Precious Credit Card. Customers who do not yet hold a Danamon account must open a DLPRO account or another account with Bank Danamon during the Program Period to be eligible to participate in the Program in accordance with the applicable rewards scheme.
6. Applications for the Danamon JCB Precious Credit Card are subject to Bank Danamon’s terms and conditions, as well as its assessment and approval process. A customer’s participation in the Program does not guarantee approval of the credit card application.
7. Vouchers are valid only for applications for the Danamon JCB Precious Credit Card (Primary Credit Card) and are not valid for applications for Supplementary Credit Cards.
8. Active Danamon JCB Precious Credit Cardholders who present their card to a Bank Danamon staff member for verification are entitled to participate in the Program in accordance with the applicable rewards scheme.
9. Customers who make transactions using QRIS D-Bank PRO at participating merchants during the Program Period and meet the transaction value requirements in accordance with the applicable rewards scheme are entitled to participate in the Program.
10. QRIS transaction amounts are calculated on a per-transaction basis and cannot be combined with other transactions.
11. Rewards will be issued once the customer’s details and/or transaction have been successfully verified by a Danamon Bank staff member.
12. Vouchers and merchandise are available in limited quantities and will be allocated on a first come, first served basis.

1. Customers who have met the Program’s Terms and Conditions are entitled to receive the rewards specified under the Program.
2. The available reward options are as follows (“Rewards”):

   Program Activities	Rewards
   Danamon LEBIH PRO Savings Account
   Opening an account with an initial deposit of < IDR 5,000,000	IDR 100,000 shopping voucher
   Opening an account with an initial deposit of ≥ IDR 5,000,000 and < IDR 50,000,000	IDR 100,000 shopping voucher + Danamon umbrella
   Opening an account with an initial deposit of ≥ IDR 50,000,000	IDR 100,000 shopping voucher + Danamon helmet
   Danamon JCB Precious Credit Card
   Application for a Danamon JCB Precious Credit Card	IDR 100,000 shopping voucher + available merchandise
   Presentation of a valid Danamon JCB Precious Credit Card	Available merchandise
   D-Bank PRO QRIS
   Minimum D-Bank PRO QRIS transaction of IDR 50,000	The chance to spin the wheel to win 1 (one) instant prize in the form of merchandise or a voucher, with a minimum prize value of IDR 20,000 and a maximum of IDR 50,000

3. The choice of Reward is subject to stock availability and is awarded in accordance with the available quota.
4. In the event that the Reward quota has been exceeded, the Customer agrees that they will not receive a Reward, even if the Program Period has not yet ended.
5. Rewards are not cumulative for any Customer.
6. Each Customer is entitled to only 1 (one) reward scheme during the Program Period.
7. Bank Danamon, subject to prior notification to the Customer, reserves the right to replace the reward with another of equivalent value should the reward specified in the General Terms and Conditions of this Program become unavailable.
8. All rewards already received by the Customer are non-returnable and cannot be exchanged for cash.
9. The rewards provided to customers are not Bank Danamon products; therefore, any enquiries or requests for information regarding the rewards should be directed to the relevant reward manufacturer. Customers release Bank Danamon from any liability in connection with the handling of complaints regarding the rewards provided to them.
10. Bank Danamon does not charge any fees for customers’ participation in this Program.

1. Customers and/or their representatives may submit complaints regarding banking products or services, either verbally or in writing, via their nearest Bank branch, Hello Danamon (1-500-090) or by email at hellodanamon@danamon.co.id.
2. The procedure for the complaints service can be accessed via the Bank’s official website at the following link: www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.

1. The General Terms and Conditions of this Program form an integral and inseparable part of the “General Terms and Conditions for Bank Danamon Accounts and Banking Services”, the “General Terms and Conditions of D-Bank PRO”, and other terms and conditions relating to banking products and/or services. In the event of any discrepancy or conflict between those provisions and the General Terms and Conditions of this Program, the General Terms and Conditions of this Program shall prevail.
2. The Customer hereby agrees and acknowledges that the Bank is entitled to amend, modify or supplement the General Terms and Conditions of this Program from time to time, subject to notification via the communication channels available at the Bank. In the event of any changes to the benefits, risks, fees, terms and conditions under the General Terms and Conditions of this Program, as well as any other changes, the Customer is entitled to submit a written objection to the Bank within 30 (thirty) working days from the date on which the Bank notifies such changes via the Bank’s communication channels. The Customer agrees that they shall be deemed to have accepted the notified changes if they do not raise an objection within that period. Should the Customer not agree to such changes, they are entitled to cancel their participation in the Program, provided they have first settled all their obligations to the Bank (if any).
3. The Customer declares that they are not currently, and will not in future, carry out any transactions that are indicative of the criminal offence of money laundering and/or any other transactions that are prohibited under the laws and regulations in force in Indonesia.
4. Should there be any indication of fraud, deception, misuse, irregular transactions, unusual transactions, money laundering and/or actions that do not comply with applicable laws and regulations, the Bank reserves the right to cancel transactions, terminate the use of the Bank’s products/services, cancel participation in the Program, or cancel the provision of Program benefits to the Customer concerned. The Customer remains obliged to settle all outstanding obligations to the Bank (if any).
5. The Customer agrees that funds placed in savings accounts with returns/interest rates exceeding the maximum guaranteed interest rate set by the Indonesia Deposit Insurance Corporation are not guaranteed by the Indonesia Deposit Insurance Corporation. The Customer may enquire about changes to the maximum guaranteed interest rate through the Bank’s branches or via Hello Danamon. [Any rewards received by the Customer are also counted as part of the maximum guaranteed interest rate – this need not be stated if the reward is a reward from a draw or a non-cash reward].
6. Should any provision of the General Terms and Conditions of this Program be prohibited, unenforceable, invalid or declared null and void by a government regulation or court ruling, this shall not affect the validity of the other provisions of the General Terms and Conditions of this Program, and such other provisions shall remain in full force and effect and shall be enforceable as set out in the General Terms and Conditions of this Program.
7. Should any irregularities relating to this Program be discovered, or should any suspected fraud occur, Customers are advised to report this immediately via Hello Danamon.
8. These Program Terms and Conditions are drawn up in Indonesian and English. In the event of any discrepancy in provisions or interpretation between the Indonesian and English versions, the Indonesian version shall prevail.
9. The headings and terms used in the General Terms and Conditions of this Program are intended solely to facilitate understanding of the content of the General Terms and Conditions of this Program.
10. The General Terms and Conditions of this Program have been aligned with the provisions of applicable laws and regulations, including the regulations of the Financial Services Authority.
11. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority and Bank Indonesia, and is a participant in the Indonesia Deposit Insurance Corporation.

Customers must be wary of fraud committed by individuals acting on behalf of the Bank who promise prizes of any kind. The Bank is not responsible for any fraud or other criminal acts committed by other parties or third parties in connection with, or on behalf of, the Bank or this Program.