Top It Up (TIUP) – Gift

04 August 2026 - 31 December 2026
Special Offer

Program Description

The General Terms and Conditions of this Program for the period from 4 August to 31 December 2026 (“General Terms and Conditions of this Program”) set out the terms and conditions applicable to Customers participating in the Top It Up (TIUP) – Gift (“Program”) organised by PT Bank Danamon Indonesia Tbk (“Bank Danamon”) and form an integral and inseparable part of the Top It Up (TIUP) – Gift Program Participation Form (“Program Participation Form”).

The Customer hereby agrees to and is bound by all the provisions of the General Terms and Conditions of this Program as follows:

Program Period

The Program is valid from 4 August to 31 December 2026 (“Program Period”).

Participant Criteria

This Program is open to Bank Danamon customers who meet the following criteria (“Customers”):

  1. Individuals holding a Danamon LEBIH PRO/Danamon LEBIH PRO iB savings account, or non-individuals holding a Danamon LEBIH/Danamon LEBIH iB savings account; or
  2. Customers selected and invited by Bank Danamon through a Bank Danamon branch.

General Terms and Conditions of the Program

  1. Every Customer participating in this Program must first register by completing and signing the Program Participation Form.
  2. Customers must ensure that their details are up to date, including but not limited to their address, telephone number and email address.
  3. Customers must read and understand the General Terms and Conditions of this Program.
  4. Bank Danamon reserves the right to refuse or cancel a Customer’s participation in this Program if the Customer fails to comply with the General Terms and Conditions of this Program.
  5. The Customer is fully responsible for any risks of loss, claims, lawsuits and/or claims arising from the Customer’s participation in and/or cancellation of participation in this Program.
  6. The Program applies to Customers who have completed the Form, deposited funds, blocked and/or opened an account as stipulated in the General Terms and Conditions of this Program.
  7. The Program options are as follows:
    1. Fund Holding Scheme
      1. Regular
        1. The Customer may place a fund holding into Bank Danamon accounts under the following shcemes:
          1. IDR Regular Scheme (as set out in the table under point 6 below); and/or
          2. USD Regular Scheme (as set out in the table under point 6 below)
        2. For participation under the IDR Regular Scheme, Customers must deposit fresh funds into a Danamon LEBIH PRO/Danamon LEBIH PRO iB/Danamon LEBIH/Danamon LEBIH iB account by funds transferred to the Customer’s account used for participation in this Program, originating from another bank account (“Fresh Fund Deposit”).
        3. The Fresh Fund Deposit must be made no later than 7 (seven) calendar days before the funds are held.
        4. Participation under the USD Regular Scheme is available only for individual customers and may utilize: (i) funds already maintained in the customers IDR -denominated in Bank Danamon account, which are converted into USD through a foreign exchange transaction via D-Bank PRO; or

          (ii) USD-denominated funds available in the Danamon LEBIH PRO/Danamon LEBIH PRO iB account.

        5. The Customer’s funds must be held in accordance with the amounts set out in the table in point III.7.a.i.6 below, on the same day as the Customer’s participation in this Program.
        6. Customers who have completed the Fresh Fund Deposit and the holding of funds will receive a prize as set out in the table below (“Regular Grand Prize”):
          Regular Grand Prize Tenure Hold Amount Program Penalty/
          Prize Replacement
          Fee (IDR )
          IDR USD

          Dyson Airwrap i.d. HS08

          3 months

          IDR 1.710.000.000,00

          USD 150,000

          IDR 15.000.000,00

          6 months

          IDR 835.000.000,00

          USD 75,000

          12 months

          IDR 420.000.000,00

          USD 30,000

          24 months

          IDR 210.000.000,00

          USD 15,000

          Dyson V16 Piston Animal Cordless Vacuum

          3 months

          IDR 3.290.000.000,00

          USD 288,000

          IDR 29.000.000,00

          6 months

          IDR 1.645.000.000,00

          USD 144,000

          12 months

          IDR 805.000.000,00

          USD 72,000

          24 months

          IDR 405.000.000,00

          USD 29,000

          IDR 300,000 Tokopedia e-Voucher

          3 months

          IDR 50.000.000,00

          USD 4,000

          IDR 500.000,00

          6 months

          IDR 25.000.000,00

          USD 2,000

          12 months

          IDR 15.000.000,00

          USD 1,000

          24 months

          IDR 10.000.000,00

          USD 500

          IDR 500,000 Tokopedia e-Voucher

          3 months

          IDR 85.000.000,00

          USD 6,000

          IDR 1.000.000,00

          6 months

          IDR 45.000.000,00

          USD 3,000

          12 months

          IDR 25.000.000,00

          USD 2,000

          24 months

          IDR 15.000.000,00

          USD 1,000

          IDR 2,500,000 Tokopedia e-Voucher

          3 months

          IDR 410.000.000,00

          USD 30,000

          IDR 4.000.000,00

          6 months

          IDR 205.000.000,00

          USD 15,000

          12 months

          IDR 105.000.000,00

          USD 7,000

          24 months

          IDR 55.000.000,00

          USD 4,000

          IDR 1,000,000 Traveloka e-Voucher

          3 months

          IDR 165.000.000,00

          USD 12,000

          IDR 1.500.000,00

          6 months

          IDR 85.000.000,00

          USD 6,000

          12 months

          IDR 45.000.000,00

          USD 3,000

          24 months

          IDR 25.000.000,00

          USD 2,000

          IDR 2,500,000 Traveloka e-Voucher

          3 months

          IDR 410.000.000,00

          USD 30,000

          IDR 4.000.000,00

          6 months

          IDR 205.000.000,00

          USD 15,000

          12 months

          IDR 105.000.000,00

          USD 7,000

          24 months

          IDR 55.000.000,00

          USD 4,000

          IDR 5,000,000 Traveloka e-Voucher

          3 months

          IDR 815.000.000,00

          USD 74,000

          IDR 7.500.000,00

          6 months

          IDR 410.000.000,00

          USD 30,000

          12 months

          IDR 205.000.000,00

          USD 15,000

          24 months

          IDR 105.000.000,00

          USD 7,000

          Insta360 GO Ultra (Standard Bundle)

          3 months

          IDR 1.280.000.000,00

          USD 112,000

          IDR 11.500.000,00

          6 months

          IDR 625.000.000,00

          USD 45,000

          12 months

          IDR 315.000.000,00

          USD 23,000

          24 months

          IDR 160.000.000,00

          USD 12,000

          Insta360 X5 (Standard Bundle)

          3 months

          IDR 1.655.000.000,00

          USD 145,000

          IDR 14.500.000,00

          6 months

          IDR 805.000.000,00

          USD 73,000

          12 months

          IDR 405.000.000,00

          USD 29,000

          24 months

          IDR 205.000.000,00

          USD 15,000

          Instax mini 13

          3 months

          IDR 240.000.000,00

          USD 18,000

          IDR 2.500.000,00

          6 months

          IDR 120.000.000,00

          USD 8,000

          12 months

          IDR 60.000.000,00

          USD 4,000

          24 months

          IDR 30.000.000,00

          USD 2,000

          iPad Air M4 11 inch 256 GB Wifi

          3 months

          IDR 2.510.000.000,00

          USD 220,000

          IDR 22.000.000,00

          6 months

          IDR 1.255.000.000,00

          USD 110,000

          12 months

          IDR 615.000.000,00

          USD 44,000

          24 months

          IDR 310.000.000,00

          USD 22,000

          iPad Pro M5 13 inch 256GB Wifi

          3 months

          IDR 4.715.000.000,00

          USD 413,000

          IDR 41.500.000,00

          6 months

          IDR 2.360.000.000,00

          USD 207,000

          12 months

          IDR 1.180.000.000,00

          USD 104,000

          24 months

          IDR 575.000.000,00

          USD 42,000

          iPhone 17 256GB

          3 months

          IDR 2.550.000.000,00

          USD 223,000

          IDR 22.500.000,00

          6 months

          IDR 1.275.000.000,00

          USD 112,000

          12 months

          IDR 625.000.000,00

          USD 45,000

          24 months

          IDR 315.000.000,00

          USD 23,000

          iPhone 17 512GB

          3 months

          IDR 3.225.000.000,00

          USD 282,000

          IDR 28.500.000,00

          6 months

          IDR 1.615.000.000,00

          USD 141,000

          12 months

          IDR 790.000.000,00

          USD 71,000

          24 months

          IDR 395.000.000,00

          USD 28,500

          iPhone 17 Pro 256GB

          3 months

          IDR 3.545.000.000,00

          USD 310,000

          IDR 31.000.000,00

          6 months

          IDR 1.775.000.000,00

          USD 155,000

          12 months

          IDR 865.000.000,00

          USD 78,000

          24 months

          IDR 435.000.000,00

          USD 31,000

          iPhone 17 Pro 512GB

          3 months

          IDR 4.180.000.000,00

          USD 366,000

          IDR 37.000.000,00

          6 months

          IDR 2.090.000.000,00

          USD 183,000

          12 months

          IDR 1.045.000.000,00

          USD 92,000

          24 months

          IDR 510.000.000,00

          USD 37,000

          iPhone 17 Pro 1TB

          3 months

          IDR 4.855.000.000,00

          USD 425,000

          IDR 42.500.000,00

          6 months

          IDR 2.430.000.000,00

          USD 213,000

          12 months

          IDR 1.215.000.000,00

          USD 107,000

          24 months

          IDR 595.000.000,00

          USD 43,000

          iPhone 17 Pro Max 256GB

          3 months

          IDR 3.825.000.000,00

          USD 335,000

          IDR 33.500.000,00

          6 months

          IDR 1.915.000.000,00

          USD 168,000

          12 months

          IDR 935.000.000,00

          USD 84,000

          24 months

          IDR 470.000.000,00

          USD 34,000

          iPhone 17 Pro Max 512GB

          3 months

          IDR 4.465.000.000,00

          USD 391,000

          IDR 39.500.000,00

          6 months

          IDR 2.235.000.000,00

          USD 196,000

          12 months

          IDR 1.120.000.000,00

          USD 98,000

          24 months

          IDR 545.000.000,00

          USD 40,000

          iPhone 17 Pro Max 1TB

          3 months

          IDR 5.135.000.000,00

          USD 450,000

          IDR 45.000.000,00

          6 months

          IDR 2.570.000.000,00

          USD 225,000

          12 months

          IDR 1.285.000.000,00

          USD 113,000

          24 months

          IDR 630.000.000,00

          USD 45,000

          iPhone 17 Pro Max 2TB

          3 months

          IDR 6.410.000.000,00

          USD 561,000

          IDR 56.500.000,00

          6 months

          IDR 3.205.000.000,00

          USD 281,000

          12 months

          IDR 1.605.000.000,00

          USD 141,000

          24 months

          IDR 785.000.000,00

          USD 71,000

          iPhone 17e 256GB

          3 months

          IDR 1.905.000.000,00

          USD 167,000

          IDR 17.000.000,00

          6 months

          IDR 930.000.000,00

          USD 84,000

          12 months

          IDR 465.000.000,00

          USD 34,000

          24 months

          IDR 235.000.000,00

          USD 17,000

          iPhone 17e 512GB

          3 months

          IDR 2.540.000.000,00

          USD 222,000

          IDR 22.500.000,00

          6 months

          IDR 1.270.000.000,00

          USD 111,000

          12 months

          IDR 620.000.000,00

          USD 45,000

          24 months

          IDR 310.000.000,00

          USD 23,000

          iPhone Air 256GB

          3 months

          IDR 2.995.000.000,00

          USD 262,000

          IDR 26.500.000,00

          6 months

          IDR 1.500.000.000,00

          USD 131,000

          12 months

          IDR 730.000.000,00

          USD 66,000

          24 months

          IDR 365.000.000,00

          USD 27,000

          iPhone Air 512GB

          3 months

          IDR 3.665.000.000,00

          USD 321,000

          IDR 32.500.000,00

          6 months

          IDR 1.835.000.000,00

          USD 161,000

          12 months

          IDR 895.000.000,00

          USD 81,000

          24 months

          IDR 450.000.000,00

          USD 33,000

          Koper Rimowa Cabin size - Essenstial

          3 months

          IDR 3.160.000.000,00

          USD 277,000

          IDR 28.000.000,00

          6 months

          IDR 1.580.000.000,00

          USD 139,000

          12 months

          IDR 770.000.000,00

          USD 70,000

          24 months

          IDR 385.000.000,00

          USD 28,000

          Koper Samsonite HI-FI Spinner 55/20 EXP

          3 months

          IDR 875.000.000,00

          USD 79,000

          IDR 8.000.000,00

          6 months

          IDR 440.000.000,00

          USD 32,000

          12 months

          IDR 220.000.000,00

          USD 16,000

          24 months

          IDR 110.000.000,00

          USD 8,000

          Macbook Air M5 2026 512GB 13 inch (8C GPU, 16GB)

          3 months

          IDR 3.635.000.000,00

          USD 318,000

          IDR 32.000.000,00

          6 months

          IDR 1.820.000.000,00

          USD 159,000

          12 months

          IDR 890.000.000,00

          USD 80,000

          24 months

          IDR 445.000.000,00

          USD 32,000

          Macbook Neo 13 inch (8C GPU, 8GB) 256GB

          3 months

          IDR 1.950.000.000,00

          USD 171,000

          IDR 17.500.000,00

          6 months

          IDR 950.000.000,00

          USD 86,000

          12 months

          IDR 475.000.000,00

          USD 35,000

          24 months

          IDR 240.000.000,00

          USD 18,000

          Macbook Neo 13 inch (8C GPU, 8GB) 512GB

          3 months

          IDR 2.250.000.000,00

          USD 197,000

          IDR 20.000.000,00

          6 months

          IDR 1.125.000.000,00

          USD 99,000

          12 months

          IDR 550.000.000,00

          USD 40,000

          24 months

          IDR 275.000.000,00

          USD 20,000

          Samsung 55" QLED Q7F 4K Samsung Vision AI Smart TV

          3 months

          IDR 2.035.000.000,00

          USD 178,000

          IDR 18.000.000,00

          6 months

          IDR 1.020.000.000,00

          USD 89,000

          12 months

          IDR 500.000.000,00

          USD 36,000

          24 months

          IDR 250.000.000,00

          USD 18,000

          Sharp R-201MRS - Microwave Retro 20L

          3 months

          IDR 375.000.000,00

          USD 27,000

          IDR 3.500.000,00

          6 months

          IDR 190.000.000,00

          USD 14,000

          12 months

          IDR 95.000.000,00

          USD 7,000

          24 months

          IDR 50.000.000,00

          USD 4,000

          Sharp R728KIN - Microwave 25L 1000W Grill

          3 months

          IDR 510.000.000,00

          USD 37,000

          IDR 5.000.000,00

          6 months

          IDR 255.000.000,00

          USD 19,000

          12 months

          IDR 130.000.000,00

          USD 10,000

          24 months

          IDR 65.000.000,00

          USD 5,000

          Toyota Alphard 2.5G

          3 months

          IDR 209.975.500.000,00

          USD 18,354,000

          IDR 1.835.500.000,00

          6 months

          IDR 104.488.000.000,00

          USD 9,770,000

          12 months

          IDR 52.440.000.000,00

          USD 4,890,000

          24 months

          IDR 26.220.000.000,00

          USD 2,950,000

          Toyota Avanza 1.5G CVT

          3 months

          IDR 33.905.000.000,00

          USD 2,670,000

          IDR 297.000.000,00

          6 months

          IDR 16.955.000.000,00

          USD 1,840,000

          12 months

          IDR 8.480.000.000,00

          USD 742,000

          24 months

          IDR 4.240.000.000,00

          USD 371,000

          IDR 300,000 MAP Voucher

          3 months

          IDR 50.000.000,00

          USD 4,000

          IDR 500.000,00

          6 months

          IDR 25.000.000,00

          USD 2,000

          12 months

          IDR 15.000.000,00

          USD 1,000

          24 months

          IDR 10.000.000,00

          USD 500

          IDR 500,000 MAP Voucher

          3 months

          IDR 85.000.000,00

          USD 6,000

          IDR 1.000.000,00

          6 months

          IDR 45.000.000,00

          USD 3,000

          12 months

          IDR 25.000.000,00

          USD 2,000

          24 months

          IDR 15.000.000,00

          USD 1,000

          IDR 2,500,000 MAP Voucher

          3 months

          IDR 410.000.000,00

          USD 30,000

          IDR 4.000.000,00

          6 months

          IDR 205.000.000,00

          USD 15,000

          12 months

          IDR 105.000.000,00

          USD 7,000

          24 months

          IDR 55.000.000,00

          USD 4,000

          IDR 5,000,000 MAP Voucher

          3 months

          IDR 815.000.000,00

          USD 74,000

          IDR 7.500.000,00

          6 months

          IDR 410.000.000,00

          USD 30,000

          12 months

          IDR 205.000.000,00

          USD 15,000

          24 months

          IDR 105.000.000,00

          USD 7,000

          IDR 10,000,000 MAP Voucher

          3 months

          IDR 1.675.000.000,00

          USD 147,000

          IDR 15.000.000,00

          6 months

          IDR 815.000.000,00

          USD 74,000

          12 months

          IDR 410.000.000,00

          USD 30,000

          24 months

          IDR 205.000.000,00

          USD 15,000

          IDR 50,000,000 MAP Voucher

          3 months

          IDR 8.360.000.000,00

          USD 732,000

          IDR 73.500.000,00

          6 months

          IDR 4.180.000.000,00

          USD 366,000

          12 months

          IDR 2.090.000.000,00

          USD 183,000

          24 months

          IDR 1.045.000.000,00

          USD 92,000

          Yamaha NMAX Neo

          3 months

          IDR 5.715.000.000,00

          USD 501,000

          IDR 50.500.000,00

          6 months

          IDR 2.860.000.000,00

          USD 251,000

          12 months

          IDR 1.430.000.000,00

          USD 126,000

          24 months

          IDR 700.000.000,00

          USD 63,000

          Yamaha NMAX Neo S

          3 months

          IDR 5.975.000.000,00

          USD 523,000

          IDR 52.500.000,00

          6 months

          IDR 2.990.000.000,00

          USD 262,000

          12 months

          IDR 1.495.000.000,00

          USD 131,000

          24 months

          IDR 730.000.000,00

          USD 66,000

          Yamaha NMAX Turbo

          3 months

          IDR 6.545.000.000,00

          USD 573,000

          IDR 57.500.000,00

          6 months

          IDR 3.275.000.000,00

          USD 287,000

          12 months

          IDR 1.640.000.000,00

          USD 144,000

          24 months

          IDR 800.000.000,00

          USD 72,000

          Yamaha NMAX Turbo Tech Max

          3 months

          IDR 7.275.000.000,00

          USD 637,000

          IDR 64.000.000,00

          6 months

          IDR 3.640.000.000,00

          USD 319,000

          12 months

          IDR 1.820.000.000,00

          USD 160,000

          24 months

          IDR 890.000.000,00

          USD 80,000

      2. Fund Retention
        1. The Fund Retention Scheme applies exclusively to customers selected and invited by Bank Danamon.
        2. Customers selected and invited by Bank Danamon are required to place a hold on funds in accordance with the amounts stated in the table under point III.7.a.ii.4 below, on the same day as the Customer’s participation in this Program.
        3. Customers may hold funds as per point 2 using funds already held in their Bank Danamon account, which are free from any form of holding or charge.
        4. Invited customers who have held funds will receive a prize in accordance with the terms set out in the table below (“Main Fund Retention Prize”):
          Main Fund Retention Prize Tenure Hold Amount Program Penalty/
          Prize Replacement
          Fee (IDR )

          Dyson Airwrap i.d. HS08

          3 months

          IDR 1.840.000.000,00

          IDR 15.000.000,00

          6 months

          IDR 900.000.000,00

          12 months

          IDR 450.000.000,00

          24 months

          IDR 225.000.000,00

          Dyson V16 Piston Animal Cordless Vacuum

          3 months

          IDR 3.545.000.000,00

          IDR 29.000.000,00

          6 months

          IDR 1.775.000.000,00

          12 months

          IDR 865.000.000,00

          24 months

          IDR 435.000.000,00

          IDR 300,000 Tokopedia e-Voucher

          3 months

          IDR 55.000.000,00

          IDR 500.000,00

          6 months

          IDR 30.000.000,00

          12 months

          IDR 15.000.000,00

          24 months

          IDR 10.000.000,00

          IDR 500,000 Tokopedia e-Voucher

          3 months

          IDR 90.000.000,00

          IDR 1.000.000,00

          6 months

          IDR 45.000.000,00

          12 months

          IDR 25.000.000,00

          24 months

          IDR 15.000.000,00

          IDR 2,500,000 Tokopedia e-Voucher

          3 months

          IDR 440.000.000,00

          IDR 4.000.000,00

          6 months

          IDR 220.000.000,00

          12 months

          IDR 110.000.000,00

          24 months

          IDR 55.000.000,00

          IDR 1,000,000 Treveloka e-Voucher

          3 months

          IDR 180.000.000,00

          IDR 1.500.000,00

          6 months

          IDR 90.000.000,00

          12 months

          IDR 45.000.000,00

          24 months

          IDR 25.000.000,00

          IDR 2,500,000 Treveloka e-Voucher

          3 months

          IDR 440.000.000,00

          IDR 4.000.000,00

          6 months

          IDR 220.000.000,00

          12 months

          IDR 110.000.000,00

          24 months

          IDR 55.000.000,00

          IDR 5,000,000 Treveloka e-Voucher

          3 months

          IDR 880.000.000,00

          IDR 7.500.000,00

          6 months

          IDR 440.000.000,00

          12 months

          IDR 220.000.000,00

          24 months

          IDR 110.000.000,00

          Insta360 GO Ultra (Standard Bundle)

          3 months

          IDR 1.380.000.000,00

          IDR 11.500.000,00

          6 months

          IDR 675.000.000,00

          12 months

          IDR 340.000.000,00

          24 months

          IDR 170.000.000,00

          Insta360 X5 (Standard Bundle)

          3 months

          IDR 1.780.000.000,00

          IDR 14.500.000,00

          6 months

          IDR 870.000.000,00

          12 months

          IDR 435.000.000,00

          24 months

          IDR 220.000.000,00

          Instax mini 13

          3 months

          IDR 260.000.000,00

          IDR 2.500.000,00

          6 months

          IDR 130.000.000,00

          12 months

          IDR 65.000.000,00

          24 months

          IDR 35.000.000,00

          iPad Air M4 11 inch 256 GB Wifi

          3 months

          IDR 2.700.000.000,00

          IDR 22.000.000,00

          6 months

          IDR 1.350.000.000,00

          12 months

          IDR 660.000.000,00

          24 months

          IDR 330.000.000,00

          iPad Pro M5 13 inch 256GB Wifi

          3 months

          IDR 5.080.000.000,00

          IDR 41.500.000,00

          6 months

          IDR 2.540.000.000,00

          12 months

          IDR 1.270.000.000,00

          24 months

          IDR 620.000.000,00

          iPhone 17 256GB

          3 months

          IDR 2.745.000.000,00

          IDR 22.500.000,00

          6 months

          IDR 1.375.000.000,00

          12 months

          IDR 670.000.000,00

          24 months

          IDR 335.000.000,00

          iPhone 17 512GB

          3 months

          IDR 3.470.000.000,00

          IDR 28.500.000,00

          6 months

          IDR 1.735.000.000,00

          12 months

          IDR 845.000.000,00

          24 months

          IDR 425.000.000,00

          iPhone 17 Pro 256GB

          3 months

          IDR 3.815.000.000,00

          IDR 31.000.000,00

          6 months

          IDR 1.910.000.000,00

          12 months

          IDR 930.000.000,00

          24 months

          IDR 465.000.000,00

          iPhone 17 Pro 512GB

          3 months

          IDR 4.500.000.000,00

          IDR 37.000.000,00

          6 months

          IDR 2.250.000.000,00

          12 months

          IDR 1.125.000.000,00

          24 months

          IDR 550.000.000,00

          iPhone 17 Pro 1TB

          3 months

          IDR 5.225.000.000,00

          IDR 42.500.000,00

          6 months

          IDR 2.615.000.000,00

          12 months

          IDR 1.310.000.000,00

          24 months

          IDR 640.000.000,00

          iPhone 17 Pro Max 256GB

          3 months

          IDR 4.120.000.000,00

          IDR 33.500.000,00

          6 months

          IDR 2.060.000.000,00

          12 months

          IDR 1.030.000.000,00

          24 months

          IDR 505.000.000,00

          iPhone 17 Pro Max 512GB

          3 months

          IDR 4.805.000.000,00

          IDR 39.500.000,00

          6 months

          IDR 2.405.000.000,00

          12 months

          IDR 1.205.000.000,00

          24 months

          IDR 585.000.000,00

          iPhone 17 Pro Max 1TB

          3 months

          IDR 5.530.000.000,00

          IDR 45.000.000,00

          6 months

          IDR 2.765.000.000,00

          12 months

          IDR 1.385.000.000,00

          24 months

          IDR 675.000.000,00

          iPhone 17 Pro Max 2TB

          3 months

          IDR 6.905.000.000,00

          IDR 56.500.000,00

          6 months

          IDR 3.455.000.000,00

          12 months

          IDR 1.730.000.000,00

          24 months

          IDR 840.000.000,00

          iPhone 17e 256GB

          3 months

          IDR 2.050.000.000,00

          IDR 17.000.000,00

          6 months

          IDR 1.025.000.000,00

          12 months

          IDR 500.000.000,00

          24 months

          IDR 250.000.000,00

          iPhone 17e 512GB

          3 months

          IDR 2.735.000.000,00

          IDR 22.500.000,00

          6 months

          IDR 1.370.000.000,00

          12 months

          IDR 665.000.000,00

          24 months

          IDR 335.000.000,00

          iPhone Air 256GB

          3 months

          IDR 3.225.000.000,00

          IDR 26.500.000,00

          6 months

          IDR 1.615.000.000,00

          12 months

          IDR 785.000.000,00

          24 months

          IDR 395.000.000,00

          iPhone Air 512GB

          3 months

          IDR 3.945.000.000,00

          IDR 32.500.000,00

          6 months

          IDR 1.975.000.000,00

          12 months

          IDR 960.000.000,00

          24 months

          IDR 480.000.000,00

          Koper Rimowa Cabin size - Essenstial

          3 months

          IDR 3.400.000.000,00

          IDR 28.000.000,00

          6 months

          IDR 1.700.000.000,00

          12 months

          IDR 830.000.000,00

          24 months

          IDR 415.000.000,00

          Koper Samsonite HI-FI Spinner 55/20 EXP

          3 months

          IDR 945.000.000,00

          IDR 8.000.000,00

          6 months

          IDR 475.000.000,00

          12 months

          IDR 240.000.000,00

          24 months

          IDR 120.000.000,00

          Macbook Air M5 2026 512GB 13 inch (8C GPU, 16GB)

          3 months

          IDR 3.915.000.000,00

          IDR 32.000.000,00

          6 months

          IDR 1.960.000.000,00

          12 months

          IDR 955.000.000,00

          24 months

          IDR 480.000.000,00

          Macbook Neo 13 inch (8C GPU, 8GB) 256GB

          3 months

          IDR 2.100.000.000,00

          IDR 17.500.000,00

          6 months

          IDR 1.050.000.000,00

          12 months

          IDR 510.000.000,00

          24 months

          IDR 255.000.000,00

          Macbook Neo 13 inch (8C GPU, 8GB) 512GB

          3 months

          IDR 2.420.000.000,00

          IDR 20.000.000,00

          6 months

          IDR 1.210.000.000,00

          12 months

          IDR 590.000.000,00

          24 months

          IDR 295.000.000,00

          Samsung 55" QLED Q7F 4K Samsung Vision AI Smart TV

          3 months

          IDR 2.190.000.000,00

          IDR 18.000.000,00

          6 months

          IDR 1.095.000.000,00

          12 months

          IDR 535.000.000,00

          24 months

          IDR 270.000.000,00

          Sharp R-201MRS - Microwave Retro 20L

          3 months

          IDR 405.000.000,00

          IDR 3.500.000,00

          6 months

          IDR 205.000.000,00

          12 months

          IDR 105.000.000,00

          24 months

          IDR 55.000.000,00

          Sharp R728KIN - Microwave 25L 1000W Grill

          3 months

          IDR 550.000.000,00

          IDR 5.000.000,00

          6 months

          IDR 275.000.000,00

          12 months

          IDR 140.000.000,00

          24 months

          IDR 70.000.000,00

          Toyota Alphard 2.5G

          3 months

          IDR 225.589.000.000,00

          IDR 1.835.500.000,00

          6 months

          IDR 112.294.500.000,00

          12 months

          IDR 56.475.000.000,00

          24 months

          IDR 28.240.000.000,00

          Toyota Avanza 1.5G CVT

          3 months

          IDR 36.515.000.000,00

          IDR 297.000.000,00

          6 months

          IDR 18.260.000.000,00

          12 months

          IDR 9.130.000.000,00

          24 months

          IDR 4.565.000.000,00

          IDR 300,000 MAP Voucher

          3 months

          IDR 55.000.000,00

          IDR 500.000,00

          6 months

          IDR 30.000.000,00

          12 months

          IDR 15.000.000,00

          24 months

          IDR 10.000.000,00

          IDR 500,000 MAP Voucher

          3 months

          IDR 90.000.000,00

          IDR 1.000.000,00

          6 months

          IDR 45.000.000,00

          12 months

          IDR 25.000.000,00

          24 months

          IDR 15.000.000,00

          IDR 2,500,000 MAP Voucher

          3 months

          IDR 440.000.000,00

          IDR 4.000.000,00

          6 months

          IDR 220.000.000,00

          12 months

          IDR 110.000.000,00

          24 months

          IDR 55.000.000,00

          IDR 5,000,000 MAP Voucher

          3 months

          IDR 880.000.000,00

          IDR 7.500.000,00

          6 months

          IDR 440.000.000,00

          12 months

          IDR 220.000.000,00

          24 months

          IDR 110.000.000,00

          IDR 10,000,000 MAP Voucher

          3 months

          IDR 1.800.000.000,00

          IDR 15.000.000,00

          6 months

          IDR 880.000.000,00

          12 months

          IDR 440.000.000,00

          24 months

          IDR 220.000.000,00

          IDR 50,000,000 MAP Voucher

          3 months

          IDR 9.000.000.000,00

          IDR 73.500.000,00

          6 months

          IDR 4.500.000.000,00

          12 months

          IDR 2.250.000.000,00

          24 months

          IDR 1.125.000.000,00

          Yamaha NMAX Neo

          3 months

          IDR 6.155.000.000,00

          IDR 50.500.000,00

          6 months

          IDR 3.080.000.000,00

          12 months

          IDR 1.540.000.000,00

          24 months

          IDR 750.000.000,00

          Yamaha NMAX Neo S

          3 months

          IDR 6.435.000.000,00

          IDR 52.500.000,00

          6 months

          IDR 3.220.000.000,00

          12 months

          IDR 1.610.000.000,00

          24 months

          IDR 785.000.000,00

          Yamaha NMAX Turbo

          3 months

          IDR 7.050.000.000,00

          IDR 57.500.000,00

          6 months

          IDR 3.525.000.000,00

          12 months

          IDR 1.765.000.000,00

          24 months

          IDR 860.000.000,00

          Yamaha NMAX Turbo Tech Max

          3 months

          IDR 7.835.000.000,00

          IDR 64.000.000,00

          6 months

          IDR 3.920.000.000,00

          12 months

          IDR 1.960.000.000,00

          24 months

          IDR 955.000.000,00

          IDR 650.000 Cashback

          3 months

          IDR 100.000.000,00

          IDR 1.000.000,00

          IDR 1.300.000 Cashback

          6 months

          IDR 2.000.000,00

          IDR 2.650.000 Cashback

          12 months

          IDR 3.500.000,00

          IDR 5.300.000 Cashback

          24 months

          IDR 7.000.000,00

          IDR 1.650.000 Cashback

          3 months

          IDR 250.000.000,00

          IDR 2.500.000,00

          IDR 3.300.000 Cashback

          6 months

          IDR 4.500.000,00

          IDR 6.650.000 Cashback

          12 months

          IDR 8.500.000,00

          IDR 13.350.000 Cashback

          24 months

          IDR 17.000.000,00

          IDR 6.500.000 Cashback

          3 months

          IDR 1.000.000.000,00

          IDR 8.500.000,00

          IDR 13.000.000 Cashback

          6 months

          IDR 16.500.000,00

          IDR 26.000.000 Cashback

          12 months

          IDR 32.500.000,00

          IDR 52.000.000 Cashback

          24 months

          IDR 65.000.000,00

          IDR 16.250.000 Cashback

          3 months

          IDR 2.500.000.000,00

          IDR 20.500.000,00

          IDR 32.500.000 Cashback

          6 months

          IDR 41.000.000,00

          IDR 65.000.000 Cashback

          12 months

          IDR 81.500.000,00

          IDR 130.000.000 Cashback

          24 months

          IDR 162.500.000,00

    2. Fixed-Term Savings Scheme
      1. This scheme is specifically for individual customers.
      2. Customers must open a Tabungan Cita2Ku Berhadiah Account/Tabungan Rencana Haji account by completing the Tabungan Cita2Ku Berhadiah Account/Tabungan Rencana Haji account opening form at a Bank Danamon branch.
      3. Customers must provide funds equivalent to the Initial Deposit and a single Monthly Deposit (for the first debit) in their Danamon LEBIH PRO/Danamon LEBIH PRO iB account, which serves as the source account for debits to the Tabungan Cita2Ku Berhadiah/Tabungan Rencana Haji account. This debit must be successfully processed on the same date as the opening of the Tabungan Cita2Ku Berhadiah Account/Tabungan Rencana Haji, in accordance with the Initial Deposit and Monthly Deposit amounts specified in point III.7.b.v below.
      4. The customer must ensure that there are sufficient funds in the Danamon LEBIH PRO/Danamon LEBIH PRO iB account used as the source account for debits to the Tabungan Cita2ku Berhadiah Account/Tabungan rencana Haji Account each month, prior to the debit date to the Tabungan Cita2ku Berhadiah Account/Tabungan Rencana Haji Account.
      5. Customers who have complied with the provisions set out in points ii to iii above will receive a prize subject to the following conditions (“Fixed-Term Savings Grand Prize”):
        Fixed-Term Savings Grand Prize Tenure
        (Months)
        Initial Deposit Monthly Installment Program Penalty/
        Prize Replacement
        Fee (IDR )

        Dyson Airwrap i.d. HS08

        24 months

        IDR 93.000.000,00

        IDR 9.000.000,00

        IDR 15.000.000,00

        36 months

        IDR 54.000.000,00

        IDR 4.500.000,00

        60 months

        IDR 21.000.000,00

        IDR 2.000.000,00

        Dyson V16 Piston Animal Cordless Vacuum

        24 months

        IDR 194.500.000,00

        IDR 16.000.000,00

        IDR 29.000.000,00

        36 months

        IDR 96.000.000,00

        IDR 9.000.000,00

        60 months

        IDR 51.000.000,00

        IDR 3.500.000,00

        IDR 300,000 Tokopedia e-Voucher

        24 months

        IDR 2.500.000,00

        IDR 300.000,00

        IDR 500.000,00

        36 months

        IDR 1.500.000,00

        IDR 200.000,00

        60 months

        IDR 500.000,00

        IDR 100.000,00

        IDR 500,000 Tokopedia e-Voucher

        24 months

        IDR 4.000.000,00

        IDR 500.000,00

        IDR 1.000.000,00

        36 months

        IDR 3.000.000,00

        IDR 200.000,00

        60 months

        IDR 1.000.000,00

        IDR 100.000,00

        IDR 2,500,000 Tokopedia e-Voucher

        24 months

        IDR 20.500.000,00

        IDR 2.500.000,00

        IDR 4.000.000,00

        36 months

        IDR 15.000.000,00

        IDR 1.000.000,00

        60 months

        IDR 5.000.000,00

        IDR 500.000,00

        IDR 1,000,000 Traveloka e-Voucher

        24 months

        IDR 8.500.000,00

        IDR 1.000.000,00

        IDR 1.500.000,00

        36 months

        IDR 4.500.000,00

        IDR 500.000,00

        60 months

        IDR 2.500.000,00

        IDR 200.000,00

        IDR 2,500,000 Traveloka e-Voucher

        24 months

        IDR 20.500.000,00

        IDR 2.500.000,00

        IDR 4.000.000,00

        36 months

        IDR 15.000.000,00

        IDR 1.000.000,00

        60 months

        IDR 5.000.000,00

        IDR 500.000,00

        IDR 5,000,000 Traveloka e-Voucher

        24 months

        IDR 39.500.000,00

        IDR 5.000.000,00

        IDR 7.500.000,00

        36 months

        IDR 31.000.000,00

        IDR 2.000.000,00

        60 months

        IDR 10.000.000,00

        IDR 1.000.000,00

        Insta360 GO Ultra (Standard Bundle)

        24 months

        IDR 67.500.000,00

        IDR 7.000.000,00

        IDR 11.500.000,00

        36 months

        IDR 38.500.000,00

        IDR 3.500.000,00

        60 months

        IDR 16.000.000,00

        IDR 1.500.000,00

        Insta360 X5 (Standard Bundle)

        24 months

        IDR 87.000.000,00

        IDR 9.000.000,00

        IDR 14.500.000,00

        36 months

        IDR 49.500.000,00

        IDR 4.500.000,00

        60 months

        IDR 33.500.000,00

        IDR 1.500.000,00

        Instax mini 13

        24 months

        IDR 11.000.000,00

        IDR 1.500.000,00

        IDR 2.500.000,00

        36 months

        IDR 9.000.000,00

        IDR 600.000,00

        60 months

        IDR 3.000.000,00

        IDR 300.000,00

        iPad Air M4 11 inch 256 GB Wifi

        24 months

        IDR 132.000.000,00

        IDR 13.500.000,00

        IDR 22.000.000,00

        36 months

        IDR 80.500.000,00

        IDR 6.500.000,00

        60 months

        IDR 29.000.000,00

        IDR 3.000.000,00

        iPad Pro M5 13 inch 256GB Wifi

        24 months

        IDR 254.000.000,00

        IDR 18.600.000,00

        IDR 41.500.000,00

        36 months

        IDR 173.500.000,00

        IDR 11.000.000,00

        60 months

        IDR 43.000.000,00

        IDR 6.000.000,00

        iPhone 17 256GB

        24 months

        IDR 181.000.000,00

        IDR 10.100.000,00

        IDR 22.500.000,00

        36 months

        IDR 74.000.000,00

        IDR 7.000.000,00

        60 months

        IDR 31.000.000,00

        IDR 3.000.000,00

        iPhone 17 512GB

        24 months

        IDR 228.500.000,00

        IDR 12.700.000,00

        IDR 28.500.000,00

        36 months

        IDR 92.000.000,00

        IDR 9.000.000,00

        60 months

        IDR 47.500.000,00

        IDR 3.500.000,00

        iPhone 17 Pro 256GB

        24 months

        IDR 251.000.000,00

        IDR 14.000.000,00

        IDR 31.000.000,00

        36 months

        IDR 107.000.000,00

        IDR 9.500.000,00

        60 months

        IDR 48.000.000,00

        IDR 4.000.000,00

        iPhone 17 Pro 512GB

        24 months

        IDR 294.500.000,00

        IDR 16.500.000,00

        IDR 37.000.000,00

        36 months

        IDR 130.000.000,00

        IDR 11.000.000,00

        60 months

        IDR 54.000.000,00

        IDR 4.800.000,00

        iPhone 17 Pro 1TB

        24 months

        IDR 344.000.000,00

        IDR 19.100.000,00

        IDR 42.500.000,00

        36 months

        IDR 147.500.000,00

        IDR 13.000.000,00

        60 months

        IDR 50.000.000,00

        IDR 6.000.000,00

        iPhone 17 Pro Max 256GB

        24 months

        IDR 271.000.000,00

        IDR 15.100.000,00

        IDR 33.500.000,00

        36 months

        IDR 111.500.000,00

        IDR 10.500.000,00

        60 months

        IDR 37.000.000,00

        IDR 4.800.000,00

        iPhone 17 Pro Max 512GB

        24 months

        IDR 314.500.000,00

        IDR 17.600.000,00

        IDR 39.500.000,00

        36 months

        IDR 135.000.000,00

        IDR 12.000.000,00

        60 months

        IDR 61.500.000,00

        IDR 5.000.000,00

        iPhone 17 Pro Max 1TB

        24 months

        IDR 362.000.000,00

        IDR 20.300.000,00

        IDR 45.000.000,00

        36 months

        IDR 152.000.000,00

        IDR 14.000.000,00

        60 months

        IDR 48.000.000,00

        IDR 6.500.000,00

        iPhone 17 Pro Max 2TB

        24 months

        IDR 451.500.000,00

        IDR 25.300.000,00

        IDR 56.500.000,00

        36 months

        IDR 220.000.000,00

        IDR 15.800.000,00

        60 months

        IDR 63.500.000,00

        IDR 8.000.000,00

        iPhone 17e 256GB

        24 months

        IDR 136.000.000,00

        IDR 7.500.000,00

        IDR 17.000.000,00

        36 months

        IDR 60.000.000,00

        IDR 5.000.000,00

        60 months

        IDR 21.000.000,00

        IDR 2.300.000,00

        iPhone 17e 512GB

        24 months

        IDR 180.000.000,00

        IDR 10.000.000,00

        IDR 22.500.000,00

        36 months

        IDR 73.500.000,00

        IDR 7.000.000,00

        60 months

        IDR 30.000.000,00

        IDR 3.000.000,00

        iPhone Air 256GB

        24 months

        IDR 212.500.000,00

        IDR 11.800.000,00

        IDR 26.500.000,00

        36 months

        IDR 92.000.000,00

        IDR 8.000.000,00

        60 months

        IDR 37.000.000,00

        IDR 3.500.000,00

        iPhone Air 512GB

        24 months

        IDR 258.000.000,00

        IDR 14.500.000,00

        IDR 32.500.000,00

        36 months

        IDR 90.000.000,00

        IDR 11.000.000,00

        60 months

        IDR 38.500.000,00

        IDR 4.500.000,00

        Koper Rimowa Cabin size - Essenstial

        24 months

        IDR 186.500.000,00

        IDR 15.400.000,00

        IDR 28.000.000,00

        36 months

        IDR 95.500.000,00

        IDR 8.500.000,00

        60 months

        IDR 44.500.000,00

        IDR 3.500.000,00

        Koper Samsonite HI-FI Spinner 55/20 EXP

        24 months

        IDR 45.000.000,00

        IDR 5.000.000,00

        IDR 8.000.000,00

        36 months

        IDR 26.000.000,00

        IDR 2.500.000,00

        60 months

        IDR 13.000.000,00

        IDR 1.000.000,00

        Macbook Air M5 2026 512GB 13 inch (8C GPU, 16GB)

        24 months

        IDR 199.000.000,00

        IDR 14.400.000,00

        IDR 32.000.000,00

        36 months

        IDR 105.000.000,00

        IDR 10.000.000,00

        60 months

        IDR 52.500.000,00

        IDR 4.000.000,00

        Macbook Neo 13 inch (8C GPU, 8GB) 256GB

        24 months

        IDR 102.500.000,00

        IDR 10.500.000,00

        IDR 17.500.000,00

        36 months

        IDR 63.000.000,00

        IDR 5.000.000,00

        60 months

        IDR 17.500.000,00

        IDR 2.500.000,00

        Macbook Neo 13 inch (8C GPU, 8GB) 512GB

        24 months

        IDR 120.000.000,00

        IDR 12.000.000,00

        IDR 20.000.000,00

        36 months

        IDR 69.000.000,00

        IDR 6.000.000,00

        60 months

        IDR 31.500.000,00

        IDR 2.500.000,00

        Samsung 55" QLED Q7F 4K Samsung Vision AI Smart TV

        24 months

        IDR 107.000.000,00

        IDR 11.000.000,00

        IDR 18.000.000,00

        36 months

        IDR 60.500.000,00

        IDR 5.500.000,00

        60 months

        IDR 36.500.000,00

        IDR 2.000.000,00

        Sharp R-201MRS - Microwave Retro 20L

        24 months

        IDR 15.500.000,00

        IDR 2.500.000,00

        IDR 3.500.000,00

        36 months

        IDR 13.500.000,00

        IDR 1.000.000,00

        60 months

        IDR 3.500.000,00

        IDR 500.000,00

        Sharp R728KIN - Microwave 25L 1000W Grill

        24 months

        IDR 25.500.000,00

        IDR 3.000.000,00

        IDR 5.000.000,00

        36 months

        IDR 14.000.000,00

        IDR 1.500.000,00

        60 months

        IDR 7.000.000,00

        IDR 600.000,00

        Toyota Avanza 1.5G CVT

        60 months

        IDR 1.302.500.000,00

        IDR 10.500.000,00

        IDR 297.000.000,00

        IDR 300,000 MAP Voucher

        24 months

        IDR 2.500.000,00

        IDR 300.000,00

        IDR 500.000,00

        36 months

        IDR 1.500.000,00

        IDR 200.000,00

        60 months

        IDR 500.000,00

        IDR 100.000,00

        IDR 500,000 MAP Voucher

        24 months

        IDR 4.000.000,00

        IDR 500.000,00

        IDR 1.000.000,00

        36 months

        IDR 3.000.000,00

        IDR 200.000,00

        60 months

        IDR 1.000.000,00

        IDR 100.000,00

        IDR 2,500,000 MAP Voucher

        24 months

        IDR 20.500.000,00

        IDR 2.500.000,00

        IDR 4.000.000,00

        36 months

        IDR 15.000.000,00

        IDR 1.000.000,00

        60 months

        IDR 5.000.000,00

        IDR 500.000,00

        IDR 5,000,000 MAP Voucher

        24 months

        IDR 39.500.000,00

        IDR 5.000.000,00

        IDR 7.500.000,00

        36 months

        IDR 31.000.000,00

        IDR 2.000.000,00

        60 months

        IDR 10.000.000,00

        IDR 1.000.000,00

        IDR 10,000,000 MAP Voucher

        24 months

        IDR 88.000.000,00

        IDR 9.000.000,00

        IDR 15.000.000,00

        36 months

        IDR 51.500.000,00

        IDR 4.500.000,00

        60 months

        IDR 19.500.000,00

        IDR 2.000.000,00

        IDR 50,000,000 MAP Voucher

        24 months

        IDR 695.000.000,00

        IDR 24.500.000,00

        IDR 73.500.000,00

        36 months

        IDR 325.500.000,00

        IDR 18.500.000,00

        60 months

        IDR 80.500.000,00

        IDR 10.500.000,00

        Yamaha NMAX Neo

        24 bulan

        IDR 403.000.000,00

        IDR 22.600.000,00

        IDR 50.500.000,00

        36 bulan

        IDR 222.500.000,00

        IDR 12.700.000,00

        60 bulan

        IDR 54.000.000,00

        IDR 7.200.000,00

        Yamaha NMAX Neo S

        24 bulan

        IDR 430.500.000,00

        IDR 22.800.000,00

        IDR 52.500.000,00

        36 bulan

        IDR 230.000.000,00

        IDR 13.400.000,00

        60 bulan

        IDR 64.000.000,00

        IDR 7.300.000,00

        Yamaha NMAX Turbo

        24 bulan

        IDR 498.500.000,00

        IDR 22.900.000,00

        IDR 57.500.000,00

        36 bulan

        IDR 260.500.000,00

        IDR 14.200.000,00

        60 bulan

        IDR 66.500.000,00

        IDR 8.100.000,00

        Yamaha NMAX Turbo Tech Max

        24 bulan

        IDR 554.000.000,00

        IDR 25.500.000,00

        IDR 64.000.000,00

        36 bulan

        IDR 289.500.000,00

        IDR 15.800.000,00

        60 bulan

        IDR 74.000.000,00

        IDR 9.000.000,00

  8. Customers may participate in this Program more than once during the Program Period.
  9. Customers will continue to receive the (conventional) interest rate or profit-sharing (Sharia) in accordance with the applicable terms and conditions.
  10. 10. The first 200 (two hundred) Customers who participate in the USD Regular Scheme in according with the general term and conditions of the Program and carry out foreign exchange transaction through a Danamon LEBIH PRO/Danamon LEBIH PRO iB Savings Account during the Program Period will receive an additional reward in the form of a cashback (“Additional Reward”) with the following details:
    Participation in the Program Scheme (+) Add-on Foreign Exchange Transactions*) Value of Additional MAP
    e-Voucher Reward

    USD Fund Blocking Scheme

    IDR 10,000,000.00 ≤ IDR 50,000,000.00

    IDR 100,000.00

    ≥ IDR 50,000,000.00

    IDR 300,000

    *) Foreign exchange transaction requirements:

    • Foreign exchange purchases must be conducted through the D-Bank PRO application using IDR -denominated funds as the source of funds.
    • The foreign exchange purchase must be executed on the same day as the Customer's USD fund placement.
    • Each Customer shall be eligible to receive the Additional Reward a maximum of one (1) time during the Program Period. The Additional Reward is non-cumulative and shall not apply on a multiple-award basis.
  11. Customers may cancel their participation and unblock funds under this Program by visiting the Bank Danamon branch where they registered for this Program; customers must also sign:
    1. the Program Withdrawal Form (for customers participating in the Funds Holding Scheme); or
    2. the Program Withdrawal Form and the Tabungan Cita2ku Berhadiah Account/Tabungan Rencana Haji Closure Form (for customers participating in the Fixed-Term Savings Account Scheme).
  12. Customers who cancel their participation in the Program will be charged a Penalty Fee/Prize Replacement Fee, which Bank Danamon will debit from the Bank Danamon account held in the Customer’s name.

Terms & Condition for Reward Distribution

  1. The Fresh Fund Grand Prize, Retention Grand Prize, Fixed-Term Savings Grand Prize and/or Additional Prizes (“Prizes”) shall be awarded to customers within a maximum period of:
    1. 20 (twenty) working days (for cashback/e-voucher prizes)
    2. 30 (thirty) working days (for physical prizes/vouchers delivered to the Jabodetabek area)
    3. 35 (thirty-five) working days (for physical prizes/vouchers delivered outside the Jabodetabek area)
    4. 60 (sixty) working days (for motor vehicle prizes)
    from the date the Customer’s funds are held and/or it is confirmed that all General Terms and Conditions of this Program have been met. Information regarding the status of compliance with the General Terms and Conditions of this Program may be obtained by the end of the following month at the latest through the Bank Danamon branch where the Customer is participating in this Program.
  2. Prizes will be dispatched to the Bank Danamon branch where the Customer is participating in the Program. The Bank Danamon branch will notify the Customer so that they may collect the Prize in person at the designated Bank Danamon branch.
  3. Specifically, Prizes in the form of cashback will be credited to the Danamon LEBIH PRO/Danamon LEBIH PRO iB/Danamon LEBIH/Danamon LEBIH iB account registered for the Program.
  4. Specifically for prizes in the form of e-vouchers, the following terms apply:
    1. Bank Danamon will send a URL link containing a confirmation form for the delivery of the e-voucher prize via email to the Customer’s email address registered in Bank Danamon’s system within a maximum of 20 (twenty) working days from the date the Customer’s funds are blocked and/or it is confirmed that the Customer has fulfilled all the General Terms and Conditions of this Program.
    2. By completing the form via this link, the Customer acknowledges and agrees that they are providing this data to the third-party prize provider collaborating with Bank Danamon.
    3. The Customer must complete their personal details (name, delivery address, telephone number, email address) on the form via the link within a maximum of 30 (thirty) calendar days from the date Bank Danamon sends the confirmation form link.
    4. Any failure to receive or deliver the e-voucher prize due to delays or errors in filling in the details via the link is entirely the Customer’s responsibility.
    5. The validity period of the e-voucher prize, as well as its terms and conditions, are subject to the terms and conditions applicable to the relevant e-voucher.
  5. Specifically for motor vehicle prizes, the following conditions apply:
    1. The prize is provided in ‘off the road’ condition. ‘Off the road’ refers to a vehicle that has not yet been issued with tax documents and a vehicle registration number.
    2. The type and colour of the prize awarded are subject to availability. Bank Danamon does not accommodate special requests regarding colour, size, upgrades, exchanges or other requests that do not comply with the prize specifications.
  6. Specifically for Joint Accounts (Joint OR or Joint AND):
    1. Specifically for motor vehicle prizes, Bank Danamon is not involved in the process of determining the name of the registered owner.
    2. The prize must be accepted by all account holders; if one account holder is unable to accept the prize, the account holder who is unable to do so may grant a power of attorney to the other account holder to accept the prize.
  7. Bank Danamon, subject to prior notification to the Customer, reserves the right to replace the Prize with another of equivalent value should the Prize specified in the General Terms and Conditions of this Program become unavailable.
  8. The type and colour of the Prize cannot be selected.
  9. Tax on the Prize shall be borne by Bank Danamon. All matters relating to the calculation and reporting of tax on the Prize received by the Customer are entirely the responsibility of the Customer (on a self-assessment basis).
  10. All types of Rewards already received by the Customer cannot be returned or exchanged for cash.
  11. Bank Danamon does not act as a guarantor for the Prizes obtained by the Customer under this Program; therefore, any complaints regarding the quality of the Prizes must be addressed directly to the manufacturer of the Prize.
  12. Customers must inspect the Prize before accepting it. If the Prize received by the Customer is damaged or defective (due to manufacturing or delivery), the Customer must report this to the Bank Danamon branch where they registered for the Program no later than 1 (one) working day after the Prize is received by the Customer.

Program Simulation

No Customer Name Holding Information Eligibility Review

1

Customer A (Existing customer)

  • Holding date : 5 August 2026
  • Scheme : Fund Holding – IDR  Regular Scheme 
  • Hold amount : IDR 205.000.000,00
  • Holding period : 24 months
  • Prize : IDR 10.000.000,00 MAP Voucher 
  • The customer is offered the Program and agrees to participate.
  • The customer makes a transfer from another bank on 28 July 2026 in the amount of IDR 205.000.000,00 
  • As the Customer is using fresh funds deposited within 7 (seven) calendar days prior to the holding taking place, the Customer is eligible to participate in this Program.

2

Customer B (Selected and invited customer)

  • Holding date : 25 August 2026
  • Savings Product: Danamon LEBIH PRO
  • Scheme : Fund Holding – Retention
  • Hold amount : IDR 860.000.000,00
  • Holding period : 24 months
  • Prize : Yamaha NMAX Turbo
  • Customer B, as a selected and invited customer, was offered the Program and agreed to participate.
  • Funds from the previous lock-in period will be released on 17 August 2026, amounting to IDR  860.000.000,00 
  • As the Customer is among the selected and invited customers, they are eligible to participate in this Program using the funds from the previous hold.

3

Customer C (existing customer)

  • Holding date : 28 August 2026
  • Scheme : Funds Holding – USD Regular Scheme
  • Hold amount : USD 15,000
  • Holding period : 24 months
  • Prize : Dyson Airwrap i.d HS08
  • The customer has been offered the Program and has agreed to participate.
  • The customer has a balance of USD 5,000 in their DL PRO account and carried out a foreign exchange transaction via D-Bank PRO on 28 August 2026 for USD 10,000 (USD 1 is equivalent to IDR 18.160). 
  • The customer held the funds in accordance with the Program’s terms and conditions on 28 August 2026.
  • As the customer deposited funds in accordance with the Program’s terms and conditions and carried out a foreign exchange transaction on the same day as their enrolment in the Program, they are eligible to participate in this Program and receive an additional MAP eVoucher reward of IDR 300,000.00.

4

Customer D (Existing customer)

  • Account opening date: 22 August 2026
  • Scheme : Fixed-Term Savings Scheme
  • Product : Tabungan Cita2Ku Berhadiah
  • Source : Danamon LEBIH PRO
  • Term : 60 months
  • Initial deposit : IDR  63.000.000,00 
  • Monthly installment : IDR  8.000.000,00
  • Prize : iPhone 17 Pro Max 2 TB
  • The customer is offered the Program and agrees to participate.
  • The customer opens a Tabungan Cita2Ku Berhadiah Account to participate in the Program, making an initial deposit of IDR 63.000.000,000 and one monthly deposit of IDR 8.000.000,00, both from their Danamon LEBIH PRO source account.
  • As the customer has met the Program’s terms and conditions, they are eligible to participate in this Program.

5

Customer E (Existing customer)

  • Account opening date: 20 August 2026
  • Scheme : Fixed-Term Savings Scheme
  • Product : Tabungan Cita2Ku Berhadiah
  • Source bank : Danamon LEBIH
  • Term : 60 months
  • Initial deposit : IDR  63.000.000,00 
  • Monthly installment : IDR  8.000.000,00 
  • Prize : iPhone 17 Pro Max 2 TB
  • The customer is offered the Program and agrees to participate.
  • The customer opens a Tabungan Cita2Ku Berhadiah Account to participate in the Program, making an initial deposit of IDR 63.000.000,00 and one monthly deposit of IDR 8.000.000,00, both from their Danamon LEBIH source account.
  • As the customer is using Danamon LEBIH funds, they are not eligible to participate in this Program.

6

Customer F (existing customer)

  • Account opening date: 23 August 2026
  • Scheme : Fixed-Term Savings Scheme
  • Product : Tabungan Cita2Ku Berhadiah
  • Source : Danamon LEBIH PRO
  • Term : 60 months
  • Initial deposit : IDR  63.000.000,00 
  • Monthly instalment : IDR  8.000.000,00 
  • Prize : iPhone 17 Pro Max 2 TB
  • In months 3, 4 and 5, the customer failed to provide funds in their Danamon LEBIH PRO account equivalent to one monthly deposit each month for three consecutive months, resulting in a failed direct debit.
  • The customer was offered the Program and agreed to participate.
  • The customer opened a Tabungan Cita2Ku Berhadiah Account to participate in the Program, making an initial deposit of IDR 63.000.000,00 and one monthly deposit of IDR 8.000.000,00, both from their Danamon LEBIH PRO source account.
  • As the customer has met the Program’s terms and conditions, they are eligible to participate in this Program and receive an iPhone 17 Pro Max 2 TB as a prize.
  • In the 3rd, 4th and 5th months, respectively, the customer failed to make the monthly deposit of IDR 8 million into the Cita2Ku Reward Savings Account; consequently, the account will be closed by Bank Danamon and the customer will be charged a penalty fee of IDR 54,500,000. The penalty fee shall be paid by the Customer in a single installment, with Bank Danamon debiting the Customer’s account held with Bank Danamon.

Power of Attorney

  1. The Customer hereby authorises Bank Danamon to: (i) hold and unhold funds in accordance with the Participation Form and the General Terms and Conditions of this Program; and/or (ii) debit the Customer’s account at Bank Danamon for the payment of the initial deposit, monthly installments and/or penalty fees/prize replacement fees should the Customer cancel the Program in accordance with the Cancellation Form and the General Terms and Conditions of this Program.
  2. The powers of attorney granted by the Customer in the General Terms and Conditions of this Program are granted to Bank Danamon with the right of substitution; and so long as the Customer’s obligations to the Bank have not been fully discharged, such powers of attorney may not be revoked nor shall they terminate for any reason whatsoever, including but not limited to the grounds set out in Article 1813 (termination of a power of attorney: upon revocation by the attorney-in-fact; upon notification of termination by the attorney-in-fact; upon the death, incapacity or bankruptcy of the principal or the attorney-in-fact), 1814 (the principal may revoke the power of attorney whenever they so wish, and, if there are grounds for doing so, may compel the agent to return the authority held by them) and 1816 (the appointment of a new agent to handle the same matter results in the revocation of the first power of attorney, with effect from the date on which the latter is notified of such appointment) The Civil Code and these powers of attorney form an integral part of the General Terms and Conditions of this Program .

Program Risk

  1. The Customer will not receive a Prize if their participation in the Program does not comply with the applicable Program Terms and Conditions.
  2. If a Customer receives a Prize in the form of an e-voucher but does not use said e-voucher by the end of its validity period, the e-voucher Prize shall be deemed forfeited and cannot be reclaimed on any grounds whatsoever.
  3. Customers are not entitled to receive Additional Rewards if the quota for Additional Rewards under the Program has been met.

Customer Complaints

  1. Customers may lodge a complaint regarding banking products or services either verbally or in writing via their nearest Bank Danamon branch, Hello Danamon (1-500-090) or by email athellodanamon@danamon.co.id .
  2. For full details of the procedures and mechanisms regarding the customer complaints service, please refer to Bank Danamon’s official website, which can be accessed via the following link: https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.

Other Term and Conditions

  1. The General Terms and Conditions of this Program form an integral and inseparable part of the “General Terms and Conditions for Accounts and Banking Services of PT Bank Danamon Indonesia Tbk”, the “General Terms and Conditions for Sharia Accounts and Banking Services of PT Bank Danamon Indonesia Tbk”, the “General Terms and Conditions for the Danamon LEBIH PRO Savings Account”, the “General Terms and Conditions for the Danamon LEBIH PRO iB Savings Account”, the “General Terms and Conditions for the Danamon LEBIH Savings Account”, the “General Terms and Conditions for the Danamon LEBIH iB Savings Account”, “General Terms and Conditions for the Cita2Ku Reward Savings Account”, “General Terms and Conditions for the iB Hajj Plan Savings Account” and/or other terms and conditions relating to banking products and/or services. In the event of any discrepancy or conflict between these provisions and the General Terms and Conditions of this Program, the General Terms and Conditions of this Program shall prevail.
  2. The terms and conditions relating to e-Vouchers and physical vouchers, including but not limited to the technical procedures for redemption at vendors designated by Bank Danamon and the validity period of the vouchers/e-Vouchers, shall be governed by the terms and conditions set by the vendors designated by Bank Danamon.
  3. The customer hereby agrees and acknowledges that Bank Danamon is entitled to amend, modify or supplement the General Terms and Conditions of this Program from time to time. Any amendments, additions or updates to the General Terms and Conditions of this Program will be notified via the communication channels available at Bank Danamon. In the event of any changes to the benefits, risks, costs, terms and conditions set out in the General Terms and Conditions of this Program, the Customer is entitled to
    submit their objection in writing to Bank Danamon within 30 (thirty) working days from the date on which Bank Danamon notifies such changes via its communication channels. The Customer agrees that they shall be deemed to have accepted such changes if they do not raise an objection within that period. Should the Customer not agree to such changes, they are entitled to cancel their participation in the Program, provided they have first settled all their obligations to Bank Danamon (if any).
  4. If any provision of the General Terms and Conditions of this Program is, by virtue of a government or court ruling, prohibited or unenforceable, or becomes invalid or is declared null and void, this shall not affect the validity of the other provisions of the General Terms and Conditions of this Program, and such other provisions shall remain in full force and effect and shall be enforceable as set out in the General Terms and Conditions of this Program.
  5. The Customer declares that they are not currently, and will not in future, carry out any transactions that are indicative of money laundering offences and/or other transactions that are prohibited under the laws and regulations in force in Indonesia.
  6. Should there be any indication of fraud, deception, transaction irregularities, unusual transactions, money laundering and/or actions that contravene applicable laws and regulations, Bank Danamon reserves the right to cancel the transaction, terminate participation in the Program, or withhold the award from the Customer concerned. The Customer remains obliged to settle all outstanding obligations to Bank Danamon (if any).
  7. The Customer agrees that funds placed in a savings account with a return exceeding the maximum guaranteed interest rate set by the Deposit Protection Agency are not guaranteed by the Deposit Protection Agency. Prizes received by the Customer are also taken into account as part of the maximum guaranteed interest rate. The Customer may enquire about changes to the maximum guaranteed interest rate at any Bank Danamon branch or via Hello Danamon.
  8. The headings and terms used in these General Terms and Conditions of this Program are intended solely to facilitate understanding of the content of these General Terms and Conditions of this Program.
  9. These General Terms and Conditions of this Program have been aligned with the provisions of applicable laws and regulations, including the regulations of the Financial Services Authority and the provisions on deposit insurance interest rates as set out in the regulations of the Indonesia Deposit Insurance Corporation.
  10. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority and Bank Indonesia, and is a participant in the Indonesia Deposit Insurance Corporation.

Reminder

Customers must be wary of fraud committed by individuals acting on behalf of Bank Danamon by promising prizes of any kind. Any fraud or other criminal acts committed by other parties or third parties associated with or acting on behalf of the Program are beyond the control of Bank Danamon.

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