Comfortable Home from CitraGrand Cibubur CBD, with Interest Rates Up to IDR0

01 December 2025 - 31 January 2026
Special Offer

Program Description

The General Terms and Conditions of the Program ("General Terms and Conditions of the Program") are the terms and conditions applicable to Program Participants who participate in the Program ("Program") organised by PT Bank Danamon Indonesia Tbk (“Bank”) in collaboration with CitraGrand Cibubur CBD – Ciputra Group ("Partner").

The Customer agrees to and is bound by all provisions set forth in these General Terms and Conditions of the Program as follows:

Program Participant Criteria

Bank Danamon customers/employees who purchase CitraGrand Cibubur CBD units using Danamon mortgages during the programme period.

Program Period

The implementation of the program is from 1st December 2025 to 31st January 2026 (“Period of Program”).

Promo Terms

CitraGrand Cibubur CBD Developer Promo Terms and Conditions

 

  1. Save of up to 12%*
  2. Rp 10 million shopping voucher prize
  3. Spinwheel prize*, with a choice of prizes:
    1. Smart TV 65”
    2. Electric Bike
    3. Coffee Machine
    4. 2-Door Refrigerator
    5. Home Theater
    6. Washing Machine
    7. Air Purifier
    8. Outdoor BBQ
    9. Robot Vacuum
    10. AC 1PK (2 unit)
  4. 0% down payment or down payment subsidy of up to 10%*
  5. Free VAT up to IDR 220 million*
  6. Free air conditioning in every room (house) / air conditioning on every floor (shop house)
  7. Canopy (house)
  8. Smart Home System – Indoor & Outdoor CCTV (house)
  9. Free IPL for 12 months
  10. Free mortgage fees (BPHTB, AJB, BBN, & mortgage fees)

*Terms and Conditions apply

Get interest rates as low as IDR 0 during the fixed period with Danamon LEBIH mortgage loans. More detailed information about Danamon LEBIH mortgage loans can be found at Pinjaman KPR Danamon LEBIH | Bank Danamon.

 

Program Terms and Conditions

  1. Customers are required to read and understand the General Terms and Conditions of the Program.
  2. Bank Danamon reserves the right to reject or cancel the Customer’s participation in this Program if the Customer does not comply with the General Terms and Conditions of the Program.
  3. The Customer is fully responsible for any risks, losses, demands, lawsuits, and/or claims related to their participation and/or cancellation of participation in this Program.

Program Participant Complaints

  1. Customers may submit complaints regarding banking products/services either verbally or in writing through the nearest Bank Danamon branch, via Hello Danamon (1-500-090), or by email at hellodanamon@danamon.co.id.
  2. The complete procedures and mechanisms for customer complaint services can be found on Bank Danamon’s official website at the following link: https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.

Other Conditions

  1. The General Terms and Conditions of this Program form an integral part of the “Syarat dan Ketentuan Umum Rekening dan Layanan Perbankan PT Bank Danamon Indonesia Tbk”. In the event of any discrepancy or conflict between these provisions and the General Terms and Conditions of the Program, the General Terms and Conditions of the Program shall prevail.
  2. The products, services and/or benefits provided by Partners are the responsibility of the Partners and are not the products and responsibility of the Bank. If there are any problems and/or complaints regarding these products, services and/or benefits, please contact the relevant Partner.
  3. The Customer hereby agrees and acknowledges that Bank Danamon reserves the right to revise, amend, or supplement the General Terms and Conditions of this Program from time to time. Any changes, additions, or updates to these General Terms and Conditions will be communicated through the communication channels available at Bank Danamon. In the event of changes to benefits, risks, fees, or terms and conditions under this Program, the Customer has the right to submit a written objection to Bank Danamon within 30 (thirty) working days from the date the changes are communicated by Bank Danamon through its communication channels. The Customer agrees that if no objection is submitted within the specified period, the Customer is deemed to have accepted the changes. If the Customer does not agree to the changes, the Customer has the right to cancel their participation in the Program, provided that all obligations to Bank Danamon (if any) have been fulfilled.
  4. The Customer declares that there are no and will not be any transactions that are indicated as criminal acts of money laundering and/or other transactions that are prohibited under the prevailing laws and regulations in Indonesia.
  5. If there are indications of fraud, misconduct, irregular transactions, suspicious activities, money laundering, and/or actions that violate applicable laws and regulations, Bank Danamon reserves the right to cancel the transaction, revoke participation in the Program, and/or withhold the prize offering to the relevant Customer. The Customer remains obligated to settle all outstanding obligations to Bank Danamon (if any).
  6. If any irregularities are found in relation to this Program or if fraud is suspected, Programme Participants are advised to immediately inform Hello Danamon.
  7. The General Terms and Conditions of this Program have been adjusted in accordance with applicable laws and regulations, including the provisions set by Otoritas Jasa Keuangan and Bank Indonesia the interest rate guarantee provisions under the regulations of Lembaga Penjamin Simpanan.
  8. Customers must exercise caution against fraud committed by individuals claiming to represent Bank Danamon and promising prizes in any form. Any fraudulent acts or other criminal activities carried out by third parties in connection with or claiming to represent Bank Danamon or the Program are beyond the authority of Bank Danamon.

Warning

Customers must exercise caution against fraud committed by individuals claiming to represent Bank Danamon and promising prizes in any form. Any fraudulent acts or other criminal activities carried out by third parties in connection with or claiming to represent Bank Danamon or the Program are beyond the authority of Bank Danamon.

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