Program KPR Developer Goldland Group – Puri 11

The Program runs from August 1, 2025 to September 30, 2025 (“Program Period”).

The Program is open to customers who purchase property units in the Puri 11 – Goldland Group using a Danamon KPR (mortgage) facility during the Program Period.

1. Goldland Group Developer Promotion Terms and Conditions – Puri 11
   1. Receive a home appliance (TV / Washing Machine / Air Conditioner / TV / Other home appliances based on a draw)
   2. 5% property discount
2. Special Interest Rates

   Information	Bank Danamon Interest Rate	Tenor Provisions (Credit Term)
   Fix and Floating	5.08 % Fixed 5 Years	Minimum 15 Years
   Special Fixed and Fixed	Years 1 – 3 : 5.25% Years 4 – 6 : 8.25% Year 7 – Completion: 11.25%	Tenor Choice : 10 Years 11 Years 12 Years 13 Years 14 Years 15 Years

   Notes:
   * Interest rates are non-binding and subject to change.
   * The loan tenor is subject to applicable interest rate provisions. Currently, the maximum tenor is up to 30 years for the first credit facility secured with a residential property.

1. Order/purchase of Puri 11 – Goldland Group units during the programme period.
2. Type of prize: home appliance based on a draw
3. Other costs related to the mortgage application process will follow applicable regulations.
4. Program Participants are required to read and understand these General Terms and Conditions.
5. The Bank reserves the right to reject or cancel a Program Participant’s enrollment in the Program if they do not meet the stated General Terms and Conditions.
6. Program Participants bear full responsibility for any losses, claims, lawsuits, and/or demands arising from their participation in or cancellation from the Program.

1. Program Participants may submit complaints regarding banking products or services either verbally or in writing through the nearest Bank branch, Hello Danamon (1-500-090), or via email at hellodanamon@danamon.co.id.
2. The complaint handling procedure can be accessed at the https://www.danamon.co.id/en/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.

1. These General Terms and Conditions are an integral part of the General Terms and Conditions of PT Bank Danamon Indonesia Tbk's General Account and Banking Services.
2. The products, services, and/or benefits provided by the Partner are solely the responsibility of the Partner and are not associated with the Bank. For any issues or complaints regarding these products, services, or benefits, please contact the relevant Partner directly.
3. Program Participants agree and acknowledge that the Bank reserves the right to amend, modify, or supplement these General Terms and Conditions at any time. Any changes, additions, or updates will be communicated through the Bank’s available communication channels. If any modifications affect the benefits, risks, costs, terms, or conditions outlined in these General Terms and Conditions, Program Participants have the right to submit written objections to Bank Danamon within 30 (thirty) working days from the date of notification. If no objection is raised within this period, the Program Participant is deemed to have accepted the changes. If a Program Participant does not agree with the modifications, they may withdraw from the Program, provided they first fulfill all outstanding obligations to the Bank (if any).
4. The Program Participant declares that they are not, and will not be, involved in any transactions indicative of money laundering or any other activities prohibited under Indonesia’s applicable laws and regulations.
5. If there are indications of fraud, misuse, irregular transactions, abnormal transactions, money laundering, or any actions that violate laws and regulations, the Bank reserves the right to cancel transactions, terminate the use of Bank products/services, revoke Program participation, or withdraw any benefits received under the Program. Program Participants remain responsible for fulfilling any outstanding obligations to the Bank (if applicable).
6. If any irregularities or suspected fraud related to this Program are discovered, Program Participants are encouraged to immediately report them to Hello Danamon.
7. These General Terms and Conditions comply with applicable laws and regulations, including those set by the Financial Services Authority.
8. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority and Bank Indonesia and is a participating member of the Deposit Insurance Corporation.

Program Participants should remain vigilant against fraud by individuals falsely claiming to represent the Bank and offering prizes in any form. The Bank is not responsible for any fraud or criminal activities conducted by third parties under the guise of this Program.