Program Top It Up Gift

03 February 2026 - 30 April 2026
Special Offer

Program Description

The General Terms and Conditions of the Top It Up (TIUP) - Gift Program (“General Terms and Conditions of the Program”) are the terms and conditions that apply to Customers participating in the Top It Up (TIUP) - Gift Program (“Program”) organised by PT. Bank Danamon Indonesia Tbk (“Bank Danamon”) and form an integral and inseparable part of the Top It Up (TIUP) - Gift Program Participation Form (“Form”). Customers hereby agree and bind themselves to all provisions in the General Terms and Conditions of the Program as follows:

The Customer hereby agrees and binds themselves to all provisions under the General Terms and Conditions of the Program as follows:

Program Period

The program is valid from 3 February - 30 April 2026 ("Program Period").

Program Participant Criteria

This program is open to Bank Danamon customers who meet the following criteria ("Customers"):

  1. Individuals who have a Danamon LEBIH PRO/Danamon LEBIH PRO iB savings account or non-individuals who have a Danamon LEBIH/Danamon LEBIH iB savings account; or
  2. Customers who are selected and invited by Bank Danamon through Bank Danamon branch offices.

General Terms and Conditions of the Program

  1. Every Customer participating in this Program must first register by completing and signing the Program Participation Form.
  2. Customers must ensure that they have updated their data, including but not limited to their address, telephone number and email address.
  3. Customers must read and understand the General Terms and Conditions of the Program.
  4. Bank Danamon reserves the right to refuse or cancel a Customer's participation in this Program if the Customer does not meet the General Terms and Conditions of the Program.
  5. Customers are fully responsible for all risks of loss, demands, lawsuits, and/or claims in connection with their participation and/or cancellation of participation in this Program.
  6. The Program is valid for Customers who have completed the Form, deposited funds, hold funds and/or opened an account as stipulated in the General Terms and Conditions of the Program.
  7. The Program Scheme options are as follows:
    1. Hold Fund Scheme
      1. Fresh Fund
        1. Customers are required to deposit fresh funds into their Danamon LEBIH PRO/Danamon LEBIH PRO iB/Danamon LEBIH/Danamon LEBIH iB accounts by: (i) depositing cash into the account through a Bank Danamon branch office; or (ii) funds transferred to the Customer's account used for participation in this program originating from another bank account ("Fresh Fund Deposit").
        2. Customer funds must be hold in accordance with the nominal amount listed in the table in point III.7,a.i.4 below, on the same day as the Customer's participation in this Program.
        3. Fresh Fund Placements must be made a maximum of 7 (seven) calendar days before hold the funds.
        4. Customers who have made Fresh Fund Placements and hold funds will receive prizes as specified in the table below ("Fresh Fund Grand Prizes"):
          Fresh Fund Grand Prize Tenor Hold Amount Program Penalty /
          Replacement Grand Prize Fee (IDR)
          Alo yoga Warrior Mat 3 IDR 415,000,000,- IDR 3,800,000,-
          6 IDR 210,000,000,-
          12 IDR 105,000,000,-
          24 IDR 55,000,000,-
          Bodimax compact bike 3 IDR 745,000,000,- IDR 6,700,000,-
          6 IDR 375,000,000,-
          12 IDR 190,000,000,-
          24 IDR 95,000,000,-
          Bullpadel Vertex 052026 3 IDR 1,200,000,000,- IDR 10,500,000,-
          6 IDR 585,000,000,-
          12 IDR 295,000,000,-
          24 IDR 150,000,000,-
          Dyson Airwrap i.d. HS08 3 IDR 1,305,000,000,- IDR 11,450,000,-
          6 IDR 636,500,000,-
          12 IDR 318,500,000,-
          24 IDR 159,500,000,-
          Dyson V16 Piston Animal Cordless Vacuum 3 IDR 3,345,000,000,- IDR 29,300,000,-
          6 IDR 1,675,000,000,-
          12 IDR 820,000,000,-
          24 IDR 410,000,000,-
          eVoucher Tokopedia IDR 300,000 3 IDR 44,000,000,- IDR 400,000,-
          6 IDR 22,000,000,-
          12 IDR 11,000,000,-
          24 IDR 5,500,000,-
          eVoucher Tokopedia IDR 500,000 3 IDR 73,500,000,- IDR 700,000,-
          6 IDR 37,000,000,-
          12 IDR 18,500,000,-
          24 IDR 9,500,000,-
          eVoucher Tokopedia IDR 2,500,000 3 IDR 366,000,000,- IDR 3,300,000,-
          6 IDR 183,000,000,-
          12 IDR 91,500,000,-
          24 IDR 46,000,000,-
          eVoucher Traveloka IDR 1,000,000 3 IDR 146,500,000,- IDR 1,350,000,-
          6 IDR 73,500,000,-
          12 IDR 37,000,000,-
          24 IDR 18,500,000,-
          eVoucher Traveloka IDR 2,500,000 3 IDR 366,000,000,- IDR 3,300,000,-
          6 IDR 183,000,000,-
          12 IDR 91,500,000,-
          24 IDR 46,000,000,-
          eVoucher Traveloka IDR 5,000,000 3 IDR 731,500,000,- IDR 6,600,000,-
          6 IDR 366,000,000,-
          12 IDR 183,000,000,-
          24 IDR 91,500,000,-
          iPad Air M3 11 inch 256GB 3 IDR 2,000,000,000,- IDR 17,500,000,-
          6 IDR 975,500,000,-
          12 IDR 488,000,000,-
          24 IDR 244,000,000,-
          iPhone 17 256GB 3 IDR 2,372,000,000,- IDR 21,000,000,-
          6 IDR 1,186,000,000,-
          12 IDR 578,500,000,-
          24 IDR 289,500,000,-
          iPhone 17 512GB 3 IDR 3,026,000,000,- IDR 26,500,000,-
          6 IDR 1,513,000,000,-
          12 IDR 738,000,000,-
          24 IDR 369,000,000,-
          iPhone 17 Pro 256GB 3 IDR 3,267,500,000,- IDR 29,000,000,-
          6 IDR 1,634,000,000,-
          12 IDR 797,000,000,-
          24 IDR 398,500,000,-
          iPhone 17 Pro 512GB 3 IDR 3,889,000,000,- IDR 34,500,000,-
          6 IDR 1,944,500,000,-
          12 IDR 948,500,000,-
          24 IDR 474,500,000,-
          iPhone 17 Pro 1TB 3 IDR 4,543,000,000,- IDR 40,000,000,-
          6 IDR 2,271,500,000,-
          12 IDR 1,136,000,000,-
          24 IDR 554,000,000,-
          iPhone 17 Pro Max 256GB 3 IDR 3,543,000,000,- IDR 31,500,000,-
          6 IDR 1,771,500,000,-
          12 IDR 864,000,000,-
          24 IDR 432,000,000,-
          iPhone 17 Pro Max 512GB 3 IDR 4,164,500,000,- IDR 36,500,000,-
          6 IDR 2,082,500,000,-
          12 IDR 1,041,500,000,-
          24 IDR 508,000,000,-
          iPhone 17 Pro Max 1TB 3 IDR 4,826,000,000,- IDR 42,500,000,-
          6 IDR 2,413,000,000,-
          12 IDR 1,206,500,000,-
          24 IDR 588,500,000,-
          iPhone 17 Pro Max 2TB 3 IDR 6,059,000,000,- IDR 53,500,000,-
          6 IDR 3,029,500,000,-
          12 IDR 1,515,000,000,-
          24 IDR 739,000,000,-
          iPhone Air 256GB 3 IDR 2,907,500,000,- IDR 25,500,000,-
          6 IDR 1,454,000,000,-
          12 IDR 709,000,000,-
          24 IDR 354,500,000,-
          iPhone Air 512GB 3 IDR 3,559,000,000,- IDR 31,500,000,-
          6 IDR 1,779,500,000,-
          12 IDR 868,000,000,-
          24 IDR 434,000,000,-
          iPhone Air 1TB 3 IDR 4,141,500,000,- IDR 36,500,000,-
          6 IDR 2,071,000,000,-
          12 IDR 1,035,500,000,-
          24 IDR 505,000,000,-
          Macbook Air M4 2025 256GB 13 Inch (8C GPU, 16GB) 3 IDR 2,571,500,000,- IDR 22,500,000,-
          6 IDR 1,286,000,000,-
          12 IDR 627,000,000,-
          24 IDR 313,500,000,-
          Samsung Galaxy Z Flip 7 12/256 GB 3 IDR 2,407,500,000,- IDR 21,100,000,-
          6 IDR 1,204,000,000,-
          12 IDR 587,000,000,-
          24 IDR 293,500,000,-
          Samsung Galaxy Z Flip 7 12/512 GB 3 IDR 2,673,500,000,- IDR 23,400,000,-
          6 IDR 1,337,000,000,-
          12 IDR 652,000,000,-
          24 IDR 326,000,000,-
          Samsung Galaxy Z Fold 7 12/256 GB 3 IDR 3,802,500,000,- IDR 33,300,000,-
          6 IDR 1,901,500,000,-
          12 IDR 927,500,000,-
          24 IDR 464,000,000,-
          Samsung Galaxy Z Fold 7 12/512 GB 3 IDR 4,201,000,000,- IDR 36,800,000,-
          6 IDR 2,100,500,000,-
          12 IDR 1,050,500,000,-
          24 IDR 512,500,000,-
          Samsung Galaxy Z Fold 7 16/1 TB 3 IDR 4,666,000,000,- IDR 40,850,000,-
          6 IDR 2,333,000,000,-
          12 IDR 1,166,500,000,-
          24 IDR 569,000,000,-
          Samsung Vision AI Smart TV (55' QLED Q7F 4K) 3 IDR 1,510,000,000,- IDR 13,200,000,-
          6 IDR 735,000,000,-
          12 IDR 370,000,000,-
          24 IDR 185,000,000,-
          Sharp R728KIN - Microwave 25L 1000W Grill 3 IDR 541,500,000,- IDR 4,900,000,-
          6 IDR 271,000,000,-
          12 IDR 135,500,000,-
          24 IDR 68,000,000,-
          Toyota Alphard 2.5L G CVT 3 IDR 240,073,500,000,- IDR 2,106,450,000,-
          6 IDR 120,036,750,000,-
          12 IDR 60,184,000,000,-
          24 IDR 30,092,000,000,-
          Toyota Avanza 1.5 G CVT 3 IDR 41,033,500,000,- IDR 359,050,000,-
          6 IDR 20,517,000,000,-
          12 IDR 10,258,500,000,-
          24 IDR 5,129,500,000,-
          Voucher MAP IDR 300,000 3 IDR 44,000,000,- IDR 400,000,-
          6 IDR 22,000,000,-
          12 IDR 11,000,000,-
          24 IDR 5,500,000,-
          Voucher MAP IDR 500,000 3 IDR 73,500,000,- IDR 700,000,-
          6 IDR 37,000,000,-
          12 IDR 18,500,000,-
          24 IDR 9,500,000,-
          Voucher MAP IDR 2,500,000 3 IDR 366,000,000,- IDR 3,300,000,-
          6 IDR 183,000,000,-
          12 IDR 91,500,000,-
          24 IDR 46,000,000,-
          Voucher MAP IDR 5,000,000 3 IDR 731,500,000,- IDR 6,600,000,-
          6 IDR 366,000,000,-
          12 IDR 183,000,000,-
          24 IDR 91,500,000,-
          Voucher MAP IDR 10,000,000 3 IDR 1,500,000,000,- IDR 13,150,000,-
          6 IDR 731,500,000,-
          12 IDR 366,000,000,-
          24 IDR 183,000,000,-
          Voucher MAP IDR 50,000,000 3 IDR 7,500,000,000,- IDR 65,650,000,-
          6 IDR 3,750,000,000,-
          12 IDR 1,875,000,000,-
          24 IDR 914,500,000,-
          Yamaha NMAX Neo 3 IDR 4,920,500,000,- IDR 43,100,000,-
          6 IDR 2,460,500,000,-
          12 IDR 1,230,500,000,-
          24 IDR 600,000,000,-
          Yamaha NMAX Neo S 3 IDR 5,064,500,000,- IDR 44,350,000,-
          6 IDR 2,532,500,000,-
          12 IDR 1,266,500,000,-
          24 IDR 617,500,000,-
          Yamaha NMAX Turbo 3 IDR 5,678,000,000,- IDR 49,700,000,-
          6 IDR 2,839,000,000,-
          12 IDR 1,419,500,000,-
          24 IDR 692,500,000,-
          Yamaha NMAX Turbo Tech Max 3 IDR 6,479,500,000,- IDR 56,700,000,-
          6 IDR 3,240,000,000,-
          12 IDR 1,620,000,000,-
          24 IDR 790,000,000,-
      2. Retention
        1. The Retention Scheme only applies to customers who have been selected and invited by Bank Danamon.
        2. Customers who have been selected and invited by Bank Danamon are required to hold funds in accordance with the nominal amount stated in the table in point III.7,a.ii.4 below, on the same day that the customer participates in this Program.
        3. Customers may hold funds as specified in point 2 using funds released from hold based on the Hold Fund Scheme – Fresh Fund or funds already in the Customer's account that are free from any form of being hold or encumbrance.
        4. Invited Customers who have hold funds will receive a prize as specified in the table below ("Fund Retention Grand Prizes"):
          Retention Grand Prize Tenor Hold Amount Program Penalty/
          Replacement Grand Prize Fee (IDR)
          Alo yoga Warrior Mat 3 IDR 445,000,000,- IDR 3,800,000,-
          6 IDR 225,000,000,-
          12 IDR 115,000,000,-
          24 IDR 60,000,000,-
          Bodimax compact bike 3 IDR 800,000,000,- IDR 6,700,000,-
          6 IDR 400,000,000,-
          12 IDR 200,000,000,-
          24 IDR 100,000,000,-
          Bullpadel Vertex 052026 3 IDR 1,295,000,000,- IDR 10,500,000,-
          6 IDR 630,000,000,-
          12 IDR 315,000,000,-
          24 IDR 160,000,000,-
          Dyson Airwrap i.d. HS08 3 IDR 1,405,500,000,- IDR 11,450,000,-
          6 IDR 684,000,000,-
          12 IDR 342,000,000,-
          24 IDR 171,000,000,-
          Dyson V16 Piston Animal Cordless Vacuum 3 IDR 3,605,000,000,- IDR 29,300,000,-
          6 IDR 1,805,000,000,-
          12 IDR 880,000,000,-
          24 IDR 440,000,000,-
          eVoucher Tokopedia IDR 300,000 3 IDR 47,500,000,- IDR 400,000,-
          6 IDR 24,000,000,-
          12 IDR 12,000,000,-
          24 IDR 6,000,000,-
          eVoucher Tokopedia IDR 500,000 3 IDR 79,000,000,- IDR 700,000,-
          6 IDR 39,500,000,-
          12 IDR 20,000,000,-
          24 IDR 10,000,000,-
          eVoucher Tokopedia IDR 2,500,000 3 IDR 393,500,000,- IDR 3,300,000,-
          6 IDR 197,000,000,-
          12 IDR 98,500,000,-
          24 IDR 49,500,000,-
          eVoucher Traveloka IDR 1,000,000 3 IDR 157,500,000,- IDR 1,350,000,-
          6 IDR 79,000,000,-
          12 IDR 39,500,000,-
          24 IDR 20,000,000,-
          eVoucher Traveloka IDR 2,500,000 3 IDR 393,500,000,- IDR 3,300,000,-
          6 IDR 197,000,000,-
          12 IDR 98,500,000,-
          24 IDR 49,500,000,-
          eVoucher Traveloka IDR 5,000,000 3 IDR 786,500,000,- IDR 6,600,000,-
          6 IDR 393,500,000,-
          12 IDR 197,000,000,-
          24 IDR 98,500,000,-
          iPad Air M3 11 inch 256GB 3 IDR 2,154,000,000,- IDR 17,500,000,-
          6 IDR 1,077,000,000,-
          12 IDR 524,500,000,-
          24 IDR 262,500,000,-
          iPhone 17 256GB 3 IDR 2,554,000,000,- IDR 21,000,000,-
          6 IDR 1,277,000,000,-
          12 IDR 621,500,000,-
          24 IDR 311,000,000,-
          iPhone 17 512GB 3 IDR 3,258,500,000,- IDR 26,500,000,-
          6 IDR 1,629,500,000,-
          12 IDR 793,000,000,-
          24 IDR 396,500,000,-
          iPhone 17 Pro 1TB 3 IDR 4,892,500,000,- IDR 40,000,000,-
          6 IDR 2,446,500,000,-
          12 IDR 1,223,500,000,-
          24 IDR 595,500,000,-
          iPhone 17 Pro 256GB 3 IDR 3,518,500,000,- IDR 29,000,000,-
          6 IDR 1,759,500,000,-
          12 IDR 856,500,000,-
          24 IDR 428,500,000,-
          iPhone 17 Pro 512GB 3 IDR 4,188,000,000,- IDR 34,500,000,-
          6 IDR 2,094,000,000,-
          12 IDR 1,047,000,000,-
          24 IDR 509,500,000,-
          iPhone 17 Pro Max 256GB 3 IDR 3,815,500,000,- IDR 31,500,000,-
          6 IDR 1,908,000,000,-
          12 IDR 928,500,000,-
          24 IDR 464,500,000,-
          iPhone 17 Pro Max 512GB 3 IDR 4,485,000,000,- IDR 36,500,000,-
          6 IDR 2,242,500,000,-
          12 IDR 1,121,500,000,-
          24 IDR 546,000,000,-
          iPhone 17 Pro Max 1TB 3 IDR 5,197,000,000,- IDR 42,500,000,-
          6 IDR 2,598,500,000,-
          12 IDR 1,299,500,000,-
          24 IDR 632,500,000,-
          iPhone 17 Pro Max 2TB 3 IDR 6,525,000,000,- IDR 53,500,000,-
          6 IDR 3,262,500,000,-
          12 IDR 1,631,500,000,-
          24 IDR 794,000,000,-
          iPhone Air 1TB 3 IDR 4,460,500,000,- IDR 36,500,000,-
          6 IDR 2,230,500,000,-
          12 IDR 1,115,500,000,-
          24 IDR 543,000,000,-
          iPhone Air 256GB 3 IDR 3,131,000,000,- IDR 25,500,000,-
          6 IDR 1,565,500,000,-
          12 IDR 762,000,000,-
          24 IDR 381,000,000,-
          iPhone Air 512GB 3 IDR 3,832,500,000,- IDR 31,500,000,-
          6 IDR 1,916,500,000,-
          12 IDR 933,000,000,-
          24 IDR 466,500,000,-
          Macbook Air M4 2025 256GB 13 Inch (8C GPU, 16GB) 3 IDR 2,769,500,000,- IDR 22,500,000,-
          6 IDR 1,385,000,000,-
          12 IDR 674,000,000,-
          24 IDR 337,000,000,-
          Samsung Galaxy Z Flip 7 12/256 GB 3 IDR 2,593,000,000,- IDR 21,100,000,-
          6 IDR 1,296,500,000,-
          12 IDR 631,000,000,-
          24 IDR 315,500,000,-
          Samsung Galaxy Z Flip 7 12/512 GB 3 IDR 2,879,000,000,- IDR 23,400,000,-
          6 IDR 1,439,500,000,-
          12 IDR 700,500,000,-
          24 IDR 350,500,000,-
          Samsung Galaxy Z Fold 7 12/256 GB 3 IDR 4,095,000,000,- IDR 33,300,000,-
          6 IDR 2,047,500,000,-
          12 IDR 996,500,000,-
          24 IDR 498,500,000,-
          Samsung Galaxy Z Fold 7 12/512 GB 3 IDR 4,524,500,000,- IDR 36,800,000,-
          6 IDR 2,262,500,000,-
          12 IDR 1,131,500,000,-
          24 IDR 550,500,000,-
          Samsung Galaxy Z Fold 7 16/1 TB 3 IDR 5,025,000,000,- IDR 40,850,000,-
          6 IDR 2,512,500,000,-
          12 IDR 1,256,500,000,-
          24 IDR 611,500,000,-
          Samsung Vision AI Smart TV (55' QLED Q7F 4K) 3 IDR 1,625,000,000,- IDR 13,200,000,-
          6 IDR 790,000,000,-
          12 IDR 395,000,000,-
          24 IDR 200,000,000,-
          Sharp R728KIN - Microwave 25L 1000W Grill 3 IDR 582,000,000,- IDR 4,900,000,-
          6 IDR 291,000,000,-
          12 IDR 145,500,000,-
          24 IDR 73,000,000,-
          Toyota Alphard 2.5L G CVT 3 IDR 259,925,300,000,- IDR 2,106,450,000,-
          6 IDR 129,962,650,000,-
          12 IDR 64,813,500,000,-
          24 IDR 32,407,000,000,-
          Toyota Avanza 1.5 G CVT 3 IDR 44,190,000,000,- IDR 359,050,000,-
          6 IDR 22,095,000,000,-
          12 IDR 11,047,500,000,-
          24 IDR 5,524,000,000,-
          Voucher MAP IDR 300,000 3 IDR 47,500,000,- IDR 400,000,-
          6 IDR 24,000,000,-
          12 IDR 12,000,000,-
          24 IDR 6,000,000,-
          Voucher MAP IDR 500,000 3 IDR 79,000,000,- IDR 700,000,-
          6 IDR 39,500,000,-
          12 IDR 20,000,000,-
          24 IDR 10,000,000,-
          Voucher MAP IDR 2,500,000 3 IDR 393,500,000,- IDR 3,300,000,-
          6 IDR 197,000,000,-
          12 IDR 98,500,000,-
          24 IDR 49,500,000,-
          Voucher MAP IDR 5,000,000 3 IDR 786,500,000,- IDR 6,600,000,-
          6 IDR 393,500,000,-
          12 IDR 197,000,000,-
          24 IDR 98,500,000,-
          Voucher MAP IDR 10,000,000 3 IDR 1,615,500,000,- IDR 13,150,000,-
          6 IDR 786,500,000,-
          12 IDR 393,500,000,-
          24 IDR 197,000,000,-
          Voucher MAP IDR 50,000,000 3 IDR 8,077,000,000,- IDR 65,650,000,-
          6 IDR 4,038,500,000,-
          12 IDR 2,019,500,000,-
          24 IDR 983,000,000,-
          Yamaha NMAX Neo 3 IDR 5,299,000,000,- IDR 43,100,000,-
          6 IDR 2,649,500,000,-
          12 IDR 1,325,000,000,-
          24 IDR 645,000,000,-
          Yamaha NMAX Neo S 3 IDR 5,454,000,000,- IDR 44,350,000,-
          6 IDR 2,727,000,000,-
          12 IDR 1,363,500,000,-
          24 IDR 664,000,000,-
          Yamaha NMAX Turbo 3 IDR 6,115,000,000,- IDR 49,700,000,-
          6 IDR 3,057,500,000,-
          12 IDR 1,529,000,000,-
          24 IDR 744,000,000,-
          Yamaha NMAX Turbo Tech Max 3 IDR 6,978,000,000,- IDR 56,700,000,-
          6 IDR 3,489,000,000,-
          12 IDR 1,744,500,000,-
          24 IDR 849,000,000,-
          Cashback IDR 650,000 3 IDR 100,000,000,- IDR 850,000,-
          Cashback IDR 1,300,000 6 IDR 1,700,000,-
          Cashback IDR 2,650,000 12 IDR 3,350,000,-
          Cashback IDR 5,300,000 24 IDR 6,700,000,-
          Cashback IDR 1,650,000 3 IDR 250,000,000,- IDR 2,100,000,-
          Cashback IDR 3,300,000 6 IDR 4,200,000,-
          Cashback IDR 6,650,000 12 IDR 8,350,000,-
          Cashback IDR 13,350,000 24 IDR 16,700,000,-
          Cashback IDR 6,500,000 3 IDR 1,000,000,000,- IDR 8,350,000,-
          Cashback IDR 13,000,000 6 IDR 16,700,000,-
          Cashback IDR 26,000,000 12 IDR 33,400,000,-
          Cashback IDR 52,000,000 24 IDR 66,800,000,-
          Cashback IDR 16,250,000 3 IDR 2,500,000,000,- IDR 20,900,000,-
          Cashback IDR 32,500,000 6 IDR 41,750,000,-
          Cashback IDR 65,000,000 12 IDR 83,500,000,-
          Cashback IDR 130,000,000 24 IDR 167,000,000,-
    2. Term Savings Scheme
      1. The Term Savings scheme applies specifically for individual customers.
      2. Customers are required to open a Tabungan Cita2Ku Berhadiah Account/Hajj Savings Account by filling out the Tabungan Cita2Ku Berhadiah Account/Hajj Savings Account opening form at a Bank Danamon branch.
      3. Customers are required to provide funds in the amount of the Initial Deposit and one Monthly Deposit (for the first debit) in their Danamon LEBIH PRO/Danamon LEBIH PRO iB account, which will be the source account for debits to their Tabungan Cita2ku Berhadiah Account/Hajj Savings Plan. The debit must be successfully made on the same date as the opening date of the Tabungan Cita2Ku Berhadiah Account/Hajj Savings Plan, in accordance with the Initial Deposit and Monthly Deposit amounts stated in point III.7,b.v below.
      4. Customers must provide a minimum amount of Monthly Deposit (for the second and subsequent Monthly Deposits) and a minimum balance in the Danamon LEBIH PRO/Danamon LEBIH PRO iB account used as the source account for debiting to the Tabungan Cita2ku Berhadiah Account/Hajj Savings Plan account every month, before the debit date to the Tabungan Cita2ku Berhadiah Account/Hajj Savings Plan Account.
      5. Customers who have fulfilled the requirements as stated in points ii to iii above will receive a prize with the following conditions ("Grand Prize for Term Savings"):
        Fixed Term Grand Prize Tenor (Months) Initial Deposit Monthly Deposit* Program Penalty / Replacement Grand Prize Fee (IDR )**
        Alo yoga Warrior Mat 24 IDR 27,500,000,- IDR 2,000,000,- IDR 3,750,000,-
        36 IDR 14,500,000,- IDR 1,100,000,- IDR 3,750,000,-
        60 IDR 4,500,000,- IDR 600,000,- IDR 3,750,000,-
        Bodimax compact bike 24 IDR 48,500,000,- IDR 3,500,000,- IDR 6,650,000,-
        36 IDR 26,000,000,- IDR 1,900,000,- IDR 6,650,000,-
        60 IDR 8,000,000,- IDR 1,000,000,- IDR 6,650,000,-
        Bullpadel Vertex 052026 24 IDR 77,000,000,- IDR 5,400,000,- IDR 10,500,000,-
        36 IDR 41,000,000,- IDR 3,000,000,- IDR 10,500,000,-
        60 IDR 10,500,000,- IDR 1,600,000,- IDR 10,500,000,-
        Dyson Airwrap i.d. HS08 24 IDR 51,500,000,- IDR 8,450,000,- IDR 11,450,000,-
        36 IDR 41,500,000,- IDR 3,450,000,- IDR 11,450,000,-
        60 IDR 11,500,000,- IDR 1,700,000,- IDR 11,450,000,-
        Dyson V16 Piston Animal Cordless Vacuum 24 IDR 272,500,000,- IDR 10,300,000,- IDR 29,300,000,-
        36 IDR 156,500,000,- IDR 6,000,000,- IDR 29,300,000,-
        60 IDR 35,500,000,- IDR 4,100,000,- IDR 29,300,000,-
        eVoucher Tokopedia IDR 300,000 24 IDR 1,500,000,- IDR 350,000,- IDR 400,000,-
        36 IDR 1,000,000,- IDR 150,000,- IDR 400,000,-
        60 IDR 500,000,- IDR 100,000,- IDR 400,000,-
        eVoucher Tokopedia IDR 500,000 24 IDR 2,500,000,- IDR 550,000,- IDR 700,000,-
        36 IDR 1,500,000,- IDR 250,000,- IDR 700,000,-
        60 IDR 1,000,000,- IDR 100,000,- IDR 700,000,-
        eVoucher Tokopedia IDR 2,500,000 24 IDR 13,500,000,- IDR 2,600,000,- IDR 3,300,000,-
        36 IDR 7,500,000,- IDR 1,250,000,- IDR 3,300,000,-
        60 IDR 3,500,000,- IDR 500,000,- IDR 3,300,000,-
        eVoucher Traveloka IDR 1,000,000 24 IDR 4,000,000,- IDR 1,150,000,- IDR 1,350,000,-
        36 IDR 3,000,000,- IDR 500,000,- IDR 1,350,000,-
        60 IDR 1,500,000,- IDR 200,000,- IDR 1,350,000,-
        eVoucher Traveloka IDR 2,500,000 24 IDR 13,500,000,- IDR 2,600,000,- IDR 3,300,000,-
        36 IDR 7,500,000,- IDR 1,250,000,- IDR 3,300,000,-
        60 IDR 3,500,000,- IDR 500,000,- IDR 3,300,000,-
        eVoucher Traveloka IDR 5,000,000 24 IDR 26,500,000,- IDR 5,150,000,- IDR 6,600,000,-
        36 IDR 14,500,000,- IDR 2,500,000,- IDR 6,600,000,-
        60 IDR 7,000,000,- IDR 950,000,- IDR 6,600,000,-
        iPad Air M3 11 inch 256GB 24 IDR 70,000,000,- IDR 13,650,000,- IDR 17,500,000,-
        36 IDR 52,500,000,- IDR 5,800,000,- IDR 17,500,000,-
        60 IDR 17,500,000,- IDR 2,650,000,- IDR 17,500,000,-
        iPhone 17 256GB 24 IDR 193,000,000,- IDR 7,300,000,- IDR 21,000,000,-
        36 IDR 82,500,000,- IDR 5,800,000,- IDR 21,000,000,-
        60 IDR 21,000,000,- IDR 3,100,000,- IDR 21,000,000,-
        iPhone 17 512GB 24 IDR 246,500,000,- IDR 9,400,000,- IDR 26,500,000,-
        36 IDR 106,000,000,- IDR 7,400,000,- IDR 26,500,000,-
        60 IDR 26,500,000,- IDR 3,900,000,- IDR 26,500,000,-
        iPhone 17 Pro 256GB 24 IDR 266,000,000,- IDR 10,100,000,- IDR 29,000,000,-
        36 IDR 116,000,000,- IDR 7,900,000,- IDR 29,000,000,-
        60 IDR 29,000,000,- IDR 4,250,000,- IDR 29,000,000,-
        iPhone 17 Pro 512GB 24 IDR 316,500,000,- IDR 12,000,000,- IDR 34,500,000,-
        36 IDR 137,500,000,- IDR 9,400,000,- IDR 34,500,000,-
        60 IDR 34,500,000,- IDR 5,050,000,- IDR 34,500,000,-
        iPhone 17 Pro 1TB 24 IDR 371,000,000,- IDR 14,000,000,- IDR 40,000,000,-
        36 IDR 159,500,000,- IDR 11,000,000,- IDR 40,000,000,-
        60 IDR 40,000,000,- IDR 5,850,000,- IDR 40,000,000,-
        iPhone 17 Pro Max 256GB 24 IDR 288,500,000,- IDR 10,900,000,- IDR 31,500,000,-
        36 IDR 124,500,000,- IDR 8,600,000,- IDR 31,500,000,-
        60 IDR 31,500,000,- IDR 4,600,000,- IDR 31,500,000,-
        iPhone 17 Pro Max 512GB 24 IDR 340,000,000,- IDR 12,800,000,- IDR 36,500,000,-
        36 IDR 146,000,000,- IDR 10,100,000,- IDR 36,500,000,-
        60 IDR 36,500,000,- IDR 5,400,000,- IDR 36,500,000,-
        iPhone 17 Pro Max 1TB 24 IDR 393,000,000,- IDR 14,900,000,- IDR 42,500,000,-
        36 IDR 169,000,000,- IDR 11,700,000,- IDR 42,500,000,-
        60 IDR 42,500,000,- IDR 6,250,000,- IDR 42,500,000,-
        iPhone 17 Pro Max 2TB 24 IDR 495,000,000,- IDR 18,600,000,- IDR 53,500,000,-
        36 IDR 212,500,000,- IDR 14,700,000,- IDR 53,500,000,-
        60 IDR 53,500,000,- IDR 7,800,000,- IDR 53,500,000,-
        iPhone Air 256GB 24 IDR 249,000,000,- IDR 8,100,000,- IDR 25,500,000,-
        36 IDR 102,000,000,- IDR 7,100,000,- IDR 25,500,000,-
        60 IDR 53,500,000,- IDR 2,850,000,- IDR 25,500,000,-
        iPhone Air 512GB 24 IDR 304,000,000,- IDR 9,900,000,- IDR 31,500,000,-
        36 IDR 125,000,000,- IDR 8,600,000,- IDR 31,500,000,-
        60 IDR 65,500,000,- IDR 3,500,000,- IDR 31,500,000,-
        iPhone Air 1TB 24 IDR 353,500,000,- IDR 11,500,000,- IDR 36,500,000,-
        36 IDR 145,000,000,- IDR 10,100,000,- IDR 36,500,000,-
        60 IDR 76,000,000,- IDR 4,050,000,- IDR 36,500,000,-
        Macbook Air M4 2025 256GB 13 Inch 24 IDR 202,500,000,- IDR 8,550,000,- IDR 22,500,000,-
        36 IDR 53,000,000,- IDR 8,250,000,- IDR 22,500,000,-
        60 IDR 22,500,000,- IDR 3,300,000,- IDR 22,500,000,-
        Samsung Galaxy Z Flip 7 12 256 GB 24 IDR 190,000,000,- IDR 8,000,000,- IDR 21,100,000,-
        36 IDR 84,500,000,- IDR 5,850,000,- IDR 21,100,000,-
        60 IDR 21,500,000,- IDR 3,100,000,- IDR 21,100,000,-
        Samsung Galaxy Z Flip 7 12 512 GB 24 IDR 211,000,000,- IDR 8,850,000,- IDR 23,400,000,-
        36 IDR 94,000,000,- IDR 6,500,000,- IDR 23,400,000,-
        60 IDR 23,500,000,- IDR 3,450,000,- IDR 23,400,000,-
        Samsung Galaxy Z Fold 7 12 256 GB 24 IDR 299,500,000,- IDR 12,600,000,- IDR 33,300,000,-
        36 IDR 133,500,000,- IDR 9,200,000,- IDR 33,300,000,-
        60 IDR 33,500,000,- IDR 4,900,000,- IDR 33,300,000,-
        Samsung Galaxy Z Fold 7 12 512 GB 24 IDR 331,000,000,- IDR 13,900,000,- IDR 36,800,000,-
        36 IDR 147,500,000,- IDR 10,200,000,- IDR 36,800,000,-
        60 IDR 37,000,000,- IDR 5,450,000,- IDR 36,800,000,-
        Samsung Galaxy Z Fold 7 16 1 TB 24 IDR 367,500,000,- IDR 15,450,000,- IDR 40,850,000,-
        36 IDR 163,500,000,- IDR 11,300,000,- IDR 40,850,000,-
        60 IDR 41,000,000,- IDR 6,050,000,- IDR 40,850,000,-
        Samsung Vision AI Smart TV (55' QLED Q7F 4K) 24 IDR 122,500,000,- IDR 4,700,000,- IDR 13,200,000,-
        36 IDR 70,000,000,- IDR 2,800,000,- IDR 13,200,000,-
        60 IDR 16,000,000,- IDR 1,850,000,- IDR 13,200,000,-
        Sharp Microwave R728KIN 25L 100W Grill 24 IDR 19,500,000,- IDR 3,800,000,- IDR 4,900,000,-
        36 IDR 11,000,000,- IDR 1,850,000,- IDR 4,900,000,-
        60 IDR 5,000,000,- IDR 750,000,- IDR 4,900,000,-
        Toyota Avanza G CVT 60 IDR 1,077,500,000,- IDR 29,100,000,- IDR 359,050,000,-
        Voucher MAP IDR 300,000 24 IDR 1,500,000,- IDR 350,000,- IDR 400,000,-
        36 IDR 1,000,000,- IDR 150,000,- IDR 400,000,-
        60 IDR 500,000,- IDR 100,000,- IDR 400,000,-
        Voucher MAP IDR 500,000 24 IDR 2,500,000,- IDR 550,000,- IDR 700,000,-
        36 IDR 1,500,000,- IDR 250,000,- IDR 700,000,-
        60 IDR 1,000,000,- IDR 100,000,- IDR 700,000,-
        Voucher MAP IDR 2,500,000 24 IDR 13,500,000,- IDR 2,600,000,- IDR 3,300,000,-
        36 IDR 7,500,000,- IDR 1,250,000,- IDR 3,300,000,-
        60 IDR 3,500,000,- IDR 500,000,- IDR 3,300,000,-
        Voucher MAP IDR 5,000,000 24 IDR 26,500,000,- IDR 5,150,000,- IDR 6,600,000,-
        36 IDR 14,500,000,- IDR 2,500,000,- IDR 6,600,000,-
        60 IDR 7,000,000,- IDR 950,000,- IDR 6,600,000,-
        Voucher MAP IDR 10,000,000 24 IDR 52,500,000,- IDR 10,250,000,- IDR 13,150,000,-
        36 IDR 30,000,000,- IDR 4,900,000,- IDR 13,150,000,-
        60 IDR 13,500,000,- IDR 1,950,000,- IDR 13,150,000,-
        Voucher MAP IDR 50,000,000 24 IDR 374,500,000,- IDR 42,000,000,- IDR 65,650,000,-
        36 IDR 151,000,000,- IDR 24,250,000,- IDR 65,650,000,-
        60 IDR 66,000,000,- IDR 9,650,000,- IDR 65,650,000,-
        Yamaha NMAX Neo 24 IDR 396,500,000,- IDR 15,500,000,- IDR 43,100,000,-
        36 IDR 172,500,000,- IDR 11,950,000,- IDR 43,100,000,-
        60 IDR 43,500,000,- IDR 6,350,000,- IDR 43,100,000,-
        Yamaha NMAX Neo S 24 IDR 408,000,000,- IDR 16,000,000,- IDR 44,350,000,-
        36 IDR 177,500,000,- IDR 12,300,000,- IDR 44,350,000,-
        60 IDR 44,500,000,- IDR 6,550,000,- IDR 44,350,000,-
        Yamaha NMAX Turbo 24 IDR 457,500,000,- IDR 17,900,000,- IDR 49,700,000,-
        36 IDR 199,000,000,- IDR 13,800,000,- IDR 49,700,000,-
        60 IDR 50,000,000,- IDR 7,350,000,- IDR 49,700,000,-
        Yamaha NMAX Turbo Tech Max 24 IDR 522,000,000,- IDR 20,450,000,- IDR 56,700,000,-
        36 IDR 227,000,000,- IDR 15,750,000,- IDR 56,700,000,-
        60 IDR 57,000,000,- IDR 8,350,000,- IDR 56,700,000,-
  8. Customers may participate in this Program more than once during the Program Period.
  9. Customers will still receive interest (conventional) or profit sharing (sharia) in accordance with applicable regulations.
  10. Customers may cancel their participation and unhold their funds in this Program by visiting the Bank Danamon branch where they registered for the Program and are required to sign:
    1. Program Cancellation Form (for customers participating in the Hold Fund Scheme); or
    2. Program Cancellation Form and Cita2ku Prize Savings Account/Hajj Savings Account Closure Form (for customers participating in the Term Savings Account Opening Scheme).
  11. Customers who cancel their participation in the Program will be charged a Penalty Fee/Prize Replacement Fee by Bank Danamon debiting the Bank Danamon account in the Customer's name.

Terms & Condition for Reward Distribution

  1. The Fresh Fund Grand Prize, Retention Grand Prize and/or Term Deposit Grand Prize ("Prize") shall be awarded to Customers within a maximum period of:
    1. 20 (twenty) working days (for cashback prizes)
    2. 30 (thirty) working days (for physical goods/vouchers delivered to the Greater Jakarta area)
    3. 35 (thirty-five) working days (for physical goods/vouchers delivered outside the Greater Jakarta area)
    4. 60 (sixty) working days (for motor vehicle prizes)
    since the Customer's funds have been hold and/or declared to have fulfilled all the General Terms and Conditions of the Program. Information regarding the status of fulfilment of the General Terms and Conditions of the Program can be obtained at the latest at the end of the following month through the Bank Danamon branch office where the Customer participates in this Program.
  2. The Prize will be sent to the Customer's address as recorded in the Bank Danamon system. If Bank Danamon is unable to deliver the prize due to an incomplete customer address or an address that differs from the one recorded in Bank Danamon's system, the prize will be sent to the Bank Danamon branch where the customer participated in the Program. The Bank Danamon branch will inform the customer so that they can collect the prize themselves at the designated Bank Danamon branch.
  3. Specifically for cashback prizes, they will be credited to the Danamon LEBIH PRO/Danamon LEBIH PRO iB/Danamon LEBIH/Danamon LEBIH iB account that is included in the Program.
  4. Specifically for e-voucher prizes, the following conditions apply:
    1. Bank Danamon will send a link containing a confirmation form for the e-voucher gift via email to the customer's email address registered in the Bank Danamon system within a maximum of 20 (twenty) working days from the date the customer's funds are held and/or declared to have met all the General Terms and Conditions of the Program.
    2. By filling out the form on the link, the Customer acknowledges and agrees that the Customer is providing the data to a third party gift provider that collaborates with Bank Danamon.
    3. The Customer is required to complete their personal data (name, shipping address, telephone number, email address) on the form in the link within a maximum period of 30 (thirty) calendar days from the date Bank Danamon sends the confirmation form link.
    4. The failure to receive or deliver the e-voucher prize due to delays or errors in filling out the data on the link is entirely the Customer's responsibility.
    5. The validity period of the e-voucher prize and its terms and conditions can be found in the applicable terms and conditions of the e-voucher.
  5. Specifically for motor vehicle prizes, the following conditions apply:
    1. Provided in off the road condition. Off the road refers to vehicles that are not yet equipped with tax documents and vehicle numbers.
    2. The administration of tax documents and vehicle license numbers can be processed at a dealer appointed by Danamon Bank's partner Vendor.
    3. The type and colour of the Prize will be provided according to availability. Bank Danamon does not accept special requests for colours, sizes, upgrades, exchanges or anything else that does not match the Prize specifications.
  6. Specifically for Joint Accounts: Joint OR or Joint AND:
    1. Specifically for motor vehicle prizes, Bank Danamon is not involved in the process of determining ownership.
    2. Prizes must be accepted by all account holders. If one of the account holders is unable to accept the prize, the account holder who is unable to do so may authorise another account holder to accept the prize.
  7. Bank Danamon reserves the right, with prior notification to Customers, to replace the Prize with another prize of equivalent value if the Prize specified in the General Terms and Conditions of the Program becomes unavailable.
  8. The type and colour of the Prize cannot be selected.
  9. The Gift tax shall be borne by Bank Danamon. All matters relating to the calculation and reporting of taxes on Gifts received by Customers shall be the sole responsibility of the Customers (self assessment basis).
  10. All types of Gifts received by Customers cannot be returned or exchanged for cash.
  11. Bank Danamon does not guarantee the Prizes obtained by Customers under this Program. Therefore, any complaints regarding the quality of the Prizes must be addressed directly to the manufacturer of the Prizes.
  12. Customers are required to inspect the Gift before accepting it. If the Gift received by the Customer is damaged/defective (due to manufacturing/shipping), the Customer must report this to the Bank Danamon branch office where they registered for the Program no later than 1 (one) working day after the Gift is received by the Customer.

Program Simulation

No Customer Name Hold Funds Information Eligibility Review
1 Customer A (Existing Customer)
  • Hold Funds Date: 1 March 2026
  • Scheme: Hold Fund - Fresh Fund
  • Hold Amount: IDR 293 million
  • Hold Tenor: 24 months
  • Hadiah: Samsung Galaxy Z Flip 7 12/256 GB
  • The customer was offered and agreed to participate in the Program.
  • The customer made a transfer from another bank on 28 February 2025 in the amount of IDR 293 million.
  • As the customer used fresh funds deposited within 7 (seven) calendar days prior to the hold, the customer was eligible to participate in the Program.
2 Customer B (Chosen and Invited Customer)
  • Hold Funds Date: 12 February 2026
  • Scheme: Hold Fund - Retention
  • Hold Amount: IDR 1,136.5 million
  • Hold Tenor: 24 months
  • Prize: Yamaha NMAX Turbo
  • Customer B, as a selected and invited customer, was offered and agreed to participate in the Program.
  • The funds from the previous hold were disbursed on 8 February 2026 in the amount of IDR 1,136.5 million.
  • As the Customer was a selected and invited customer, they were eligible to participate in this program using the funds from the previous hold.
3 Customer C (Existing Customer)
  • Hold Funds Date: 28 February 2026
  • Scheme: Hold Fund – Fresh Fund
  • Hold Amount: IDR 739 million
  • Hold Tenor: 24 months
  • Prize: iPhone 17 Pro Max 2 TB
  • The customer was offered and agreed to participate in the Program.
  • The customer made transfers from another bank on 20 February 2026 in the amount of IDR 239 million and on 27 February 2026 in the amount of IDR 500 million.
  • As the customer's funds for this Program were received more than 7 (seven) calendar days before the hold was carried out, the customer was not eligible to participate in this Program.
4 Customer D (Existing Customer)
  • Account Opening Date : 22 February 2026
  • Scheme: Term Savings Scheme
  • Product: Tabungan Cita2Ku Berhadiah
  • Source Account: Danamon LEBIH PRO
  • Tenor: 60 months
  • Initial Deposit: IDR 106.5 million
  • Monthly Deposit: IDR 6.05 million
  • Prize: iPhone 17 Pro Max 2 TB
  • The customer was offered and agreed to participate in the Program.
  • The customer opened a Tabungan Cita2Ku Berhadiah account to participate in the program, making an initial deposit of IDR 106.5 million and one monthly deposit of IDR 6.05 million from their Danamon LEBIH PRO source account.
  • As the customer met the program terms and conditions, they were eligible to participate in the program.
5 Nasabah E (Existing Customer)
  • Account Opening Date : 20 February 2026
  • Scheme: Term Savings Scheme
  • Product: Tabungan Cita2Ku Berhadiah
  • Source Account: Danamon LEBIH
  • Tenor: 60 months
  • Initial Deposit: IDR 106.5 million
  • Monthly Deposit: IDR 6.05 million
  • Prize: iPhone 17 Pro Max 2 TB
  • The Customer was offered and agree to participate in the Program.
  • The customer opened a Cita2Ku Berhadiah Savings Account to participate in the program, where the customer made an initial deposit of IDR 106.5 million and one monthly deposit of IDR 6.05 million from the Danamon LEBIH funding account.
  • As the customer was using the Danamon LEBIH funding account, the customer was not eligible to participate in this program.
6 Nasabah F (Existing Customer)
  • Account Opening Date : 23 February 2026
  • Scheme: Term Savings Scheme
  • Product: Tabungan Cita2Ku Berhadiah
  • Source Account: Danamon LEBIH PRO
  • Tenor: 60 months
  • Initial Deposit: IDR 106.5 million
  • Monthly Deposit : IDR 6.05 million
  • Prize: iPhone 17 Pro Max 2 TB
  • In months 3, 4, and 5, the customer did not provide funds in their Danamon LEBIH PRO account equivalent to one monthly deposit each month for three consecutive months, resulting in a failed debit.
  • The Customer was offered and agreed to participate in the Program.
  • The customer opened a Cita2Ku Berhadiah savings account to participate in the program, where the customer made an initial deposit of IDR 106.5 million and one monthly deposit of IDR 6.05 million from their Danamon LEBIH PRO source account.
  • As the customer has met the program terms and conditions, they were eligible to participate in this program and receive an iPhone 17 Pro Max 2 TB as a reward.
  • In the 3rd, 4th, and 5th months, the customer did not make monthly deposits of IDR 6.1 million into the Cita2Ku Berhadiah Savings Account, so the account was closed by Bank Danamon and the customer was charged a penalty fee of IDR 53,500,000. The penalty fee will be paid by the customer in a single payment, with Bank Danamon debiting the customer's account at Bank Danamon.

Power of Attorney

  1. The Customer hereby authorises Bank Danamon to: (i) block and unblock funds in accordance with the Cancellation Form and the General Terms and Conditions of the Program; and/or (ii) debit the Customer's account at Bank Danamon for the payment of Penalty Fees if the Customer cancels the Program or fails to comply with the General Terms and Conditions of the Program.
  2. The authorisation granted by the Customer in the General Terms and Conditions of the Program is granted to the Bank with the right of substitution and as long as the Customer's obligations to the Bank have not been fully fulfilled, such authorisations cannot be revoked or terminated for any reason, including but not limited to the reasons stated in Article 1813 (termination of authority: by the revocation of the authority by the principal; by notification of termination of authority by the principal; by the death, incapacity or bankruptcy of the principal or the agent), 1814 (the principal may revoke the authority whenever he/she so desires, and if there are grounds for doing so, compel the attorney to return the power of attorney held by him) and 1816 (the appointment of a new attorney to carry out the same business shall result in the revocation of the first power of attorney, effective from the date of notification of the appointment to the latter) The Civil Code and these powers are an integral part of the General Terms and Conditions of this Program.

Customer Complaints

  1. Customers may submit complaints regarding banking products/services either verbally or in writing through the nearest Bank Danamon branch office or Hello Danamon (1-500-090) or via email at hellodanamon@danamon.co.id.
  2. The complaint handling procedure can be accessed via the website https://www.danamon.co.id/id/Personal/Lainnya/Proses-Customer-Complaint-Handling

Other Term and Conditions

  1. Other terms and conditions related to banking products and/or services, unless otherwise stipulated in the General Terms and Conditions of this Program, shall remain valid and binding on the Customer and form an integral part of the General Terms and Conditions of the Program.
  2. The General Terms and Conditions of this Program form an integral part of the General Terms and Conditions of Accounts and Banking Services and the General Terms and Conditions of Sharia Accounts and Banking Services issued by Bank Danamon. These terms and conditions remain in force unless otherwise stipulated in the General Terms and Conditions of this Program.
  3. The Customer hereby agrees and acknowledges that Bank Danamon reserves the right to amend/change/supplement the General Terms and Conditions of the Program from time to time. Any changes/additions/updates to the General Terms and Conditions of the Program will be notified through the communication media available at Bank Danamon. In the event of changes to the benefits, risks, costs, terms and conditions based on the General Terms and Conditions of this Program, the Customer has the right to submit a written objection to Bank Danamon within 30 (thirty) working days from the date of notification of such changes by Bank Danamon through Bank Danamon's communication media. The Customer agrees that the Customer is deemed to have agreed to the changes if the Customer does not submit an objection within that period. If the Customer does not agree to the changes, the Customer has the right to cancel their participation in the Program by first settling all of the Customer's obligations to Bank Danamon (if any).
  4. The Customer declares that there are no and will be no transactions that indicate money laundering and/or other transactions that are not permitted under the applicable laws and regulations in Indonesia.
  5. If there are indications of fraud, cheating, transaction irregularities, unusual transactions, money laundering and/or actions that are not in accordance with laws and regulations, Bank Danamon reserves the right to cancel the transaction, cancel participation in the Program, and/or the awarding of rewards to the Customer concerned. Customers remain obligated to settle all their obligations to Bank Danamon (if any).
  6. If any provision in the General Terms and Conditions of this Program is prohibited or cannot be implemented or becomes invalid or is declared null and void by a government or court decision, this shall not affect the validity of other provisions in the General Terms and Conditions of this Program, and the other provisions shall remain valid and binding and can be implemented as stipulated in the General Terms and Conditions of this Program.
  7. The Customer agrees that the placement of funds in a savings account with a return above the maximum interest rate guaranteed by the Deposit Insurance Corporation is not guaranteed by the Deposit Insurance Corporation. The prize received by the Customer is also calculated as a component of the maximum guaranteed interest rate. The Customer can find out about changes to the maximum guaranteed interest rate through a Bank Danamon branch office or through Hello Danamon.
  8. The General Terms and Conditions of this Program have been adjusted to comply with the provisions of laws and regulations, including the provisions of the Financial Services Authority (OJK) and the provisions on guaranteed interest rates based on the regulations of the Indonesia Deposit Insurance Corporation (LPS).
  9. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia and is a participant in the Indonesia Deposit Insurance Corporation (LPS).

Reminder

Customers must be cautious of fraud committed by individuals acting on behalf of Bank Danamon by promising gifts of any kind. Any fraud or other criminal acts committed by other/third parties associated with or acting on behalf of Bank Danamon or the Program are beyond the authority of Bank Danamon.

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