• Process automation
  With API services, application development becomes more efficient, which facilitates integration between various applications and services due to process automation.
• Improve user experience
  API services create a better and consistent user experience across platforms and devices.
• Expanding business reach
  By utilizing the functionality provided on API services, it can expand the reach of the business.
• Data protection
  API services are created in accordance with the National Open API Payment Standards in accordance with the technical and security standards set by regulations.

1. The API Central specification has followed regulatory provisions including the National Open Application Programming Interface (API SNAP) Standard.
2. Secret access identities include API key, API secret, Client ID, Client Secret for API service access valid during testing and production.

API Products

• API Intrabank Transfer
  API service that provides transfer services to fellow Danamon bank accounts.
• API Interbank Transfer
  API service for transfers to other banks online or via BI-FAST.
• API SKN Transfer
  API service that provides SKN transfer services to other banks.
• API RTGS Transfer
  API service that provides RTGS transfer services to other banks.
• Bill Payment BPJSTK
  API service that enables BPJSTK payments through a system-to-system integration.
• API FSC (Financial Supply Chain) Direct
  A service where Danamon's system is directly connected to the Principal's system in terms of the Supply Chain Financing Program (Distributor or Supplier), so that business transactions between the Principal and para-Distributors/Suppliers can be carried out between Danamon accounts.
• API Payment to VA (Virtual Account)
  API service that provides payment services to Danamon virtual accounts.

API Products

• API Bank Statement
  API service that provides account mutation information.
• API Transaction Status Inquiry
  API service that provides transfer transaction status.
• API Internal Account Inquiry
  API service that provides User account information at Danamon banks.
• API External Account Inquiry
  API service that provides the User's account information at other banks.
• API Balance Inquiry
  API service that provides information related to account balances.

API Products

• API Virtual Account Inquiry
  API service that provides virtual account name and billing information.
• API Virtual Account Payment
  API service for Danamon VA payments/top-ups.
• API Create VA
  API service to create a VA number at Danamon Bank.
• API Delete VA
  API service to delete VA numbers at Danamon banks.
• VA Debit – API Inquiry Mutation
  API service that provides certain VA Debit Number mutations.
• VA Debit – API Inquiry Data
  API service that provides certain VA Debit Number registration data.
• VA Debit – API Balance Inquiry
  API service that provides information on certain VA debit balances.
• VA Debit – API Inquiry BIN Balance
  API service that provides information on the balance of all VA debits on the registered BIN.
• VA Debit – API Create VA
  API service to register a VA debit number along with its data data.
• VA Debit – API Delete VA
  Deleting a specific registered debit VA number.

API Products

• API Account Binding
  A service that links (binds) the customer’s bank account to the Direct Debit system.
• API Account Unbinding
  A service that removes (unbinds) a customer’s bank account that has been registered in the Direct Debit system.
• API Verification OTP
  A service for sending and verifying a One-Time Password (OTP).

API Products

• API Direct Debit Payment
  A facility that enables payments by directly debiting funds from the user’s bank account.
• API Direct Debit Status
  A service used to check the status of a Direct Debit transaction, whether it is successful, pending, or failed.
• API Direct Debit Refund
  A service for processing refunds for completed Direct Debit transactions.
• API Balance lnquiry
  A service to check the account balance of a bank account that has been bound to the Direct Debit system.
• API Bank Statement
  A service to retrieve transaction history (mutations) from an account linked to the Direct Debit system.

API Products

• API Hold Balance
  A service that places a hold on a certain amount of funds in the customer’s account until the financing process is declared fully funded.
• API Unhold Balance
  A service that releases previously held funds so they can be used again.
• API Fund Disbursement
  A service for disbursing funds to the Partner Bank’s account once the financing has been fully funded based on the agreed amount.
• API Settlement
  A service that facilitates settlement of financing between the Partner Bank and the Bank’s Customers for the distribution of investment returns and financing proceeds.

API Products

• API Account Binding
  A process for linking (binding) a customer’s account to the D-Wallet system.
• API Account Binding Inquiry
  A service for checking the status of an account linked to the D-Wallet system.
• API Balance lnquiry
  A service for checking the D-Wallet balance of an account already bound to the D-Wallet system.
• API Transaction History List
  A service that displays the user’s current account balance information.
• API Transaction History Detail
  A service that provides a list of transaction history previously conducted.
• API Internal Account Inqury
  A service for checking account information within Bank Danamon.
• API lntrabank Transfer
  A service for transferring funds between accounts within Bank Danamon.
• API Eksternal Account lnquiry
  A service for checking account information in other (external) banks.
• API lnterbank Transfer
  A service for transferring funds to accounts in banks outside of Bank Danamon.
• API Transaction status inquiry
  A service for checking the status of a particular transaction (e.g., pending, successful, failed).
• API Decode QR
  A service for reading and interpreting QR code data for QRIS MPM payments.