• Contactless feature is a technology that allows Danamon Debit Card holders to make payment transactions by simply tapping or tapping Danamon Debit Card on an Electronic Data Capture (EDC) machine that supports contactless transactions without using a 6-digit PIN.

• Contactless transactions with a transaction amount up to IDR 1 million per transaction do not require a PIN, whereas for transaction with amount above IDR 1 million per transaction, PIN is required. If EDC/POS machine does not support PIN input, transaction will fail (decline). Customer must conduct transactions by dipping/inserting Danamon Debit Card and entering PIN at EDC/POS machine.

• The daily transaction limit using contactless feature is equivalent to IDR 5,000,000 (five million rupiah) per day. If transaction has exceeded IDR 5,000,000 per day, Customer is required to do dip transaction into the merchant's EDC machine.

Note: Change of contactless daily transaction limit from IDR 1,000,000 to IDR 5,000,000 effective 5 January 2026.

• There is no administration fee charged.

• Customers can use Danamon Mastercard Debit Card for overseas transactions that have Mastercard, Cirrus and Maestro networks. However, Danamon GPN Debit Card cannot be used for overseas transactions.
• For payments at EDC machines, there is no fee charged to Customers but there are exchange rate differences for transactions in currencies other than rupiah.
• For cash withdrawals at foreign ATM machines, Customers are charged for cash withdrawal fee of IDR 25,000 per transaction and the difference in exchange rates for transactions in currencies other than IDR.

• Please immediately block your Danamon Debit Card by contacting Hello Danamon at 150090 or block the card via D-Bank PRO in "Debit Card Management" menu. For a debit card replacement, it can be done at our Danamon branch.

• Customers can change their PIN at branches, Danamon ATMs, and the D-Bank PRO app via the "Debit Card Settings" menu.

• The transaction limit for Danamon Debit Card can be viewed at:
  https://www.danamon.co.id/Personal/KartuTransaksi/Kartu-Debit-Danamon/Tarif-dan-Biaya#limit-transaksi-kartu-debit-atm

• Danamon Mastercard Debit Card transactions with contactless feature that have logo can be conducted at overseas merchant EDC with Mastercard logo and contactless wave logo .

• Some public transportation companies abroad apply the aggregate settlement method which will accumulate total cost of the trip in one bill. In general, when Customer makes the first tap, it will be deducted by 0.1/1 dollar or foreign currency applicable in that country. Customer's balance will be deducted by final accumulation of the total cost of the trip within a period determined by each public transportation company, which is 1 to 14 days from the first tap.

• Yes, effective 23 February 2026 Customers who make contactless (tap) payments for MRT/BRT transportation in Singapore using Danamon Mastercard Debit Card will be charged SGD 0.1 for pre-authorization fee. Additionally, SGD 20 will be held in Customer's account (if using SGD currency for source account) or IDR 250,000 (if using an IDR currency for source account) for each pre-authorization transaction.

• The funds held in your account for Singapore MRT/BRT payment transactions will be released once the final charge from Mastercard is received. This typically occurs within an estimated 5 business days from the first payment tap or after reaching minimum cumulative amount of SGD 15 (whichever condition is met first).

• Upon receiving final charge from Mastercard, Bank will debit Customer's account for the net amount (final charge minus pre-authorization fee). For insufficient SGD account balances, the remaining amount will either be blocked again on the SGD account or debited from a sufficient IDR account.