Rates and Fees

Simulation Results
Investment Goals	Future Investment
Komparasi Jenis Aset Konvensional :	Time Deposit
Komparasi Jenis Aset Investasi :	Small Mid Cap Equity Funds
Nominal Investasi Awal	0,00
Nominal Investasi Bulanan	0,00

Time Deposit	Small Mid Cap Equity Funds
Total Savings + Return 71.228.531,00	Total Savings + Return 78.729.940,72
Total Savings 70.000.000,00	Total Savings 70.000.000,00
Total Return 1.228.531,00	Total Return 8.729.940,72
Nilai Pertumbuhan % 1,76%	Nilai Pertumbuhan % 12,47%
Jangka Waktu Investasi 20 Tahunan	Jangka Waktu Investasi 20 Tahunan

Simulation
Property Prices	0,00
Down Payment	0,00
Investment Period	1 Year
Annual Interest Rate (%)	0%
Loan Amount	0,00
Monthly Installment	0,00

Simulation Results:
Your Loan Amount	0,00
Loan Period	1 Month
Monthly Interest Rate (%)	0%
Total Monthly Installment	0,00

Simulation Table
Type of Loan	Simple Working Capital
Type of Business	Service
Monthly Sales	0
Total Loans from Other Banks	0
Kebutuhan Modal Kerja	0
Total limit yang dapat diberikan	0

Simulation Table
Type of Loan	Complete Working Capital
Average monthly sales	0
Cost of goods sold	0
Siklus Modal Kerja	0
Piutang	0
Inventori	0
Hutang Dagang	0
Kebutuhan Modal Kerja	0

Cash Deposit

1. Cash Deposit IDR

NO	Deposit	For IDR Account	For USD Account
NO	Deposit	For IDR Account	& non USD Account
1	CASH	Customer	Customer
	Deposits between Bank Danamon branches :
	a. Within city	Free	TT Sell
	b. Intercity	Free	TT Sell

2	NON CASH
2.1.	Danamon Check/BG deposits	Free	TT Sell
2.2.	Other Banks Check/BG deposits (in each sheet of Check/BG) * :
	a. Check/BG debit clearing	Rp. 2.000	TT sell + Rp. 2.000
	b. Different clearing territories (inkaso):
	- There's Danamon branch in local clearing central	Rp.10.000	TT Sell + Rp.10.000
	- There's no Danamon branch in local clearing central	Rp.10.000 (once the Check/BG is deposited) + correspondent bank fees	TT Sell + Rp.10.000 (once the Check/BG is deposited) + correspondent bank fees
	c. Bilateral clearing with amount > Rp 500 mio	Rp.150.000	TT Sell + Rp.150.000
2.3.	Clearing rejection	Rp 125.000	No facilities
2.4.	Deposits by account debiting (overbooking)	Free	TT Sell
2.5.	Check/BG clearing deposits intercity clearing bank participant	Rp. 10.000***	TT Sell + Rp.10.000***
2.6.	Forwarding incoming clearing from another bank (each Check/BG)	Free	No facilities

Notes:

* Include transaction process fees at Central Bank of Indonesia
** Include all correspondent bank fees to another bank / Check/BG and process fees at Central Bank of Indonesia

2. Cash Deposit Bank Notes

FOREIGN CURRENCY BANK NOTES DEPOSITS
1	CASH	For IDR account	For USD Account and other FCY Accounts
1.1	Same currency	-	-
1.2.	Different currency	BN Buy	BN Buy / TT Sell
2	USD Bank Notes Deposit Administration Fee
2.1	0.50% USD 100 denomination with a large head image above 1996 issued after the L series in blue, in good condition, clean front and back, no stamps/stars, no initials/scribbles whatsoever, not wrinkled/folded, and no staple marks.
2.2	1.50% USD 100 and USD 50 denominations before L series and blue L series (big head image, above 1996) in good condition, clean front and back, no stamps/stars, no initials/scribbles whatsoever, not wrinkled/folded, no staple marks. The same fee also applies to USD denominations below USD 50 and other USD denominations in BAD condition (not clean front and back, with stamps/stars, initials/scribbles, wrinkled/folded, and with staple marks) and other USD denominations according to the Bank Notes operational policy at the Branch/CCV

Transfer

1. Transfer IDR

IDR TRANSFER
		From IDR Account by customer	From USD and non USD Account by customer
1	To another bank within city and intercity through National Clearing System (SKN)*	Rp 2.900	TT Buy + Rp 2.900
1		Rp 2.900	TT Buy + Rp 2.900
2	To another bank through RTGS	Rp.30.000	TT Buy + Rp 30.000
3	Auto Transfer (Standing Instruction) regularly in certain date, certain amount and certain schedule		No facilities
3.1	Inter account (per-transaction)	open
3.2	To another bank (per-transaction)	Rp.5.000 + transfer fee
4.1	Danamon Cash Connect- SKN	Rp 2.900	TT Buy + Rp 2.900
4.2	Danamon Cash Connect- RTGS	Rp 25.000	TT Buy + Rp 25.000

Notes :

2. Out Transfer Valas

OUTGOING TRANSFER VALAS
	Transfer	Individual Customer	Non Individual Customer	Danamon Cash Connect
1	Transfer Fee (Cable/BEN)
	a. Source of fund currency is the same as transferred currency	USD 5	USD 5	USD 5
	b. Source of fund in IDR	TT Sell + USD 5	TT Sell + USD 5	TT Sell + USD 5
	c. Source of fund currency is not the same as transferred currency	TT Buy / TT Sell + USD 5	TT Buy / TT Sell + USD 5	TT Buy / TT Sell + USD 5
2	Full Amount fee	USD 25*	USD 25*	USD 25*
		EUR 25	EUR 25	EUR 25
		JPY 5.000	JPY 5.000	JPY 5.000
		SGD 20	SGD 20	SGD 20
		CNY 150	CNY 150	HKD 200
		HKD 200	HKD 200	NZD 25
		NZD 25	NZD 25
		*USD 25 for USD, AUD, GBP, CHF, SEK	*USD 25 for USD, AUD, GBP, CHF, SEK	*USD 25 for USD, AUD, GBP, CHF, SEK
	Notes: Full Amount fee is additional fee that exclude from transfer fee, thus total fee for full amount transfer would be transfer fee + full amount fee Bank Danamon only guarantee full amount transfer from "Danamon's correspondent bank" to "Beneficiary correspondent bank" If there is an additional charge from the Corresponding Bank of the Receiving Bank / Receiving Bank, additional fee will be charged to customer.



3	Tracer / Cancelation / Amandement / Inquiry	USD 25 + correspondent bank fee	USD 25 + correspondent bank fee	USD 25 + correspondent bank fee JPY 5,000 + correspondent bank fee (Request via Branch)
		JPY 5,000 + correspondent bank fee	JPY 5,000 + correspondent bank fee

	Notes: Cancellation / amendment / inquiry fee is fee per transaction used to cover costs incurred to make a cancellation or inquiry transaction. Corresponding bank fees for customers will be debited from the customer's account for the shortfall in fees incurred during the process. If there are additional fees imposed by Corresponding Bank of Receiving Bank / Receiving Bank, it will be charged to customer.




4	MT - 199 additional import payment information	USD 5	USD 5	USD 5 (Request via Branch)

3. Income Transfer Valas

FCY INCOMING TRANSFER
1	FCY Incoming Transfer Process Fee (deducted by Bank Danamon)
1.1	FCY Incoming Transfer with full amount instruction:			With no deduction, credited to Custumer account as much as in incoming from Danamon's correspondent bank
1.2	FCY Incoming Transfer with non full amount instruction:
		a.	USD currency with MT (message type) 103 instruction received directly from Danamon's correspondent bank	With no deduction, credited to Custumer account as much as in incoming from Danamon's correspondent bank
		b.	Non USD FCY with MT (message type) 103 instruction received directly from Danamon's correspondent bank	Deducted as much as equivalent to USD 5 from incoming transfer that received by Bank Danamon
		c.	USD and Non USD FCY with MT (message type) 103 instruction received directly from outside Danamon's correspondent bank	Deducted as much as equivalent to USD 5 from incoming transfer that received by Bank Danamon
2	IDR Incoming Transfer Fee:
		2.1	Credit to Account	Free
		2.2	Forwarding to another bank and SPKU	Rp. 50.000
3	Forwarding to another bank in foreign currency			Return - charged a refund fee
4	Refund fee in FCY			USD 20
5	Refund fee for IDR incoming transfer from abroad			Rp. 25.000
6	Inquiry fee			USD 20
7	Transfer fee for MT199 to Sending Bank for correction of Export Information			USD 5

Cash Withdraw

1. Cash Withdraw IDR

IDR Cash Withdrawal
		From IDR Account by Customer	From FCY (USD / Non USD) by customer
1	To another bank within city and intercity through National Clearing System (SKN)*
1.1.	Withdrawal >= Rp. 300 mio (for big branch) & >= Rp.100 mio (for small branch) with confirmation a day in advance.	free	TT Buy
1.2.	Withdrawal as in limit above without any confirmation a day in advance	free	TT Buy + Rp.100.000 / transaction
1.3.	For withdrawal cancellation on the date of transaction	free	0.05% from confimed amount, min. Rp.100.000
2	With counter check	free	Rp.10.000 + TT Buy (Special for PrimaGiro USD) per sheet of counter check

IDR CASH WITHDRAWAL LIMIT AND BOOK TRANSFER
Transaction		Transaction Amount	Transaction Fees
1	Cash withdrawal	<= Rp. 10,000,000	free of charge
		> Rp. 10,000,000	free of charge
2	Overbooking	<= Rp. 10,000,000	free of charge
		> Rp. 10,000,000	free of charge

2. FCY Cash Withdraw

FCY CASH WITHDRAWAL
	From IDR Account by Customer	From FCY Account (Non USD) by Customer	From USD Account by Customer
1. BN same currency	-	- Amount <= USD 5,000 / day / account : administration fee 0 % - Amount > USD 5,000 / day / account : administration fee 0.25%	CASA FCY:
			- Amount <= USD 5,000 / day / account : administration fee 0 %
			- Amount > USD 5,000 / day / account : administration fee 0.25%
			Disbursement of FCY Time Deposit:
			- Amount <= USD 5,000 / day / account : administration fee 0 %
			- Amount > USD 5,000 / day / account : administration fee 0.25%
2. BN different currency	BN Sell	TT Buy / BN Sell	TT Buy / BN Sell

Payment Point

PAYMENT POINT
TRANSACTION	OTC/TELLER
1. Online Tax / E-Tax	free
2. Astra Credit Company (ACC)*	Tunai: Rp 15.000
3. Credit Card:
- Bank Danamon (Visa/Master/Amex)	Rp 75.000****
- BNI	Rp 30.000**
- CIMB NIAGA	Rp 30.000**
- PERMATA	Rp 30.000**
- GE FINANCE	Rp 30.000**
- CITIBANK	Rp 30.000**
- HSBC	Rp 30.000**
- ANZ	Rp 30.000**
- OTHER BANKS	Rp 30.000**

4. PLN*** :
- POST PAID	no facilities
- PRE PAID	no facilities
- NON TAGIHAN LISTRIK	no facilities
5. TELKOM***	no facilities
6. INDOVISION***	no facilities

Explanation :
* Payment to ACC account through Auto debet facility is charged as Rp 2.000/ transaction
** Payment is processed by Teller through IDR transfer (LLG/SKN) Menu
*** Free of charge for Auto debit payment
**** Danamon Visa / Master / Amex credit card payment fees apply from 1 Feb 2016
The credit card payment fees above also apply to Danamon employees

Docs Searching Fee

SEARCHING FEES FOR SPECIFIC DOCUMENTS
Document Age	Fees Charge
< 1 year	Rp. 25,000
1 - < 3 year	Rp. 50,000
3 - < 5 year	Rp. 100,000
5 - < 8 year	Rp. 200,000
8 – 10 year	Rp. 300,000
Notes:
·Type of document: transfer / payment receipt, a copy of a deposit slip, and others.
·Charge for every document
·The maximum age of documents that can be requested is 10 (ten) years

Example:
If customer request 2 billyet deposits from 2 years ago (2 years old), customer would be charged for Rp. 100,000 (2 x Rp. 50,000)

Bank Statement Printing Fees
Bank Statement Period	Charge fees to customer
< 1 year	Rp. 5.000 per sheet
> 1 year	Rp. 25,000 + Rp. 5.000 per sheet

* Special for Corporate/Enterprise Banking & FI customer:
• Request for transaction documents (RTGS, LLG, MT103, and other incoming tansactions) and request for bank statements that < 3 months old is free
• Especially for a Bank statement, if the customer's request is due to a non-delivery of the bank statement to the customer's location, the customer will not be charged
• Request seraching and printing bank statement > 1 year, refers to table above.

Others

SERVICE TYPES	FEES
BANK REFERENCE FEE	Rp. 50,000
DEPOSITS TRANSACTION FEES AND BOOK TRANSAFER WITH ADDITIONAL REQUEST ON NEWS AND NARRATIVE OTHER THAN NAME*
Deposits transaction fees and book transfer with additional request on news and narrative other than name *	Rp. 5,000
Check Book / BILYET GIRO	Rp 275.000 per book
MT940/950 Services	Per rekening Rp 500,000 atau Eqv USD 50