IDR 1 Special Price at Bagoster, ADIRAFEST 2026 in Makassar

The Program runs from 14 to 15 November 2026 (“Program Period”).

Customers eligible to participate in this Program must meet the following criteria:

1. Customers who have a Danamon savings account and/or a Danamon Credit Card together with an active savings account during the Program Period;
2. Customers who have registered for and use the latest version of the D-Bank PRO application; and
3. The Program is also available to Bank Danamon employees.

hereinafter referred to as “Customers”.

1. Customers must read and understand these General Terms and Conditions of the Program.
2. Bank Danamon reserves the right to reject or cancel a Customer’s participation in the Program if the Customer does not meet these General Terms and Conditions of the Program.
3. Customers are fully responsible for any risk of loss, demand, legal action and/or claim arising from their participation in and/or cancellation of participation in the Program.
4. Under this Program, Customers may purchase one Bagoster menu item normally priced at IDR 35,000 for the Special Price of IDR 1 (one rupiah) (“Special Price”) at AdiraFest 2026 in Makassar, using QRIS with a Debit Card source of funds (“QRIS Debit”) or Credit Card source of funds (“QRIS CC”) on D-Bank PRO (“Transaction”).
5. Bagoster is one of the MSME merchants participating in AdiraFest 2026. Customers may purchase one of the following menu items for IDR 1:

   Menu Item	Price
   Pangsit Goreng	IDR 35,000
   Bakso Goreng Mekar
   Bagoster Gohyong
   Bagoster Cireng
   Bagoster Pempek

6. To receive this Reward, Customers must first complete a Transaction of at least IDR 50,000 (fifty thousand rupiah) at any merchant, using QRIS with a Debit Card source of funds (“QRIS Debit”) or Credit Card source of funds (“QRIS CC”) on D-Bank PRO (“Claim Requirement”).
7. The daily Reward quota is 100 (one hundred), with a total of 200 (two hundred) Rewards available during the Program Period (“Program Quota”).
8. By completing a Transaction in accordance with these General Terms and Conditions of the Program, Customers are deemed to have read, understood and agreed to participate in the Program and to be bound by these General Terms and Conditions of the Program. The Transaction constitutes valid evidence of the Customer’s participation in the Program and agreement to these General Terms and Conditions of the Program.

1. Customers must first complete a Transaction of at least IDR 50,000 (fifty thousand rupiah) at any merchant at AdiraFest using D-Bank PRO mobile banking.
2. Customers must show proof of the Transaction to the Bagoster team to claim the Reward.
3. The Reward is one serving of a Bagoster menu item normally priced at IDR 35,000, available for the Special Price of IDR 1 (one rupiah), using QRIS with a Debit Card or Credit Card source of funds on D-Bank PRO.
4. No fee will be charged to Customers for participating in this Program.
5. Customers understand and agree that they will not receive the Special Price if the Program Quota is exhausted before the Program Period ends.

1. Customers may submit verbal or written complaints regarding banking products or services through the nearest Bank Danamon branch, Hello Danamon at 1-500-090, or by email at hellodanamon@danamon.co.id . These channels are available 24 hours a day.
2. The customer complaint handling procedure is available at https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah .

1. Bagoster’s products and/or services are not Bank Danamon products and are not the responsibility of Bank Danamon. Bagoster is fully responsible for its products and/or services. For any issue and/or complaint relating to those products, services and/or the Program, please contact the Bagoster representative.
2. Other terms and conditions relating to banking products, services and/or transactions remain valid and binding on Customers and form an integral part of these General Terms and Conditions of the Program, unless otherwise stipulated herein.
3. These General Terms and Conditions of the Program form an integral part of the “General Terms and Conditions for Bank Danamon Accounts and Banking Services” and the “General Terms and Conditions of D-Bank PRO”. Those terms and conditions remain valid unless otherwise stipulated in these General Terms and Conditions of the Program.
4. Customers agree and acknowledge that Bank Danamon may revise, amend and/or supplement these General Terms and Conditions of the Program from time to time. Bank Danamon will notify Customers of any revision, amendment and/or update through its available communication channels. If any benefits, risks, fees, terms or conditions under these General Terms and Conditions of the Program change, Customers may submit a written objection to Bank Danamon within 30 (thirty) business days from the date Bank Danamon provides notice of the change through its communication channels. Customers will be deemed to have accepted the change if they do not submit an objection within that period. Customers who do not accept the change may cancel their participation in the Program after first settling all obligations to Bank Danamon, if any. Customers declare that none of their transactions constitute or will constitute suspected money laundering or any other transaction prohibited under the applicable laws and regulations of Indonesia.
5. Customers agree that Bank Danamon may cancel the Special Price if they do not meet these General Terms and Conditions of the Program.
6. Customers declare that none of their transactions constitute or will constitute suspected money laundering or any other transaction prohibited under the applicable laws and regulations of Indonesia.
7. If there is any indication of fraud, misconduct and/or transaction irregularities, unusual transactions, money laundering and/or actions that violate applicable laws and regulations, Bank Danamon may cancel the Transaction, the Customer’s participation in the Program and/or the Special Price. The Customer remains responsible for settling all obligations to Bank Danamon.
8. These General Terms and Conditions of the Program comply with applicable laws and regulations, including regulations issued by the Financial Services Authority.
9. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia (BI) and is a participant in the Indonesia Deposit Insurance Corporation (LPS) deposit guarantee program.

Customers must remain vigilant against fraud committed by parties claiming to represent Bank Danamon and promising the Special Price in any form. Any fraud or other criminal act committed by another party or third party in connection with or in the name of the Program is beyond Bank Danamon’s authority and responsibility.