Save up to IDR 7.3 Million, Cashback up to IDR 5 Million, and 0% Installment for the Purchase of iPhone 18 Pro Series

07 October 2026 - 30 November 2026
Credit Card
Charge

Blibli
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General Terms and Conditions of the Cashback up to IDR 5,000,000 (five million Rupiah) and 0% Installment (zero percent) for 12 (twelve) months for the purchase of iPhone 18 Pro Series at Blibli (“General Terms and Conditions of the Program”) are the terms and conditions that apply to customers of PT Bank Danamon Indonesia Tbk (“Danamon”) who have and transact using a Card (“Cardholders”) who participate in:

  1. Cashback Program up to IDR 5,000,000 (five million Rupiah) (“Savings Program”); and
  2. 0% (zero percent) Installment Program for 12 (twelve) months (“Installment Program”).

for the purchase of iPhone 18 Pro Series at Blibli (Savings Program and Installment Program collectively referred to as the "Program"). The Program is organised by Danamon in collaboration with merchant partner Blibli.


Cardholders hereby agree to and are bound by all provisions set forth in the following Program General Terms and Conditions:


  1. Program Period

    The Program shall be conducted during the period commencing on 19 October 2026 until 30 November 2026 (“Period of Program”).

  2. Criteria for Program Participant

    The Program applies to Cardholders as follows: Danamon Credit Cards bearing the Visa, Mastercard, JCB, and American Express logos as well as Danamon American Express Charge Cards, excluding Danamon Corporate Credit Cards and Charge Cards (“Cards”).

  3. Program Terms and Conditions
    1. Cardholders must read and understand the General Terms and Conditions of the Program.
    2. Danamon reserves the right to refuse or cancel Cardholders’ participation in this Program if Cardholders do not comply with the General Terms and Conditions of the Program.
    3. Cardholders are solely responsible for all risks of loss, claims, lawsuits, and/or demands arising from their participation and/or cancellation of participation in this Program.
    4. The Program is subject to the following terms and conditions:
      1. Savings Program
        1. The Program offers cashback of 8.33% (eight point three three percent) with a maximum cashback of IDR 5,000,000 (five million Rupiah) applicable for each online transaction made through the Blibli application (Android and iOS) for the purchase of the iPhone 18 Pro Series (“Product”), with a minimum transaction amount of IDR 15,000,000 (fifteen million Rupiah).
        2. The Program is subject to a quota for each card type, with details as follows:
          Product Card Type Quota During the Program Period Promo Code
          iPhone 18 Pro Series Danamon Visa, Mastercard, and JCB Credit Card 26 (twenty six) IP-BDMN
          Danamon American Express Credit Card and Charge Card 6 (six) IP-BDMNAMEX
        3. The Savings Program applies to transactions converted into a 12-month installment plan.
        4. The cashback will be provided in the form of Blibli Ticket Points, credited to the Blibli account used by the Cardholder for the transaction (1 Blibli Ticket Point = IDR 1).
        5. The cashback will be credited within a maximum of 2 × 24 hours after the Product has been received by the Cardholder.
        6. The Program is not applicable on a multiple basis.
        7. The Program is non-refundable.
        8. The Program is valid for Main and Supplementary Cards.
        9. The Program is valid for one (1) transaction only during the Program Period using the same Card number for one (1) Blibli user account.
        10. The Program is valid from 00:01 WIB to 23:59 WIB during the Program Period.
        11. The Cardholder agrees that no cashback will be granted once the quota referred to in item C.4.I.b above has been exhausted, even if the Program Period has not ended.
        12. Blibli reserves the right to cancel cashback, transactions, or suspend accounts if misuse of promo codes or non-compliance with Program requirements is detected.
        13. The Program applies to purchases using delivery services supported by Blibli.
      2. Installment Program
        1. Installment Program is valid with the following details:
          Tenor Minimum Transaction (IDR)
          12 Months 500,000
        2. Danamon will charge an administration fee of IDR 25,000 for each transaction converted into installments by the Cardholder.
        3. Transactions converted into installments will not earn D-Points or Membership Rewards Points.
        4. The installment conversion request must be submitted directly during the transaction process and must not have been submitted through other channels.
    5. This Program cannot be combined with other programs and/or promotions.
    6. By conducting transactions in accordance with these Program Terms and Conditions, Cardholders are deemed to have read, understood, and agreed to participate in the Program.
  4. Cardholder Complaints
    1. Cardholders or their representatives may submit complaints related to banking products and/or services verbally or in writing through the nearest Danamon branch, Hello Danamon (1-500-090), or via email: hellodanamon@danamon.co.id
    2. Customer complaint procedures may be accessed at: www.danamon.co.id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah
  5. Additional Terms and Conditions
    1. These General Program Terms and Conditions form an integral part of the “General Terms and Conditions of Danamon Credit Card Membership”, the “General Terms and Conditions of Danamon American Express Credit Card and Charge Card Membership”, and other terms and conditions relating to banking products and/or services. If any of those provisions differ from or conflict with these General Program Terms and Conditions, these General Program Terms and Conditions shall prevail.
    2. Products and/or services provided by the Partner are solely the responsibility of the Partner and do not constitute products or responsibilities of Danamon.
    3. Danamon reserves the right to amend, change, or supplement these Program General Terms and Conditions from time to time.
    4. The Cardholder represents and warrants that they are not engaged in any transaction indicative of money laundering or prohibited activities.
    5. Danamon reserves the right to cancel transactions, terminate participation, or revoke Program benefits in cases of fraud, misconduct, irregular transactions, money laundering, or violations of applicable laws.
    6. If any provision becomes invalid or unenforceable, the remaining provisions shall remain valid and binding.
    7. Any irregularities or suspected fraud related to the Program should be reported immediately through Hello Danamon.
    8. These Program Terms and Conditions are prepared in both Indonesian and English. In case of discrepancies, the Indonesian version shall prevail.
    9. The headings and terminology used are intended solely to facilitate understanding.
    10. These Program General Terms and Conditions have been adjusted to comply with prevailing laws and regulations, including OJK regulations.
    11. PT Bank Danamon Indonesia Tbk is licensed and supervised by OJK and Bank Indonesia and participates in the Indonesia Deposit Insurance Corporation (LPS) deposit insurance program.

NOTICE
Program Participants must exercise due caution against fraudulent activities perpetrated by individuals or entities falsely claiming to represent Danamon and offering rewards in any form. Danamon shall not be held liable for any acts of fraud or other criminal conduct committed by third parties in connection with or under the pretense of association with Danamon or this Program.


Dinomarket
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General Terms and Conditions of the Save up to IDR 3,000,000 (three million Rupiah) and 0% Installment (zero percent) for up to 12 (twelve) months for the purchase of iPhone 18 Pro Series at Dinomarket (“General Terms and Conditions of the Program”) are the terms and conditions that apply to customers of PT Bank Danamon Indonesia Tbk (“Danamon”) who have and transact using a Card (“Cardholders”) who participate in:

  1. Save Program up to IDR 3,000,000 (three million Rupiah) (“Savings Program”); and
  2. 0% (zero percent) Installment Program for up to 12 (twelve) months (“Installment Program”).

for the purchase of iPhone 18 Pro Series at Dinomarket (Savings Program and Installment Program collectively referred to as the "Program"). The Program is organised by Danamon in collaboration with merchant partner Dinomarket.


Cardholders hereby agree to and are bound by all provisions set forth in the following Program General Terms and Conditions:


  1. Program Period

    The Program shall be conducted during the period commencing on 7 October 2026 until 31 October 2026 (“Period of Program”).

  2. Criteria for Program Participant

    The Program applies to Cardholders as follows: Danamon Credit Cards bearing the Visa, Mastercard, JCB, and American Express logos as well as Danamon American Express Charge Cards, excluding Danamon Corporate Credit Cards and Charge Cards (“Cards”).

  3. Program Terms and Conditions
    1. Cardholders must read and understand the General Terms and Conditions of the Program.
    2. Danamon reserves the right to refuse or cancel Cardholders’ participation in this Program if Cardholders do not comply with the General Terms and Conditions of the Program.
    3. Cardholders are solely responsible for all risks of loss, claims, lawsuits, and/or demands arising from their participation and/or cancellation of participation in this Program.
    4. The Program is subject to the following terms and conditions:
      1. Savings Program
        1. The Program offers a discount/price reduction of up to IDR 3,000,000 (three million Rupiah) applicable for each online transaction made through the Dinomarket application (Android and iOS) for the purchase of the iPhone 18 Pro Series (“Product”).
        2. The Program applies with the following scheme and quota details:
          Discount / Price Reduction (IDR) Minimum Transaction (IDR) Quota During the Program Period
          2,500,000.00 25,000,000.00 6 (six)
          3,000,000.00 30,000,000.00 10 (ten)
        3. The Program is valid for transactions made using either full payment or installment.
        4. The Program is not applicable on a multiple basis.
        5. The Program is non-refundable.
        6. The Program is valid for Main and Supplementary Cards.
        7. This Program is valid for only one (1) transaction during the Program Period using the same Card number for one (1) Dinomarket user account.
        8. This Program is valid from 00:01 WIB to 23:59 WIB throughout the Program Period.
        9. The Cardholder agrees that no discount will be granted once the quota referred to in item C.4.I.b above has been exhausted, even if the Program Period has not ended.
        10. Dinomarket reserves the right to revoke the discount/price reduction, cancel the transaction, or suspend the account if misuse of the promotion is detected or if the Cardholder fails to comply with these Terms and Conditions.
        11. The Program applies to purchases using delivery services supported by Dinomarket.
      2. Installment Program
        1. Installment Program is valid with the following details:
          Tenor Minimum Transaction (IDR)
          3 Months 500,000
          6 Months 500,000
          12 Months 500,000
        2. Danamon will charge an administration fee of IDR 25,000 (twenty-five thousand Rupiah) for each transaction converted into installments by the Cardholder.
        3. Transactions converted into installments will not earn D-Points or Membership Rewards Points.
        4. The application process for converting transactions into installments must be completed directly during the online transaction process and must not have been submitted through other channels.
    5. This Program cannot be combined with other programs and/or promotions.
    6. By conducting transactions in accordance with the General Terms and Conditions of the Program, Cardholders are deemed to have read, understood, and agreed to participate in the Program and be bound by these terms.
  4. Cardholder Complaints
    1. Cardholders or their representatives may submit complaints related to banking products and/or services verbally or in writing through the nearest Danamon branch office, Hello Danamon (1-500-090), or via email: hellodanamon@danamon.co.id
    2. Customer complaint procedures may be accessed at: www.danamon.co.id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah
  5. Additional Terms and Conditions
    1. These General Program Terms and Conditions form an integral part of the “General Terms and Conditions of Danamon Credit Card Membership”, the “General Terms and Conditions of Danamon American Express Credit Card and Charge Card Membership”, and other terms and conditions relating to banking products and/or services. If any of those provisions differ from or conflict with these General Program Terms and Conditions, these General Program Terms and Conditions shall prevail.
    2. The products and/or services provided by the Partner are solely the responsibility of the Partner and do not constitute products or responsibilities of Danamon.
    3. Danamon reserves the right to amend, change, or supplement these Program General Terms and Conditions from time to time.
    4. The Cardholder represents and warrants that they are not currently engaged in, and will not engage in, any transaction indicative of money laundering or prohibited activities.
    5. Danamon reserves the right to cancel transactions, terminate product or service usage, revoke participation in the Program, and/or cancel Program benefits in cases of fraud, misconduct, irregular transactions, money laundering, or violations of applicable laws.
    6. If any provision becomes prohibited, unenforceable, invalid, or void by law, the remaining provisions shall remain valid and binding.
    7. Any irregularities or suspected fraudulent activities related to the Program should be reported immediately through Hello Danamon.
    8. These Program Terms and Conditions are prepared in both Indonesian and English. In the event of discrepancies, the Indonesian version shall prevail.
    9. The headings and terminology used are intended solely to facilitate understanding.
    10. These Program General Terms and Conditions have been adjusted to comply with prevailing laws and regulations, including OJK regulations.
    11. PT Bank Danamon Indonesia Tbk is licensed and supervised by OJK and Bank Indonesia and participates in the Indonesia Deposit Insurance Corporation (LPS) Deposit Insurance Program.

NOTICE
Program Participants must exercise due caution against fraudulent activities perpetrated by individuals or entities falsely claiming to represent Danamon and offering rewards in any form. Danamon shall not be held liable for any acts of fraud or other criminal conduct committed by third parties in connection with or under the pretense of association with Danamon or this Program.


Shopee
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General Terms and Conditions of the Cashback 10% (ten percent) up to IDR 3,000,000 (three million Rupiah) and 0% Installment (zero percent) for up to 12 (twelve) months for the purchase of iPhone 18 Pro Series at Shopee (“General Terms and Conditions of the Program”) are the terms and conditions that apply to customers of PT Bank Danamon Indonesia Tbk (“Danamon”) who have and transact using a Card (“Cardholders”) who participate in:

  1. Cashback 10% Program up to IDR 3,000,000 (three million Rupiah) (“Savings Program”); and
  2. 0% (zero percent) Installment Program for up to 12 (twelve) months (“Installment Program”).

For the purchase of iPhone 18 Pro Series at Shopee (Savings Program and Installment Program collectively referred to as the "Program"). The Program is organised by Danamon in collaboration with merchant partner Shopee.


Cardholders hereby agree to and are bound by all provisions set forth in the following Program General Terms and Conditions:


  1. Program Period

    The Program shall be conducted during the period commencing on 11 October 2026 until 31 October 2026 (“Period of Program”).

  2. Criteria for Program Participant

    The Program applies to Cardholders as follows: Danamon Credit Cards bearing the Visa, Mastercard, JCB, and American Express logos as well as Danamon American Express Charge Cards, excluding Danamon Corporate Credit Cards and Charge Cards (“Cards”).

  3. Program Terms and Conditions
    1. Cardholders must read and understand the General Terms and Conditions of the Program.
    2. Danamon reserves the right to refuse or cancel Cardholders’ participation in this Program if Cardholders do not comply with the General Terms and Conditions of the Program.
    3. Cardholders are solely responsible for all risks of loss, claims, lawsuits, and/or demands arising from their participation and/or cancellation of participation in this Program.
    4. The Program is subject to the following terms and conditions:
      1. Savings Program
        1. The Program offers cashback of 10% (ten percent) with a maximum cashback of IDR 3,000,000 (three million Rupiah) applicable for each online transaction made through the Shopee application (Android and iOS) for the purchase of the iPhone 18 Pro Series (“Product”), with a minimum transaction amount of IDR 27,499,000 (twenty-seven million four hundred ninety-nine thousand Rupiah).
        2. The Program is subject to a quota for each card type, with details as follows:
          Product Card Type Quota During the Program Period
          iPhone 18 Pro Series Danamon Visa, Mastercard, and JCB Credit Card 60 (sixty)
          Danamon American Express Credit Card and Charge Card 25 (twenty five)
        3. The Program is valid for the purchase of the iPhone 18 Pro Series at Hello Official Store, Digimap Official Store, and iBox Official Store on Shopee Mall.
        4. The Program is valid for transactions made using either full payment or installment.
        5. The voucher will automatically appear on the “My Vouchers” page and will be valid after the voucher is selected during checkout via the Shopee application.
        6. If the voucher does not appear, it means that the quota has been exhausted.
        7. Cashback will be provided in the form of Shopee Coins and credited to the Shopee account used by the Cardholder for the transaction (1 Shopee Coin = IDR 1).
        8. Cashback will be credited to the Cardholder’s Shopee Coins balance within a maximum of 2 × 24 hours after the Product has been confirmed as received in the Shopee application.
        9. The Program is not applicable on a multiple basis.
        10. The Program is non-refundable.
        11. The Program is valid for Main and Supplementary Cards.
        12. The Program is valid for only one (1) transaction during the Program Period using the same Card number for one (1) Shopee user account.
        13. The Program is valid from 00:01 WIB until 23:59 WIB throughout the Program Period.
        14. The Cardholder agrees that no cashback will be granted once the quota referred to in item C.4.I.b above has been exhausted, even if the Program Period has not ended.
        15. Shopee reserves the right to cancel cashback, cancel transactions, or suspend accounts if misuse of the promotion is detected or if the Cardholder fails to comply with the Program terms and conditions.
        16. The Program applies to purchases made using delivery services supported by Shopee.
      2. Installment Program
        1. Installment Program is valid with the following details:
          Tenor Minimum Transaction (IDR)
          3 Months 500,000
          6 Months 500,000
          12 Months 500,000
        2. Danamon will charge an administration fee of IDR 25,000 (twenty-five thousand Rupiah) for each transaction converted into installments by the Cardholder.
        3. Transactions converted into installments will not earn D-Points or Membership Rewards Points.
        4. The application process for converting transactions into installments must be completed directly during the online transaction process and must not have been submitted through other channels.
    5. This Program cannot be combined with other programs and/or promotions.
    6. By conducting transactions in accordance with the General Terms and Conditions of the Program, Cardholders are deemed to have read, understood, and agreed to participate in the Program and be bound by these terms.
  4. Cardholder Complaints
    1. Cardholders or their representatives may submit complaints related to banking products and/or services verbally or in writing through the nearest Danamon branch office, Hello Danamon (1-500-090), or via email: hellodanamon@danamon.co.id
    2. Customer complaint procedures may be accessed at: www.danamon.co.id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah
  5. Additional Terms and Conditions
    1. These General Program Terms and Conditions form an integral part of the “General Terms and Conditions of Danamon Credit Card Membership”, the “General Terms and Conditions of Danamon American Express Credit Card and Charge Card Membership”, and other terms and conditions relating to banking products and/or services. If any of those provisions differ from or conflict with these General Program Terms and Conditions, these General Program Terms and Conditions shall prevail.
    2. The products and/or services provided by the Partner are solely the responsibility of the Partner and do not constitute products or responsibilities of Danamon.
    3. Danamon reserves the right to amend, change, or supplement these Program General Terms and Conditions from time to time.
    4. The Cardholder represents and warrants that they are not currently engaged in, and will not engage in, any transaction indicative of money laundering or prohibited activities.
    5. Danamon reserves the right to cancel transactions, terminate product or service usage, revoke participation in the Program, and/or cancel Program benefits in cases of fraud, misconduct, irregular transactions, money laundering, or violations of applicable laws.
    6. If any provision becomes prohibited, unenforceable, invalid, or void by law, the remaining provisions shall remain valid and binding.
    7. Any irregularities or suspected fraudulent activities related to the Program should be reported immediately through Hello Danamon.
    8. These Program Terms and Conditions are prepared in both Indonesian and English. In the event of discrepancies, the Indonesian version shall prevail.
    9. The headings and terminology used are intended solely to facilitate understanding.
    10. These Program General Terms and Conditions have been adjusted to comply with prevailing laws and regulations, including OJK regulations.
    11. PT Bank Danamon Indonesia Tbk is licensed and supervised by OJK and Bank Indonesia and participates in the Indonesia Deposit Insurance Corporation (LPS) Deposit Insurance Program.

NOTICE
Program Participants must exercise due caution against fraudulent activities perpetrated by individuals or entities falsely claiming to represent Danamon and offering rewards in any form. Danamon shall not be held liable for any acts of fraud or other criminal conduct committed by third parties in connection with or under the pretense of association with Danamon or this Program.


Tokopedia
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General Terms and Conditions of the Save 12% up to IDR 7,300,000 (seven million three hundred thousand Rupiah) and 0% Installment (zero percent) for up to 12 (twelve) months for the purchase of iPhone 18 Pro Series at Tokopedia (“General Terms and Conditions of the Program”) are the terms and conditions that apply to customers of PT Bank Danamon Indonesia Tbk (“Danamon”) who have and transact using a Card (“Cardholders”) who participate in:

  1. Save 12% up to IDR 7,300,000 (seven million three hundred thousand Rupiah) (“Savings Program”); and
  2. 0% (zero percent) Installment Program for up to 12 (twelve) months (“Installment Program”).

For the purchase of iPhone 18 Pro Series at Tokopedia (Savings Program and Installment Program collectively referred to as the "Program"). The Program is organised by Danamon in collaboration with merchant partner Tokopedia.


Cardholders hereby agree to and are bound by all provisions set forth in the following Program General Terms and Conditions:


  1. Program Period

    The Program shall be conducted during the period commencing on 14 October 2026 until 31 October 2026 (“Period of Program”).

  2. Criteria for Program Participant

    The Program applies to Cardholders as follows: Danamon Credit Cards bearing the Visa, Mastercard, JCB, and American Express logos as well as Danamon American Express Charge Cards, excluding Danamon Corporate Credit Cards and Charge Cards (“Cards”).

  3. Program Terms and Conditions
    1. Cardholders must read and understand the General Terms and Conditions of the Program.
    2. Danamon reserves the right to refuse or cancel Cardholders’ participation in this Program if Cardholders do not comply with the General Terms and Conditions of the Program.
    3. Cardholders are solely responsible for all risks of loss, claims, lawsuits, and/or demands arising from their participation and/or cancellation of participation in this Program.
    4. The Program is subject to the following terms and conditions:
      1. Savings Program
        1. The Program offers a discount/price reduction of 12% with a maximum discount/price reduction of IDR 7,300,000 (seven million three hundred thousand Rupiah) applicable for each online transaction made through the Tokopedia application (Android and iOS) for the purchase of the iPhone 18 Pro Series (“Product”), with a minimum transaction amount of IDR 20,000,000 (twenty million Rupiah).
        2. The Program is subject to a quota for each card type, with details as follows:
          Product Card Type Quota During the Program Period
          iPhone 18 Pro Series Danamon Visa, Mastercard, and JCB Credit Card 15 (fifteen)
          Danamon American Express Credit Card and Charge Card 5 (five)
        3. The Program is valid for transactions made using either full payment or installment.
        4. The promo coupon will be displayed on the checkout page and must be claimed in order to receive the discount/price reduction.
        5. If the promotional coupon is unavailable, the quota has been fully redeemed.
        6. The Program is not applicable on a multiple basis.
        7. The Program is non-refundable.
        8. The Program is valid for Main and Supplementary Cards.
        9. This Program is valid for only one (1) transaction during the Program Period using the same Card number for one (1) Tokopedia user account.
        10. This Program is valid from 00:01 WIB to 23:59 WIB throughout the Program Period.
        11. The Cardholder agrees that no discount will be granted once the quota referred to in item C.4.I.b above has been exhausted, even if the Program Period has not ended.
        12. Tokopedia reserves the right to revoke the discount/price reduction, cancel the transaction, or suspend the account if misuse of the promotion is detected or if the Cardholder is found not to be in compliance with these Terms and Conditions.
        13. The Program applies to purchases using delivery services supported by Tokopedia.
      2. Installment Program
        1. Installment Program is valid with the following details:
          Tenor Minimum Transaction (IDR)
          3 Months 500,000
          6 Months 500,000
          12 Months 500,000
        2. Danamon will charge an administration fee of IDR 25,000 (twenty-five thousand Rupiah) for each transaction converted into installments by the Cardholder.
        3. Transactions converted into installments will not earn D-Points or Membership Rewards Points.
        4. The application process for converting transactions into installments must be completed directly during the online transaction process and must not have been submitted through other channels.
    5. This Program cannot be combined with other programs and/or promotions.
    6. By conducting transactions in accordance with the General Terms and Conditions of the Program, Cardholders are deemed to have read, understood, and agreed to participate in the Program and be bound by these terms.
  4. Cardholder Complaints
    1. Cardholders or their representatives may submit complaints related to banking products and/or services verbally or in writing through the nearest Danamon branch office, Hello Danamon (1-500-090), or via email: hellodanamon@danamon.co.id
    2. Customer complaint procedures may be accessed at: www.danamon.co.id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah
  5. Additional Terms and Conditions
    1. These General Program Terms and Conditions form an integral part of the “General Terms and Conditions of Danamon Credit Card Membership”, the “General Terms and Conditions of Danamon American Express Credit Card and Charge Card Membership”, and other terms and conditions relating to banking products and/or services. If any of those provisions differ from or conflict with these General Program Terms and Conditions, these General Program Terms and Conditions shall prevail.
    2. The products and/or services provided by the Partner are solely the responsibility of the Partner and do not constitute products or responsibilities of Danamon.
    3. Danamon reserves the right to amend, change, or supplement these Program General Terms and Conditions from time to time.
    4. The Cardholder represents and warrants that they are not currently engaged in, and will not engage in, any transaction indicative of money laundering or prohibited activities.
    5. Danamon reserves the right to cancel transactions, terminate product or service usage, revoke participation in the Program, and/or cancel Program benefits in cases of fraud, misconduct, irregular transactions, money laundering, or violations of applicable laws.
    6. If any provision becomes prohibited, unenforceable, invalid, or void by law, the remaining provisions shall remain valid and binding.
    7. Any irregularities or suspected fraudulent activities related to the Program should be reported immediately through Hello Danamon.
    8. These Program Terms and Conditions are prepared in both Indonesian and English. In the event of discrepancies, the Indonesian version shall prevail.
    9. The headings and terminology used are intended solely to facilitate understanding.
    10. These Program General Terms and Conditions have been adjusted to comply with prevailing laws and regulations, including OJK regulations.
    11. PT Bank Danamon Indonesia Tbk is licensed and supervised by OJK and Bank Indonesia and participates in the Indonesia Deposit Insurance Corporation (LPS) Deposit Insurance Program.

NOTICE
Program Participants must exercise due caution against fraudulent activities perpetrated by individuals or entities falsely claiming to represent Danamon and offering rewards in any form. Danamon shall not be held liable for any acts of fraud or other criminal conduct committed by third parties in connection with or under the pretense of association with Danamon or this Program.


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