Bonus 5.000 D-Point with D-Bank PRO

The Program Period from 4 - 9 September 2026. (“Program Period”).

Customers eligible to participate in this Program are those who meet the following criteria:

1. Customers who hold an active Danamon savings account and/or Danamon credit card throughout the program period; and
2. Customers who have and are registered on the latest version of the D-Bank PRO app; and
3. The Program also applies to Bank Danamon employees.

hereinafter referred to as (“Customers”).

1. Customers are required to read and understand the General Terms and Conditions of this Program.
2. Bank Danamon reserves the right to refuse or cancel a Customer’s participation in this Program if the Customer fails to comply with the General Terms and Conditions of the Program.
3. The Customer bears full responsibility for any risks of loss, demands, lawsuits and/or claims arising from the Customer’s participation in and/or cancellation of participation in this Program.
4. The Program consists of a reward in the form of 5,000 (five thousand) D-Points (“D-Point Reward”).
5. The Program is valid for customers who are among the first to fulfill the Program criteria by completing a minimum of 5 (five ) financial transactions via D-Bank PRO, with a minimum transaction amount of IDR 100,000 (one hundred thousand Rupiah) for each transaction (“Transactions”).
6. By carrying out transactions in accordance with the General Terms and Conditions of the Program, the Customer is deemed to have read, understood and agreed to participate in the Program and to be bound by these General Terms and Conditions. The transactions carried out by the Customer constitute valid proof of the Customer’s participation in the Program and the Customer’s agreement to be bound by the General Terms and Conditions of the Program.

1. Customers may earn D-Points subject to the following conditions:
   1. For each Customer Information File (CIF), a Customer is only entitled to receive D-Points a maximum of once during the Program Period.
   2. D-Point reward quota is limited to 3,200 (three thousand two hundred) CIFs during the Program Period (“Program Quota”).
2. D-Point Rewards will be credited to the Customer no later than 30 (thirty) working days after the end of the Program Period.
3. There is no charge for the Customer’s participation in this Program.
4. The Customer understands and agrees that, should the Program Quota be exhausted before the end of the Program Period, the Customer will not receive any D-Point Rewards.
5. Bank Danamon will pay any tax deductions arising (if any) from the receipt of D-Point rewards to the relevant tax authority. All matters relating to the calculation and reporting of tax on D-Point rewards received by the Customer are entirely the Customer’s responsibility (self-assessment basis).

1. Program Participants may submit complaints regarding banking products/services either verbally or in writing through the nearest Bank Danamon branch office, Hello Danamon (1-500-090), or via email at hellodanamon@danamon.co.id.
2. Procedures regarding Program Participant complaint services can be accessed through the website www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.

1. These General Terms and Conditions of the Program form an integral and inseparable part of the “General Terms and Conditions for Accounts and Banking Services of Bank Danamon” and the “General Terms and Conditions of D-Bank PRO.” These terms and conditions shall remain valid and binding to the extent that they are not otherwise stipulated in the General Terms and Conditions of this Program.
2. The Customer hereby agrees and acknowledges that Bank Danamon reserves the right to amend, modify, and/or supplement these General Terms and Conditions of the Program from time to time. Any amendment, addition, or update to these General Terms and Conditions of the Program will be communicated through the communication channels available at Bank Danamon. In the event of any changes to the benefits, risks, fees, or terms and conditions under these General Terms and Conditions of the Program, the Customer has the right to submit a written objection to Bank Danamon within 30 (thirty) working days from the date such changes are communicated by Bank Danamon through its communication channels. The Customer agrees that they shall be deemed to have accepted such changes if no objection is submitted within the stipulated period. If the Customer does not agree with such changes, the Customer has the right to withdraw from the Program, provided that all obligations of the Customer to Bank Danamon (if any) have been duly settled in advance. The Customer further declares that there are no and will be no transactions suspected to involve money laundering and/or other prohibited transactions in violation of the prevailing laws and regulations of the Republic of Indonesia.
3. The Customer agrees that Bank Danamon reserves the right to revoke the provision of Cashback Rewards under this Program if the Customer fails to comply with the General Terms and Conditions of the Program.
4. In the event of any indication of fraud, misconduct, transaction irregularities, suspicious transactions, money laundering, and/or any actions in violation of applicable laws and regulations, Bank Danamon reserves the right to cancel the transaction, terminate participation in the Program, and/or revoke the Cashback Rewards granted to the respective Customer. The Customer shall remain fully liable for the settlement of all obligations to Bank Danamon
5. These General Terms and Conditions of the Program shall be governed by applicable laws and regulations, including regulations issued by the Financial Services Authority.
6. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority and Bank Indonesia and is a participant of the Deposit Insurance Corporation (LPS).

Customers are advised to remain vigilant against fraudulent activities carried out by unauthorized individuals purporting to represent Bank Danamon and offering any form of rewards. Any fraud or other criminal acts committed by third parties in connection with or under the pretense of this Program are beyond the control and responsibility of Bank Danamon.