Save up to IDR 1 Million + 0% Installment up to 24 Months at Perfect Health

The Program shall be conducted during the period commencing on 27 July 2026 until 30 June 2027 (“Period of Program”).

This Program is valid for transactions at all standalone Perfect Health stores located at the following locations. Click here.

1. Cardholders who make a purchase at a Perfect Health store will be eligible to take part in a 0% installment program with tenors of 3, 6, 12 and 24 months.
2. The Program is valid every day, including public holidays, throughout the Program Period.
3. The Program is available to Cardholders.
4. The Program applies to both primary and supplementary cards.
5. The Program may be combined with Perfect Health’s own internal programs.
6. The terms and conditions of this Program are subject to change at any time with prior notice, and are at the sole discretion of Perfect Health.
7. By participating in this Program, Cardholders are deemed to have understood and agreed to all applicable terms and conditions.
8. These Terms and Conditions form an integral and inseparable part of the applicable Terms and Conditions.
9. The installment program applies as follows:
   1. The program offers 0% installments at Perfect Health with terms of 3, 6, 12 and 24 months;
   2. The installment program applies to transactions of at least IDR 500,000 (five hundred thousand);
   3. Other programs include a saving of IDR 1,000,000 (one million) on the purchase of all massage chair products, and a saving of IDR 500,000 (five hundred thousand) on the purchase of all therapy and fitness products;
   4. The IDR 1,000,000 (one million) discount on all massage chair products applies to transactions of at least IDR 20,000,000 (twenty million);
   5. The IDR 500,000 (five hundred thousand) discount on all therapy & fitness products applies to transactions of at least IDR 3,000,000 (three million);
   6. The program is valid every day, including public holidays, throughout the Program Period;
   7. The program is valid for Danamon Cardholders;
   8. The program applies to both primary and supplementary cards;
   9. The terms and conditions of this program are subject to change at any time without prior notice, and are at the sole discretion of Perfect Health;
   10. By participating in this program, Cardholders are deemed to have understood and agreed to all applicable terms and conditions;
   11. These Terms and Conditions form an integral and inseparable part of the applicable Terms and Conditions;

1. The products, services, and/or discount, provided by the Partner are the sole responsibility of Perfect Health and do not constitute products or responsibilities of Danamon. In the event of any issues and/or complaints related to such products, services, and/or benefits, please contact the Perfect Health.
2. All transactions must not be associated with money laundering activities and/or any other transactions prohibited under the prevailing laws and regulations of Indonesia.
3. In the event of any indication of fraud, misconduct, deception, irregular transactions, unreasonable transactions, money laundering, and/or any actions that are contrary to applicable laws and regulations, Danamon reserves the right to cancel the transaction, terminate the use of Danamon’s products/services, revoke the Program Participant participation in the Program, and/or cancel the provision of Program benefits to the relevant Program Participant.
4. Cardholders agrees and acknowledges that Danamon reserves the right to amend/change/or supplement these Program General Terms and Conditions from time to time.
5. Any other terms and conditions relating to products and/or services, to the extent not otherwise stipulated in these General Terms and Conditions of the Program, shall remain valid and binding upon the Cardholder and shall form an integral and inseparable part hereof.
6. These Program General Terms and Conditions is an inseparable part of The General Terms and Conditions Governing Accounts and Banking Services of PT Bank Danamon Indonesia Tbk and The General Terms and Conditions of Membership for Danamon Cards.
7. Cardholders agrees and acknowledges that Danamon reserves the right to amend/change/or supplement these Program General Terms and Conditions from time to time. Any changes shall be communicated through Danamon’s available communication media.
8. In the event of any change in the benefits, risks, fees, and general terms and conditions and other changes, the Program Participant has the right to submit a written objection to Danamon within 30 (thirty) Business Days from the date of such notification by Danamon via its available communication channels. The Program Participant agrees that if no objection is submitted within the specified period, the Program Participant shall be deemed to have accepted the changes. If the Program Participant does not agree with the changes, the Program Participant has the right to discontinue Program participation by first completing all obligations to Danamon (if any).
9. The Cardholders or their representative may submit complaints related to banking products and/or services either verbally or in writing through Danamon’s nearest branch office, via Hello Danamon at 1-500-090, or by email to hellodanamon@danamon.co.id.
10. The procedures for the customer complaint service may be found on the official website of Danamon at the following link: www.danamon.co.id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.
11. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority (Otoritas Jasa Keuangan/OJK) and Bank Indonesia, and is a participant in the Deposit Insurance Program of the Indonesia Deposit Insurance Corporation (LPS).
12. These Program General Terms and Conditions have been adjusted to comply with the prevailing laws and regulations, including regulations issued by the Financial Services Authority (OJK).

Cardholders must exercise due caution against fraudulent activities perpetrated by individuals or entities falsely claiming to represent Danamon and offering rewards in any form. Danamon shall not be held liable for any acts of fraud or other criminal conduct committed by third parties in connection with or under the pretense of association with Danamon or this Program.