Save 15% at Hong Kong Island

The Program shall be conducted during the period commencing on 8 June 2026 until 31 December 2026 (“Period of Program”).

The program applies to Cardholders as follows: (i) Danamon Debit/ATM Cards bearing the Mastercard & GPN logos and (ii) Danamon Credit Cards bearing the Visa, Mastercard, American Express, & JCB logos including Danamon American Express Charge Cards, but does not apply to Corporate Credit Cards ("Cards").

The program is valid at the Hong Kong Island outlet located at
Ruko Golf Island Blok L 50-51, Pantai Indah Kapuk, Jakarta Utara. Ph. 081558263560.

1. Cardholders are required to read and understand the General Terms and Conditions of the Program.
2. Danamon reserves the right to refuse or cancel a Cardholder's participation in this Program if the Cardholder does not meet the General Terms and Conditions of the Program.
3. Cardholders are fully responsible for all risks of loss, demands, lawsuits, and/or claims in connection with their participation and/or cancellation of participation in this Program.
4. The Program is subject to the following terms and conditions:
   1. The program offers a 15% (fifteen percent) discount/price reduction, with a maximum discount/price reduction of IDR 200,000 (two hundred thousand Rupiah), applicable with a minimum transaction of IDR 500,000 (five hundred thousand Rupiah) before tax and service charge.
   2. The program is subject to a monthly transaction quota for each card type as follows:

      Card Type	Monthly Transaction Quota
      Danamon Credit and Charge Card (Visa, Mastercard, American Express, and JCB):	30 (thirty)
      Danamon Debit Card	10 (ten)

   3. The Program is valid for food purchases only.
   4. The program is valid every day, including national public holidays, during the Program Period.
   5. The program is valid for dine-in and take-away transactions.
   6. The program is valid for both primary and supplementary cards.
   7. The program is not valid for multiple redemptions or split-bill transactions.
   8. Cardholders agree that they will not receive discounts/price reductions if the quota specified in point 4.b above has been used up, even if the Program Period has not yet ended.
   9. The program cannot be combined with other programs and/or promotions.
   10. The program is not valid for transactions made using QRIS (whether funded by a bank account or credit card).
5. By making transactions in accordance with the General Terms and Conditions of the Program, the Cardholder is deemed to have read, understood, and agreed to participate in the Program and to be bound by the General Terms and Conditions of the Program. The transactions carried out by the Cardholder serve as valid proof of the Cardholder’s participation in the Program and the Cardholder’s agreement to be bound by the General Terms and Conditions of the Program.

1. The Cardholders or their representative may submit complaints related to banking products and/or services either verbally or in writing through Danamon’s nearest branch office, via Hello Danamon at 1-500-090, or by email to hellodanamon@danamon.co.id.
2. The procedures for the customer complaint service may be found on the official website of Danamon at the following link: www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.

1. These Program General Terms and Conditions is an inseparable part of The General Terms and Conditions for Accounts and Banking Services of PT Bank Danamon Indonesia Tbk, the General Terms and Conditions for Danamon Debit/ATM Cards, The General Terms and Conditions of Membership for Danamon Credit Cards, and the General Terms and Conditions of Membership for Danamon American Express Credit Cards and Charge Cards, as well as other terms and conditions related to banking products and/or services, shall apply. In the event of any discrepancy or conflict between such terms and conditions and Program General Terms and Conditions, the Program General Terms and Conditions shall prevail.
2. The products, services, and/or benefits provided by the Partner are the sole responsibility of the Partner and do not constitute products or responsibilities of Danamon. In the event of any issues and/or complaints related to such products, services, and/or benefits, please contact the relevant Partner.
3. The Cardholder agrees and acknowledges that Danamon reserves the right to amend/change/or supplement these Program General Terms and Conditions from time to time. Any changes shall be communicated through Danamon’s available communication media. In the event of any change in the benefits, risks, fees, and general terms and conditions and other changes, the Cardholder has the right to submit a written objection to Danamon within 30 (thirty) Business Days from the date of such notification by Danamon via its available communication channels. The Cardholder agrees that if no objection is submitted within the specified period, the Cardholder shall be deemed to have accepted the changes. If the Cardholder does not agree with the changes, the Cardholder has the right to discontinue Program participation by first completing all obligations to Danamon (if any).
4. The Cardholder represents and warrants that the Program Participant is not currently engaged in, and will not engage in, any transactions that may be indicative of money laundering and/or any other transactions prohibited under the prevailing laws and regulations of the Republic of Indonesia.
5. In the event of any indication of fraud, misconduct, deception, irregular transactions, unreasonable transactions, money laundering, and/or any actions that are contrary to applicable laws and regulations, Danamon reserves the right to cancel the transaction, terminate the use of Danamon’s products/services, revoke the Cardholder participation in the Program, and/or cancel the provision of Program benefits to the relevant Cardholder.
6. If any provision of these Program General Terms and Conditions are, by reason of any government regulation or court decision, prohibited, unenforceable, rendered invalid, or declared null and void, such circumstance shall not affect the validity or enforceability of the remaining provisions of these Program General Terms and Condition, which shall remain in full force and effect and binding upon the parties as set forth herein.
7. In the event that any irregularities related to the Program are discovered, or if any fraudulent activity is suspected, the Program Participant is advised to promptly report such matters through Hello Danamon.
8. These Program Terms and Conditions are prepared in both Indonesian and English. In the event of any discrepancy or difference in interpretation between the Indonesian and English versions, the Indonesian version shall prevail.
9. The headings and terminology used in these Program General Terms and Conditions are intended solely to facilitate understanding of the contents of these Program General Terms and Conditions.
10. These Program General Terms and Conditions have been adjusted to comply with the prevailing laws and regulations, including regulations issued by the Financial Services Authority (OJK).
11. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority (Otoritas Jasa Keuangan/OJK) and Bank Indonesia, and is a participant in the Deposit Insurance Program of the Indonesia Deposit Insurance Corporation (LPS).

Program Participant must exercise due caution against fraudulent activities perpetrated by individuals or entities falsely claiming to represent Danamon and offering rewards in any form. Danamon shall not be held liable for any acts of fraud or other criminal conduct committed by third parties in connection with or under the pretense of association with Danamon or this Program.