Cashback IDR 200,000 at GyuKaku for New Holders of the Danamon JCB Precious Credit Card

The Program will be carried out during the period from April 15 to September 30, 2026 (“Program Period”).

This program is open only to Program Participants who meet the following criteria:

1. New customers of the Danamon JCB Precious Credit Card approved by PT Bank Danamon Indonesia Tbk (“Danamon”) from 15 April 2026 (“Program Participants”).

1. Program Participants must read and understand the General Terms and Conditions of the Program.
2. Danamon reserves the right to refuse or cancel a Program Participant’s participation in this Program if the Program Participant fails to comply with the General Terms and Conditions of the Program.
3. Program Participants are fully responsible for any risks of loss, demands, lawsuits, and/or claims relating to their participation and/or cancellation of participation in this Program.
4. The Program offers a cashback of IDR 200,000 (two hundred thousand rupiah) at Gyu-Kaku.
5. The Program is valid at designated Gyu-Kaku outlets.
6. The Program applies to transactions of a minimum value of IDR 400,000 (four hundred thousand rupiah) within 1 (one) month of the card being approved.
7. The Program allows for 1 (one) redemption per card during the Program Period.
8. Quota is limited to the first 1,200 Program Participants during the Program Period.
9. Cashback will be credited within a maximum period of three (3) months after the end of each program period, with following illustration:

   Period	Program Period	Period for Cashback Credit
   Period 1	15 April - 30 June 2026	maximal 30 September 2026
   Period 2	01 July - 30 September 2026	maximal 31 December 2026

10. The Program applies to Program Participants, both for the primary card and supplementary cards.
11. Cashback will not be granted if the card is closed, blocked, inactive, and/or there is a delay in payment.
12. By making transactions in accordance with the General Terms and Conditions of this Program during the Program Period, Program Participants are deemed to have read, understood, and agreed to participate in the Program and to be bound by the General Terms and Conditions of this Program. The transactions made by the Program Participants serve as valid proof of their participation in this Program and their agreement to be bound by the General Terms and Conditions of the Program.

1. Program participants may submit complaints regarding banking products or services either verbally or in writing via their nearest Danamon branch, Hello Danamon (1-500-090) or by email at hellodanamon@danamon.co.id.
2. The complaints procedure can be accessed via the website https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.

1. These General Terms and Conditions form an integral and inseparable part of the General Terms and Conditions for Accounts and Banking Services of PT Bank Danamon Indonesia Tbk and the General Terms and Conditions for Danamon Credit Card Membership. These terms and conditions shall remain in force unless otherwise provided for in these General Terms and Conditions.
2. The products, services and/or benefits provided by JCB are the responsibility of JCB, and are not the products or responsibility of Danamon. Should there be any issues and/or complaints regarding such products, services and/or benefits, please contact JCB.
3. Program Participants hereby agree and acknowledge that Danamon reserves the right to amend, modify or supplement these General Terms and Conditions of the Program from time to time. Any amendments, additions or updates to these General Terms and Conditions of the Program will be notified via the communication channels available at the Bank. In the event of changes to benefits, risks, costs, terms and conditions under these General Terms and Conditions of the Program, the Program Participant is entitled to submit a written objection to Danamon within 30 (thirty) working days from the date of notification of such changes by Danamon via the Bank’s communication channels. Program Participants agree that they shall be deemed to have accepted such changes if they do not raise an objection within the mentioned period. Should a Program Participant not agree to such changes, they are entitled to cancel their participation in the Program provided they first settle all outstanding obligations to Danamon (if any).
4. The Program Participant declares that there are no, and will be no, transactions indicating money laundering offences and/or other transactions prohibited under the laws and regulations in force in Indonesia.
5. Should there be any indication of fraud, misconduct, misuse, irregular transactions, unusual transactions, money laundering offences and/or actions contrary to applicable laws and regulations, Danamon reserves the right to cancel transactions, terminate the use of the Bank’s products/services, cancel participation in the Program, or revoke the provision of Program benefits to the relevant Program Participant. Program Participants remain obliged to settle all outstanding obligations to Danamon (if any).
6. Should any irregularities regarding this Program be discovered or if fraud is suspected, Program Participants are advised to immediately inform Hello Danamon.
7. The General Terms and Conditions of this Program have been aligned with applicable laws and regulations, including the regulations of the Financial Services Authority.
8. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority and Bank Indonesia and is a member of the Indonesia Deposit Insurance Corporation.

Program participants must be wary of scams perpetrated by individuals acting in the name of Danamon who promise prizes of any kind. Any scams or other criminal acts committed by third parties in connection with or in the name of the Program are beyond Danamon’s control.