Save 15% at Pho Ngon

01 February 2026 - 28 February 2027
Credit Card
Debit Card

Program Description

The Program General Terms and Conditions Save 15% at Pho Ngon (“Progam General Terms and Conditions”) constitute the terms and conditions applicable to Program Participant of Save 15% at Pho Ngon ("Program") organized by PT Bank Danamon Indonesia Tbk ("Bank") in collaboration with merchant partner Pho Ngon.

The Program Participant hereby agrees to and is bound by all provisions set forth in the following Program General Terms and Conditions:

Program Period

The Program shall be conducted during the period commencing on 1 February 2026 until 28 February 2027 (“Program Period”).

Participating Outlet

The program applies at the Pho Ngon Restaurant outlet located at: Jl. Sultan Tirtayasa No 26, Bandung, Jawa Barat 40115.

General Terms and Conditions of the Program

  1. The Program is valid for Bank Danamon customers who have and transact with the following card types (“Cardholders”):
    (i) Bank Danamon Debit/ATM Cards with the Mastercard and GPN logos; and
    (ii) Bank Danamon Credit Cards and Charge Cards with the Visa, Mastercard, JCB, and American Express logos (“Cards”).
  2. Cardholders are required to read and understand the General Terms and Conditions of the Program.
  3. Bank Danamon reserves the right to reject or cancel the Cardholder's participation in this Program if the Cardholder does not meet the General Terms and Conditions of the Program.
  4. The Cardholder is fully responsible for all risks of loss, demands, lawsuits, and/or claims in connection with the Cardholder's participation and/or cancellation of the Cardholder's participation in this Program.
  5. The Program is valid with the following detailed provisions:
    1. The program offers savings of 15% (fifteen percent) with a minimum transaction of IDR 100,000 (one hundred thousand rupiah) and a maximum transaction of IDR 2,000,000 (two million rupiah), excluding tax and service charge.
    2. The program is valid for purchases of all food and beverage menus.
    3. The program is valid for dine-in and take-away orders.
    4. The program is valid every day during the Program Period.
    5. The program applies to both primary and additional Cards.
    6. The program is not valid for separate bills (split bill).
    7. The program is only valid for 1 (one) transaction per Card per day.
    8. The program cannot be combined with other programs or promotions.
  6. By making a transaction in accordance with the General Terms and Conditions of the Program, the Cardholder is deemed to have read, understood, and agreed to participate in the Program and is subject to the General Terms and Conditions. The transaction made by the Cardholder serves as valid evidence of the Cardholder's participation in the Program and their agreement to be bound by the General Terms and Conditions.

Other Terms and Conditions

  1. The products, services, and/or benefits provided by the Partner are the sole responsibility of the Partner and do not constitute products or responsibilities of the Bank. In the event of any issues and/or complaints related to such products, services, and/or benefits, please contact the relevant Partner.
  2. The Cardholder represents and warrants that the Program Participant is not currently engaged in, and will not engage in, any transactions that may be indicative of money laundering and/or any other transactions prohibited under the prevailing laws and regulations of the Republic of Indonesia.
  3. In the event of any indication of fraud, misconduct, deception, irregular transactions, unreasonable transactions, money laundering, and/or any actions that are contrary to applicable laws and regulations, the Bank reserves the right to cancel the transaction, terminate the use of the Bank’s products/services, revoke the Cardholder participation in the Program, and/or cancel the provision of Program benefits to the relevant Cardholder.
  4. Any other terms and conditions pertaining to banking products and/or services, insofar as they are not otherwise stipulated under these General Terms and Conditions of the Program, shall remain in full force and effect and shall be binding upon the Cardholder, and shall form an integral and inseparable part of these General Terms and Conditions of the Program.
  5. These Program General Terms and Conditions is an inseparable part of The General Terms and Conditions for Accounts and Banking Services, the General Terms and Conditions for Danamon Debit/ATM Cards, The General Terms and Conditions of Membership for Danamon American Express Credit Cards and Charge Cards The General Terms and Conditions of Membership for Danamon Credit Cards, as well as other terms and conditions related to banking products and/or services, shall apply. In the event of any discrepancy or conflict between such terms and conditions and Program General Terms and Conditions, the Program General Terms and Conditions shall prevail.
  6. The Cardholder agrees and acknowledges that the Bank reserves the right to amend/change/or supplement these Program General Terms and Conditions from time to time. Any changes shall be communicated through the Bank’s available communication media. In the event of any change in the benefits, risks, fees, and general terms and conditions and other changes, the Cardholder has the right to submit a written objection to the Bank within 30 (thirty) Business Days from the date of such notification by the Bank via its available communication channels. The Cardholder agrees that if no objection is submitted within the specified period, the Cardholder shall be deemed to have accepted the changes. If the Cardholder does not agree with the changes, the Cardholder has the right to discontinue Program participation by first completing all obligations to the Bank (if any).
  7. Cardholders may submit complaints regarding banking services or transactions through the nearest Bank Danamon branch, Hello Danamon (1-500-090), or via email at hellodanamon@danamon.co.id.
  8. Details of Bank Danamon’s complaint-handling procedures are available at: www.danamon.co.id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah
  9. These Program General Terms and Conditions have been adjusted to comply with the prevailing laws and regulations, including regulations issued by the Financial Services Authority (OJK).
  10. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority (Otoritas Jasa Keuangan/OJK) and Bank Indonesia, and is a participant in the Deposit Insurance Program of the Indonesia Deposit Insurance Corporation (LPS).

Warning

Program Participant must exercise due caution against fraudulent activities perpetrated by individuals or entities falsely claiming to represent the Bank and offering rewards in any form. The Bank shall not be held liable for any acts of fraud or other criminal conduct committed by third parties in connection with or under the pretense of association with the Bank or this Program.
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