Save 10% at NIKUSEI

The Program shall be conducted during the period commencing on 17 November 2025 until 31 December 2026 (“Program Period”).

The program is valid at NIKUSEI, located at Trinity Tower Retail GF 02-A JL. H. R. Rasuna Said, Kavling. C-22, Blok II B, Jakarta, Daerah Khusus Ibukota Jakarta 12940.

The program applies to Cardholders as follows: (i) Bank Danamon Debit Cards with the Mastercard & GPN logo; and (ii) Bank Danamon Credit Cards with the Visa, Mastercard, JCB, & American Express logos and Bank Danamon American Express Charge Cards, but does not include corporate Credit Cards and Charge Cards ("Cards").

1. Cardholders are required to read and understand the General Terms and Conditions of the Program.
2. Bank Danamon reserves the right to refuse or cancel Cardholders' participation in this Program if they do not meet the General Terms and Conditions of the Program.
3. Cardholders are fully responsible for all risks of loss, demands, lawsuits, and/or claims in connection with their participation and/or cancellation of participation in this Program.
4. The Program consists of a discount or price reduction of 10% (ten percent) with a minimum transaction of IDR 500,000.00 (five hundred thousand Rupiah) before tax and service charges.
5. The Program is valid with a maximum discount or price reduction of IDR 250,000.00 (two hundred and fifty thousand Rupiah).
6. The program applies to the purchase of food and beverages, except alcoholic beverages.
7. The program is valid from 16:00 to 21:00 WIB every day, including national holidays, during the Program Period.
8. The program is only valid for primary cards.
9. The program is only valid for one transaction per day with the same card number.
10. The program is valid for dine-in and takeaway purchases.
11. The program is not valid for split bills.
12. The program cannot be combined with other programs and/or promotions.
13. By making a transaction in accordance with the General Terms and Conditions of the Program, the Cardholder is deemed to have read, understood and agreed to participate in the Program and to be bound by the General Terms and Conditions of the Program. The transaction made by the Cardholder is valid proof of the Cardholder's participation in the Program and the Cardholder's agreement to be bound by the General Terms and Conditions of the Program.

1. Complaints may be submitted by the Cardholder or an authorized representative either orally or in writing via the nearest Bank Danamon branch, Hello Danamon (1-500-090), or email at hellodanamon@danamon.co.id.
   
2. Complaint procedures are available at https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.
   

1. These Program General Terms and Conditions is an inseparable part of The General Terms and Conditions for Accounts and Banking Services, the General Terms and Conditions for Accounts and Special Sharia Banking Service, the General Terms and Conditions for Danamon Debit/ATM Cards, The General Terms and Conditions of Membership for Danamon American Express Credit Cards and Charge Cards The General Terms and Conditions of Membership for Danamon Credit Cards, and the, as well as other terms and conditions related to banking products and/or services, shall apply. In the event of any discrepancy or conflict between such terms and conditions and Program General Terms and Conditions, the Program General Terms and Conditions shall prevail.
2. The products, services, and/or benefits provided by the Partner are the sole responsibility of the Partner and do not constitute products or responsibilities of the Bank. In the event of any issues and/or complaints related to such products, services, and/or benefits, please contact the relevant Partner.
3. The Cardholder agrees and acknowledges that the Bank reserves the right to amend/change/or supplement these Program General Terms and Conditions from time to time. Any changes shall be communicated through the Bank’s available communication media. In the event of any change in the benefits, risks, fees, and general terms and conditions and other changes, the Cardholder has the right to submit a written objection to the Bank within 30 (thirty) Business Days from the date of such notification by the Bank via its available communication channels. The Cardholder agrees that if no objection is submitted within the specified period, the Cardholder shall be deemed to have accepted the changes. If the Cardholder does not agree with the changes, the Cardholder has the right to discontinue Program participation by first completing all obligations to the Bank (if any).
4. The Cardholder represents and warrants that the Program Participant is not currently engaged in, and will not engage in, any transactions that may be indicative of money laundering and/or any other transactions prohibited under the prevailing laws and regulations of the Republic of Indonesia.
5. In the event of any indication of fraud, misconduct, deception, irregular transactions, unreasonable transactions, money laundering, and/or any actions that are contrary to applicable laws and regulations, the Bank reserves the right to cancel the transaction, terminate the use of the Bank’s products/services, revoke the Cardholder participation in the Program, and/or cancel the provision of Program benefits to the relevant Cardholder.
6. If any provision of these Program General Terms and Conditions are, by reason of any government regulation or court decision, prohibited, unenforceable, rendered invalid, or declared null and void, such circumstance shall not affect the validity or enforceability of the remaining provisions of these Program General Terms and Condition, which shall remain in full force and effect and binding upon the parties as set forth herein.
7. These Program Terms and Conditions are prepared in both Indonesian and English. In the event of any discrepancy or difference in interpretation between the Indonesian and English versions, the Indonesian version shall prevail.
8. The headings and terminology used in these Program General Terms and Conditions are intended solely to facilitate understanding of the contents of these Program General Terms and Conditions.
9. In the event that any irregularities related to the Program are discovered, or if any fraudulent activity is suspected, the Program Participant is advised to promptly report such matters through Hello Danamon.
10. These Program General Terms and Conditions have been adjusted to comply with the prevailing laws and regulations, including regulations issued by the Financial Services Authority (OJK).
11. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority (Otoritas Jasa Keuangan/OJK) and Bank Indonesia, and is a participant in the Deposit Insurance Program of the Indonesia Deposit Insurance Corporation (LPS).