Save 20% up to IDR 200,000 at Phoenix Gramedia Indonesia

The Program shall be conducted during the period commencing on 24 November 2025 until 31 December 2025 (“Period of Program”).

1. The Program is valid for Cardholders of the following cards: Danamon Mastercard Debit Card, Bank Danamon Credit Cards with the Visa, Mastercard, American Express, and JCB logos, and Bank Danamon American Express Charge Cards, but does not include Corporate Type Credit Cards (“Cards”).
2. Cardholders must read and understand the General Terms and Conditions of this Program.
3. Bank Danamon reserves the right to refuse or cancel Cardholders' participation in this Program if Cardholders do not comply with the General Terms and Conditions of this Program.
4. Cardholders are fully responsible for all risks of loss, demands, lawsuits, and/or claims in connection with Cardholders' participation and/or cancellation of participation in this Program.
5. The Program is subject to the following terms and conditions:
   1. The program offers a 20% (twenty percent) discount/price reduction with a maximum discount/price reduction of IDR 200,000.00 (two hundred thousand Rupiah) applicable to every purchase of comics or novels on the Phoenix Gramedia website (www.phoenixanimestore.com) with a minimum transaction of IDR 250,000.00 (two hundred and fifty thousand Rupiah).
   2. The program is subject to transaction quotas for each card type as follows:
      

      Card Type	Transaction Quota Per Month	Program Period
      Danamon Mastercard Debit Card	70 (seventy)	24 – 30 November 2025
      	70 (seventy)	1 – 31 December 2025
      Danamon Credit and Charge Card (Visa, Mastercard, JCB, and American Express).	70 (seventy)	24 – 30 November 2025
      	70 (seventy)	1 – 31 December 2025

   3. The program is only valid for transactions with full payment.
   4. The program is valid every day from 00:01 to 23:59 WIB during the Program Period.
   5. Valid for 1 (one) transaction per month with the same Card number during the Program Period.
   6. The program is not valid for accumulation and/or multiples transactions.
   7. The program applies for both main and supplementary cards.
   8. Cardholders agree that they will not receive any discounts/price reductions if the quota specified in clause 5.b above has been exhausted, even if the Program Period has not yet ended.
   9. The program applies to purchases made using delivery services supported by Phoenix Gramedia.
   10. The program cannot be combined with other programs and/or promotions.
6. By conducting transactions in accordance with the General Terms and Conditions of this Program, Cardholders are deemed to have read, understood and agreed to participate in the Program and to be bound by the General Terms and Conditions of this Program. Transactions conducted by Cardholders constitute valid proof of Cardholders' participation in the Program and Cardholders' agreement to be bound by the General Terms and Conditions of this Program.

1. The Cardholders or their representative may submit complaints related to banking products and/or services either verbally or in writing through the Bank’s nearest branch office, via Hello Danamon at 1-500-090, or by email to hellodanamon@danamon.co.id.
   
2. The procedures for the customer complaint service may be found on the official website of the Bank at the following link: https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.
   

1. The products, services, and/or benefits provided by the Partner are the sole responsibility of the Partner and do not constitute products or responsibilities of the Bank. In the event of any issues and/or complaints related to such products, services, and/or benefits, please contact the relevant Partner.
2. The Cardholder represents and warrants that the Program Participant is not currently engaged in, and will not engage in, any transactions that may be indicative of money laundering and/or any other transactions prohibited under the prevailing laws and regulations of the Republic of Indonesia.
3. In the event of any indication of fraud, misconduct, deception, irregular transactions, unreasonable transactions, money laundering, and/or any actions that are contrary to applicable laws and regulations, the Bank reserves the right to cancel the transaction, terminate the use of the Bank’s products/services, revoke the Cardholder participation in the Program, and/or cancel the provision of Program benefits to the relevant Cardholder.
4. These Program General Terms and Conditions is an inseparable part of “The General Terms and Conditions of Membership for Danamon Credit Cards, “General Terms and Conditions for Accounts and Banking Services of PT Bank Danamon Indonesia Tbk”, “General Terms and Conditions for Danamon Debit/ATM Cards”, “General Terms and Conditions of Danamon Credit Card Membership”, “General Terms and Conditions of Danamon American Express Credit and Charge Card Membership” as well as other terms and conditions related to banking products and/or services, shall apply. In the event of any discrepancy or conflict between such terms and conditions and Program General Terms and Conditions, the Program General Terms and Conditions shall prevail.
5. The Cardholder agrees and acknowledges that the Bank reserves the right to amend/change/or supplement these Program General Terms and Conditions from time to time. Any changes shall be communicated through the Bank’s available communication media. In the event of any change in the benefits, risks, fees, and general terms and conditions and other changes, the Cardholder has the right to submit a written objection to the Bank within 30 (thirty) Business Days from the date of such notification by the Bank via its available communication channels. The Cardholder agrees that if no objection is submitted within the specified period, the Cardholder shall be deemed to have accepted the changes. If the Cardholder does not agree with the changes, the Cardholder has the right to discontinue Program participation by first completing all obligations to the Bank (if any).
6. If any provision of these Program General Terms and Conditions are, by reason of any government regulation or court decision, prohibited, unenforceable, rendered invalid, or declared null and void, such circumstance shall not affect the validity or enforceability of the remaining provisions of these Program General Terms and Condition, which shall remain in full force and effect and binding upon the parties as set forth herein.
7. In the event that any irregularities related to the Program are discovered, or if any fraudulent activity is suspected, the Program Participant is advised to promptly report such matters through Hello Danamon.
8. These Program Terms and Conditions are prepared in both Indonesian and English. In the event of any discrepancy or difference in interpretation between the Indonesian and English versions, the Indonesian version shall prevail.
9. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority (Otoritas Jasa Keuangan/OJK) and Bank Indonesia, and is a participant in the Deposit Insurance Program of the Indonesia Deposit Insurance Corporation (LPS).
10. These Program General Terms and Conditions have been adjusted to comply with the prevailing laws and regulations, including regulations issued by the Financial Services Authority (OJK).

Program Participant must exercise due caution against fraudulent activities perpetrated by individuals or entities falsely claiming to represent the Bank and offering rewards in any form. The Bank shall not be held liable for any acts of fraud or other criminal conduct committed by third parties in connection with or under the pretense of association with the Bank or this Program.