5% Cashback from Danamon LEBIH/Danamon LEBIH PRO

The program is valid from 1 August 2026 to 30 April 2027 (“Program Period”).

This Program is only applicable to participants who meet the following criteria (“Program Participants”) :

1. This program is only available to cutomers holding a Danamon LEBIH PRO/Danamon LEBIH PRO iB or Danamon LEBIH/Danamon LEBIH iB savings account who carry out transactions using a Danamon Debit/ATM Card bearing the GPN and Mastercard logos (“Program Participants”)
2. The program does not apply to Danamon Bank Privilege Program Participants.

1. Program Participants must read and understand the General Terms and Conditions of the Program.
2. Bank Danamon reserves the right to refuse a Customer’s participation if they do not meet the General Terms and Conditions of the Program.
3. Program Participants are fully responsible for any risks of loss, claims, lawsuits and/or claims arising from their participation in and/or cancellation of their participation in this Program.
4. The following provisions apply to the Program:
   1. Danamon LEBIH PRO/Danamon LEBIH PRO iB Cashback Scheme
      1. Exclusively for Program Participants holding a Danamon LEBIH PRO/Danamon LEBIH PRO iB savings account, Program Participants must make purchases at any merchant, whether offline or online, located overseas (“Overseas Transactions”), and/or make purchases at merchants registered with Mastercard as petrol station merchants, Groceries and/or Food & Beverages offline or online (“Eligible Merchants”) located within the country (“Domestic Transactions”) to receive a 5% cashback subject to the terms set out in the following table:

         Cashback Category	Merchant Category	Applicable Card	Maximum Cashback for New Program Participants*)	Maximum Cashback for Existing Program Participants
         Overseas Transaction Cashback	All Merchants	Debit Card/Danamon ATM with the Mastercard Logo	IDR 300,000.00 monthly	IDR 200,000.00 monthly
         Domestic Transaction Cashback	Petrol Stations & Groceries	Debit Card/Danamon ATM with the GPN and Mastercard Logo	IDR 200,000.00 monthly	IDR 100,000.00 monthly
         	Food & Beverages (Valid only from the 25th through the end of the month)	Debit Card/Danamon ATM Global Currency Card**)
         Maximum total cashback for overseas transactions and domestic transactions			IDR 500,000.00 monthly	IDR 300,000.00 monthly

         *) The maximum cashback limit for new Program Participants applies only to overseas transactions and/or domestic transactions carried out in the same month as the opening of a Danamon LEBIH PRO/Danamon LEBIH PRO iB savings account.

         **) Danamon Global Currency Card debit/ATM cards bearing the Mastercard logo, with the first 6 digits of the card number being: 541143

      2. The cumulative average balance of all Danamon LEBIH PRO/Danamon LEBIH PRO iB accounts held by the Customer must total at least IDR 5,000,000.00 (five million rupiah) during the Program Period.
      3. The minimum total accumulated transactions carried out by the Customer must be IDR 3,000,000.00 (three million rupiah) in Overseas and/or Domestic transactions each month.
      4. If the Customer holds more than 1 (one) Danamon LEBIH PRO/Danamon LEBIH PRO iB account, the transactions counted towards earning cashback are Overseas Transactions and/or Domestic Transactions from all Danamon LEBIH PRO/Danamon LEBIH PRO accounts held by the Customer (cumulative).
   2. Danamon LEBIH/Danamon LEBIH iB Cashback Scheme
      1. Exclusively for Program Participants holding a Danamon LEBIH or Danamon LEBIH iB savings account, Program Participants must carry out domestic transactions to receive a 5% cashback, subject to the following terms and conditions:

         Cashback Category	Merchant Category	Applicable Card	Maximum Cashback for Program Participants
         Domestic Transaction Cashback	Petrol Stations & Groceries	Debit Card/Danamon ATM with the Mastercard Logo	IDR 100,000.00 monthly

      2. The cumulative average balance of all Danamon LEBIH/Danamon LEBIH iB accounts held by the Customer must total at least IDR 10,000,000.00 (ten million rupiah) during the Program Period.
      3. The minimum total accumulated transactions carried out by the Customer must be IDR 1,000,000.00 (one million rupiah) for Overseas and/or Domestic transactions each month.
      4. If the Customer holds more than 1 (one) Danamon LEBIH/Danamon LEBIH iB account, the transactions counted towards earning cashback are Overseas Transactions and/or Domestic Transactions from all Danamon LEBIH PRO/Danamon LEBIH PRO accounts held by the Customer (cumulative).
   3. The program applies to Program Participants who carry out transactions in accordance with the General Terms and Conditions of this program and whose transactions are recorded during the calculation month in their Danamon LEBIH PRO/Danamon LEBIH PRO iB/Danamon LEBIH/Danamon LEBIH iB accounts, in accordance with the respective schemes set out in points 4a and 4b.
   4. The program does not apply to transactions via ATMs, D-Bank PRO, or e-commerce transactions using direct debit facilities.
   5. One Customer (one CIF) is only eligible for 1 (one) cashback per month during the Program Period.
   6. If a Customer holds both a Danamon LEBIH PRO/Danamon LEBIH PRO iB and a Danamon LEBIH/Danamon LEBIH iB account (under a single CIF), the Customer is eligible for only 1 Cashback Scheme. If the Customer’s Overseas Transactions and/or Domestic Transactions in the Danamon LEBIH PRO/Danamon LEBIH PRO iB account comply with the Danamon LEBIH PRO Cashback Scheme (clause C.4.a), the Customer will only receive cashback in accordance with the Danamon LEBIH PRO Cashback Scheme and will not be eligible for the Danamon LEBIH Cashback Scheme, even though they have met the requirements of the Danamon LEBIH Cashback Scheme (clause C.4.b). If the Customer’s Overseas Transactions and/or Domestic Transactions on their Danamon LEBIH PRO/Danamon LEBIH PRO iB account do not comply with the Danamon LEBIH PRO Cashback Scheme (clause C.4.a), the Customer will not receive cashback under the Danamon LEBIH PRO Cashback Scheme, however, the Customer remains eligible for the Danamon LEBIH Cashback Scheme provided they have met the requirements of the Danamon LEBIH Cashback Scheme (clause C.4.b)
5. By carrying out transactions in accordance with the terms and conditions of this Program during the Program Period, the Customer is deemed to have read, understood and agreed to participate in the Program and to be bound by the General Terms and Conditions of the Program. The transactions carried out by the Customer constitute valid proof of the Customer’s participation in the Program and the Customer’s agreement to be bound by the General Terms and Conditions of the Program.
6. Bank Danamon does not charge any fees for the Program.

1. Program Participants who have fulfilled the Program’s Terms and Conditions are entitled to receive the rewards as stipulated under the Program (“Rewards”).
2. Cashback for the Danamon LEBIH PRO / Danamon LEBIH PRO iB Cashback Scheme will only be credited to the Participant’s Danamon LEBIH PRO / Danamon LEBIH PRO iB account in Indonesian Rupiah currency that is active at the time of cashback disbursement. If a Program Participant has more than one (1) Danamon LEBIH PRO / Danamon LEBIH PRO iB account, the cashback will be credited to the account with the highest cumulative transaction amount.
3. Cashback for the Danamon LEBIH / Danamon LEBIH iB Cashback Scheme will only be credited to the Participant’s Danamon LEBIH / Danamon LEBIH iB account that is active at the time of cashback disbursement. If a Program Participant has more than one (1) Danamon LEBIH / Danamon LEBIH iB account, the cashback will be credited to the account with the highest cumulative transaction amount.
4. Cashback for overseas transactions will be provided in Rupiah (converted beforehand according to the exchange rate applicable at Bank Danamon for the month of the transaction)
5. The Cashback will be credited a maximum of 30 (thirty) business days after the last day of the program period.
6. Bank Danamon applies the prevailing tax regulations applicable to this Program. Any tax obligations arising from the Program (if any) shall be the responsibility of Bank Danamon and the Customer in accordance with applicable tax regulations.
7. Illustration of reward distribution:
   1. Example of a New Danamon LEBIH PRO/Danamon LEBIH PRO iB Customer

      Customer A opened a Danamon LEBIH PRO Savings Account on 3 August 2026.

      Customer A meets the minimum average balance requirement for the Danamon LEBIH PRO savings account (with an average balance of IDR 6,500,000 (six million five hundred thousand rupiah)) and meets the minimum cumulative requirement for Overseas Transactions and Domestic Transactions of IDR 6,500,000 (six million five hundred thousand rupiah) at Eligible Merchants, using the Danamon Global Currency Card, with the following details:

      
      

      August 2026

      Type of Transaction	Transaction Date	Transaction Amount	5% Cashback per transaction	Cashback obtained by Customer
      Overseas Transaction	4 August	IDR 2,000,000	IDR 100,000	Overseas Transaction Cashback IDR 300,000
      Overseas Online Transaction	6 August	IDR 4,000,000	IDR 200,000
      Domestic Transaction (Petrol Station)	8 August	IDR 4,000,000	IDR 200,000	Domestic Transaction Cashback IDR 200,000 (Although all domestic transactions meet the criteria, the maximum cashback for domestic transactions is IDR 200,000)
      Domestic Transaction (Groceries)	15 August	IDR 1,000,000	IDR 50,000
      Domestic Transaction (F&B)	31 August	IDR 300,000	IDR 15,000
      TOTAL CASHBACK OBTAINED BY CUSTOMER (IDR)			Total Cashback IDR 500,000 (The maximum cashback on all overseas and domestic transactions is IDR 500,000, as the customer carried out overseas and domestic transactions in the same month as the opening of their Danamon LEBIH PRO savings account, namely August).

      *) For transactions in Indonesian Rupiah using daily exchange rates, the exchange rate for Augsut 2026 will be the daily rate on the date of the relevant transaction. Example: The average exchange rate for 1 USD is IDR 17,000

      
      

      September 2026

      In the following month, Customer A is now an existing customer, so the maximum cashback limit differs from that in August 2026. Customer A meets the minimum average balance requirement for the Danamon LEBIH PRO savings account (with an average balance of IDR 5,500,000.00 (five million five hundred thousand rupiah)) and meets the minimum cumulative spending requirement of IDR 3,000,000 at Eligible Merchants, using the Danamon Global Currency Card, with the following details:

      Type of Transaction	Transaction Date	Transaction Amount	5% Cashback per transaction	Cashback obtained by Customer
      Overseas Transaction	3 September	IDR 3,000,000	IDR 150,000	Overseas Transaction Cashback IDR 200,000* (Although all domestic transactions meet the criteria, the maximum cashback for overseas transactions is only IDR 200,000)
      Overseas Online Transaction	7 September	IDR 2,000,000	IDR 100,000
      Overseas F&B Transaction	8 September	IDR 1,000,000	IDR 50,000
      Domestic Transaction (Petrol Station)	15 September	IDR 500,000	IDR 25,000	Domestic Transaction Cashback IDR 100,000* (Although all domestic transactions meet the criteria, the maximum cashback for overseas transactions is only IDR 200,000)
      Domestic Transaction (F&B)	26 September	IDR 500,000	IDR 25,000
      Domestic Transaction (Groceries)	28 September	IDR 1,500,000	IDR 75,000
      TOTAL CASHBACK OBTAINED BY CUSTOMER (IDR)			Total Cashback IDR 300,000 (The maximum cashback on all overseas and domestic transactions is IDR 300,000)

      *) For transactions in Indonesian Rupiah using daily exchange rates, the exchange rate for September 2026 will be the daily rate on the date of the relevant transaction. Example: The average exchange rate for 1 USD is IDR 17,000

      
      

      October 2026

      Customer A is an existing customer and meets the minimum average balance requirement for the Danamon LEBIH PRO savings account (with an average balance of IDR 8,000,000.00 (five million five hundred thousand rupiah) but does not meet the minimum requirements for the accumulation of Overseas Transactions and Domestic Transactions at Eligible Merchants, using the Danamon Global Currency Card, with the following details:

      Type of Transaction	Transaction Date	Transaction Amount (Rupiah)	5% Cashback per transaction (Rupiah)	Cashback obtained by Customer (IDR)
      Overseas Transaction	15 October	IDR 1,500,000	IDR 75,000	N/A
      Overseas Online Transaction	17 October	IDR 600,000	IDR 30,000
      Domestic Transaction (Petrol Station)	19 October	IDR 500,000	IDR 25,000
      Domestic Transaction (Groceries)	21 October	IDR 100,000	IDR 5,000
      Domestic Transaction (F&B)	22 October	IDR 300,000	None, as there were no transactions between 25 and 31 October
      TOTAL CASHBACK OBTAINED BY CUSTOMER (IDR)			N/A Not eligible for cashback because the total accumulated transactions at eligible merchants do not meet the minimum transaction accumulation requirement.

      *) For transactions in Indonesian Rupiah using daily exchange rates, the exchange rate for October 2026 will be the daily rate on the date of the relevant transaction. Example: The average exchange rate for 1 USD is IDR 17,000

      
      
   2. Illustration of A Danamon LEBIH PRO/Danamon LEBIH PRO iB Existing Customer
      

      August 2026

      In August 2026, Customer B meets the minimum average balance requirement for the Danamon LEBIH PRO savings account (with an average balance of IDR 8,000,000.00 (eight million rupiah)), and met the minimum requirements for the accumulation of Overseas Transactions and Domestic Transactions using a Danamon Bank Debit/ATM Card bearing the Mastercard logo (BIN No: 557791), with the following details:

      Type of Transaction	Transaction Date	Transaction Amount	5% Cashback per transaction
      Overseas Online Transaction	10 August	IDR 1,500,000	IDR 75,000
      Domestic Transaction (Groceries)	17 August	IDR 1,000,000	IDR 50,000
      Domestic Transaction (Petrol Station)	17 August	IDR 500,000	IDR 25,000
      Domestic Transaction (F&B)	19 August	IDR 500,000	None, as the transaction did not use the Danamon Global Currency Card
      Domestic Transaction (F&B)	27 August	IDR 800,000
      TOTAL CASHBACK OBTAINED BY CUSTOMER (IDR)		IDR 150,000 (Overseas Cashback of IDR 75,000 and Domestic Cashback of IDR 75,000)

      *) For transactions in Indonesian Rupiah using daily exchange rates, the exchange rate for September 2026 will be the daily rate on the date of the relevant transaction. Example: The average exchange rate for 1 USD is IDR 17,000

      
      

      September 2026

      In September 2026, Customer C met the minimum average balance requirement for the Danamon LEBIH PRO savings account (with an average balance of IDR 20,000,000.00 (twenty million rupiah)), and met the minimum requirements for the accumulation of overseas and domestic transactions using the Danamon Global Currency Card, as detailed below:

      Type of Transaction	Transaction Date	Transaction Amount (Rupiah)	5% Cashback per transaction (Rupiah)
      Overseas Transaction	2 September	IDR 3.000,000	IDR 150,000
      Overseas Tranasction	3 September	IDR 4,000,000	IDR 200,000
      Overseas Online Transaction	7 September	IDR 2,000,000	IDR 100,000
      Domestic Transaction (Petrol Station)	15 September	IDR 500,000	IDR 25,000
      Domestic Transaction (F&B)	17 September	IDR 200,000	None, as there were no transactions between 25 and 30 September
      Domestic Transaction (F&B)	30 September	IDR 500,000	IDR 25,000
      TOTAL CASHBACK OBTAINED BY CUSTOMER (IDR)				IDR 250,000 (The maximum cashback for overseas transactions is IDR 200,000, and the cashback for domestic transactions is IDR 50,000)

      *) For transactions in Indonesian Rupiah using daily exchange rates, the exchange rate for September 2026 will be the daily rate on the date of the relevant transaction. Example: The average exchange rate for 1 USD is IDR 17,000

      
      

      October 2026

      In October 2026, Customer D did not meet the minimum average balance requirement for the Danamon LEBIH PRO iB savings account (with an average balance of IDR 300,000.00 (three hundred thousand rupiah)), however, Customer D met the minimum requirement for the cumulative total of Overseas Transactions and Domestic Transactions using a Danamon Bank Debit/ATM Card, amounting to IDR 3,000,000 (three million rupiah). The customer is not entitled to a cashback as the average balance is less than IDR 5,000,000 (five million rupiah).

      
      
   3. Illustration of Danamon LEBIH /Danamon LEBIH iB Customer
      

      August 2026

      In August 2026, Customer E met the minimum average balance requirement for the Danamon LEBIH PRO savings account (with an average balance of IDR 10,000,000.00 (ten million rupiah)), and met the minimum requirement for the accumulation of domestic transactions using a Bank Danamon debit/ATM card, with the details as follows:

      Type of Transaction	Transaction Date	Transaction Amount (Rupiah)	5% Cashback per transaction (Rupiah)	5% Cashback (Rupiah)
      Overseas Transaction	3 August	IDR 2,000,000	N/A	Overseas Transaction Cashback N/A
      Overseas Transaction	5 August	IDR 500,000	N/A
      Overseas Transaction	5 August	IDR 2,000,000	N/A
      Domestic Transaction (F&B)	11 August	IDR 200,000	None, as it does not fall under the Eligible Merchant category	Domestic Transaction Cashback 100,000
      Domestic Transaction (Petrol Station)	12 August	IDR 600,000	30,000
      Domestic Transaction (Groceries)	15 August	IDR 1,500,000	75,000
      TOTAL			Total Cashback 100,000 (The maximum cashback is IDR 100,000, so Program Participants will only receive a cashback of IDR 100,000)

      
      
   4. Illustration: A customer holds Danamon LEBIH PRO/Danamon LEBIH PRO iB and Danamon LEBIH/Danamon LEBIH iB savings accounts

      Customer F (an existing customer) holds a Danamon LEBIH PRO iB and a Danamon LEBIH savings account. In this case, transactions in the Danamon LEBIH PRO iB account will be taken into account first.

      
      

      In August 2026, Customer F meets the minimum average balance requirement for the Danamon LEBIH PRO iB savings account (with an average balance of Rp29,000,000.00 (twenty-nine million rupiah), but did not meet the minimum requirements for the accumulation of Overseas Transactions and Domestic Transactions using the Danamon Bank Debit/ATM Card, with the following details:

      Type of Transaction	Transaction Date	Transaction Amount (Rupiah)	5% Cashback per transaction (Rupiah)	Cashback Obtained by Customer (IDR)
      Overseas Transaction	4 August	IDR 150.000	N/A	- Tidak eligible karena tidak memenuhi min transaksi
      Overseas Transaction	5 August	IDR 200.000	N/A
      Domestic Transaction (F&B)	11 August	IDR 200.000	None, as it does not fall under the Eligible Merchant category	- Not eligible as the minimum transaction amount has not been met
      Domestic Transaction (Petrol Station)	12 August	IDR 350.000	N/A
      TOTAL CASHBACK OBTAINED BY CUSTOMER (IDR)			-

      *) For transactions in Indonesian Rupiah using daily exchange rates, the exchange rate for August 2026 will be the daily rate on the date of the relevant transaction. Example: The average exchange rate for 1 USD is IDR 17,000

      
      

      Customer F does not meet the minimum transaction accumulation criteria (less than IDR 3,000,000.00), so Customer F will not receive the Danamon LEBIH PRO iB Cashback, and Customer F’s Danamon LEBIH savings account will subsequently be assessed in accordance with the Danamon LEBIH Cashback Scheme.

      
      

      In August 2026, Customer F met the minimum average balance requirement for the Danamon LEBIH savings account (with an average balance of IDR 10,000,000.00 (ten million rupiah)), and met the minimum requirement for the accumulation of Domestic Transactions using a Danamon Bank Debit/ATM Card, with the following details:

      Type of Transaction	Transaction Date	Transaction Amount (Rupiah)	5% Cashback per transaction (Rupiah)	5% Cashback (Rupiah)
      Domestic Transaction (F&B)	11 August	IDR 200,000	None, as it does not fall under the Eligible Merchant category	Domestic Transaction Cashback 100,000
      Domestic Transaction (Petrol Station)	12 August	IDR 600,000	30,000
      Domestic Transaction(Groceries)	15 August	IDR 1,500,000	75,000
      TOTAL CASHBACK OBTAINED BY CUSTOMER (IDR)			100,000 (The maximum cashback is IDR 100,000, so Program Participants will only receive a cashback of IDR 100,000)

      
      

      Customer G (an existing customer) holds a Danamon LEBIH PRO iB savings account and a Danamon LEBIH savings account. In this case, transactions in the Danamon LEBIH PRO iB account will be taken into account first.

      In August 2026, Customer G meets the minimum average balance requirement for the Danamon LEBIH PRO iB savings account (with an average balance of IDR 29,000,000.00 (twenty-nine million rupiah)), and meets the minimum accumulation requirements for Overseas Transactions and Domestic Transactions using a Danamon Bank Debit/ATM Card, with the following details:

      Type of Transaction	Transaction Date	Transaction Amount (Rupiah)	5% Cashback per transaction (Rupiah)	Cashback Obtained by Customer (IDR)
      Overseas Transaction	4 August	IDR 1,500,000	75,000	Overseas Transaction Cashback 175,000
      Overseas Transaction	5 August	IDR 2,000,000	100,000
      Domestic Transaction (Groceries)	13 August	IDR 500,000	25,000	Domestic Transaction Cashback 75,000
      Domestic Transaction (Petrol Station)	19 August	IDR 1,000,000	50,000
      TOTAL CASHBACK OBTAINED BY CUSTOMER (IDR)			250,000

      *) For transactions in Indonesian Rupiah using daily exchange rates, the exchange rate for August 2026 will be the daily rate on the date of the relevant transaction. Example: The average exchange rate for 1 USD is IDR 17,000

      
      

      Customer G meets the minimum transaction volume criteria and will therefore receive a Danamon LEBIH PRO iB cashback of IDR 250,000.00 (two hundred and fifty thousand rupiah). However, although there are transactions that meet the criteria under the Danamon LEBIH cashback scheme, transactions involving Danamon LEBIH products are not counted, as Program Participants are only eligible for one cashback scheme per month.

Customers will not be entitled to receive any Rewards if they do not fulfill the General Terms and Conditions of the Program.

Participation of Program Participants in this Program is free of charge

1. Program Participants may submit complaints regarding banking transactions or services either verbally or in writing via their nearest Bank Danamon branch, Hello Danamon (1-500-090) or by email at hellodanamon@danamon.co.id.
2. For full details of the procedures and mechanisms regarding the Customer Complaints Service, please refer to Bank Danamon’s official website, accessible via the following link: https://www.danamon.co.id/id/Personal/Lainnya/Proses- Penanganan-Keluhan-Nasabah.

1. The transaction verification process is entirely at the discretion of Bank Danamon.
2. These General Terms and Conditions form an integral and inseparable part of the “General Terms and Conditions for Accounts and Banking Services”, “General Terms and Conditions for Sharia Accounts and Banking Services”, “General Terms and Conditions for Danamon Debit/ATM Cards”, “General Terms and Conditions for Danamon LEBIH PRO Savings”, the “General Terms and Conditions of Danamon LEBIH PRO iB Savings”, the “General Terms and Conditions of Danamon LEBIH Savings”, and the “General Terms and Conditions of Danamon LEBIH iB Savings”. In the event of any discrepancy or conflict between these provisions and the General Terms and Conditions of the Program, the General Terms and Conditions of the Program shall prevail.
3. The Customer hereby agrees and acknowledges that Bank Danamon is entitled to amend, modify or supplement these General Terms and Conditions of the Program from time to time. Any amendments, additions or updates to these General Terms and Conditions of the Program will be notified via the communication channels available at Bank Danamon. In the event of changes to benefits, risks, costs, terms and conditions under these General Terms and Conditions of the Programme, the Customer is entitled to submit a written objection to Bank Danamon within 30 (thirty) working days from the date such changes are notified by Bank Danamon via Bank Danamon’s communication channels. The Customer agrees that the Customer shall be deemed to have consented to such changes if the Customer does not raise an objection within the aforementioned period. Should the Customer not consent to such changes, the Customer is entitled to cancel their participation in the Program provided that the Customer first settles all outstanding obligations to Bank Danamon (if any).
4. The Customer declares that there are no, and will be no, transactions indicating money laundering offences and/or other transactions prohibited under the applicable laws and regulations of Indonesia.
5. Should there be any indication of fraud, misconduct, transaction irregularities, unusual transactions, indications of money laundering offences and/or actions inconsistent with applicable laws and regulations, Bank Danamon reserves the right to cancel transactions, terminate participation in the Program, or withhold the Cashback from the Customer concerned. Program Participants remain obliged to settle all outstanding obligations to Bank Danamon (if any).
6. The General Terms and Conditions of this Programme have been aligned with applicable laws and regulations, including the regulations of the Financial Services Authority and the interest guarantee provisions under the regulations of the Indonesia Deposit Insurance Corporation.
7. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority and Bank Indonesia and is a participant in the Indonesia Deposit Insurance Corporation’s guarantee scheme.
8. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority and Bank Indonesia and is a participant in the Indonesia Deposit Insurance Corporation’s guarantee scheme.

Program Participants are advised to be wary of scams perpetrated by individuals acting on behalf of Bank Danamon who promise prizes of any kind. Any scams or other criminal acts committed by third parties in connection with or on behalf of the Program are beyond the control of Bank Danamon.