Celebrate a More Meaningful Ramadan with Proper Financial Planning

Jakarta, March 11, 2026 — The holy month of Ramadan serves as a period of reflection and spiritual renewal for Muslims, while also marking a time of heightened social and economic activity. From preparing for sahur and iftar, to upholding traditions of togetherness and planning for mudik (homecoming) and Eid celebrations, Ramadan brings a unique rhythm to daily life across Indonesia. Reflecting this seasonal momentum, data from Statistics Indonesia (BPS) in 2025 recorded a 30–40 percent increase in economic activity and financial transactions nationwide during Ramadan, underscoring strong community mobility and productivity throughout the period.

Meanwhile, a 2025 Snapcart survey indicates that 75 percent of respondents expect their spending to increase during the fasting month, particularly for food and beverages, clothing, and Eid preparation needs. Social activities such as breaking the fast together and gathering with family and friends also remain a key feature of Ramadan, with around 62% of Indonesians expressing interest in participating in iftar events and allocating a dedicated budget of around Rp1 million to Rp3 million during the month.

In line with these shifts in consumer behavior, Bank Indonesia also recorded a marked acceleration in cashless transaction usage, with QRIS transaction volume per user growing by 111 percent year-on-year during Ramadan and Eid al-Fitr 2025. This strong momentum was further supported by the disbursement of religious festivity allowance (THR), which was utilized for a wide range of purposes, including savings, payments for zakat, infaq, alms, and waqf (ZISWAF), as well as shopping, consumption, and mudik preparations.

Indonesian Ministry of Transportation recorded that 154.62 million people undertook mudik travel during Eid al-Fitr in 2025, equivalent to around 54.9 percent of Indonesia’s total population, underscoring the very high level of public mobility during this period. Public transportation usage also increased by 11.7 percent compared with the previous year, with rail and sea transport experiencing particularly strong growth.

These dynamics reaffirm that Ramadan is not only a personal spiritual journey and a time to strengthen social bonds, but also a critical period for prudent financial management. In the midst of diverse needs and aspirations that must be fulfilled, the presence of relevant financial solutions becomes increasingly important to help the public manage their Ramadan finances more wisely, maintain a healthy financial balance, and live the holy month with greater peace of mind, comfort, and meaning.

Therefore, prudent financial planning is key to experiencing every moment of Ramadan with greater peace and meaning. Through its #RamadanLebihBerkah program series, Danamon presents a range of financial solutions designed to support convenient transactions, flexible financing, and future planning, enabling customers to focus more on embracing the essence of Ramadan in comfort and with deeper significance.

Celebrating Togetherness in Every Meal

Waiting for the time to break the fast, or ngabuburit, is a special moment that reflects togetherness before and during iftar with family and friends. Amid the warmth of this tradition, the convenience of seamless transactions and attractive promotions becomes an integral part of celebrating that togetherness. Danamon offers 50 percent cashback of up to a total of Rp50,000 per customer for QRIS payment transactions made via the D-Bank PRO application, available every day from 5:00 PM–7:00 PM Western Indonesia Time, 6:00 PM–8:00 PM Central Indonesia Time, and 7:00 PM–9:00 PM Eastern Indonesia Time, at various partner merchants, providing a pleasant added touch when purchasing takjil, iftar dishes, or engaging in other activities to accompany customers’ ngabuburit moments.

During the month of Ramadan, Danamon also provides a range of transaction conveniences to support the community’s increasingly dynamic activities. Customers can enjoy Rp25,000 cashback for Mandiri e-Money top-ups, as well as the convenience of purchasing fuel using QRIS via the D-Bank PRO application with cashback of up to Rp100,000. In addition, Danamon offers cashback of up to Rp100,000 for online shopping on e-commerce platforms using Danamon Virtual Account, and up to Rp50,000 cashback for hamper purchases and bread shopping at Holland Bakery, enabling customers to benefit from greater transaction flexibility while completing moments of family togetherness more comfortably and efficiently.

To further enhance customers’ Ramadan transaction experience, D-Bank PRO offers a range of supporting features, including Group Transfers, which simplify the process of sharing expenses with family. The spirit of togetherness is also enriched through a 15 percent discount at Bottega Ristorante and a 10 percent discount at Kedai Sirih Merah for Danamon Debit, Credit, and Charge Card holders, enabling every shared meal to be enjoyed with greater warmth and meaning.

Harmonizing Worship and Financial Plannin

In between acts of worship, moments of togetherness with family can be enriched through enjoyable entertainment. Through the m.tix application, customers can enjoy a 50 percent saving of up to Rp40,000 on Cinema XXI Studio Deluxe ticket purchases via m.tix every Saturday. To support greater needs ahead of Eid, Danamon also offers the convenience of 0 percent instalments for up to 12 months through the My Own Installment (MOI) feature in D-Bank PRO, which can be used at various selected merchants, helping customers manage expenses more wisely, including for homecoming needs, without diminishing the spirit of sharing.

Ramadan is also an opportune moment to take new steps toward better financial health. Through the New FX D-Bank PRO program, customers can receive up to Rp50,000 in cashback for opening a Danamon Lebih PRO account and conducting foreign currency purchases via D-Bank PRO until 30 June 2026. Customers can also conveniently purchase Mutual Funds directly through D-Bank PRO and enjoy cashback of up to Rp1 million per month, so that simple actions taken during this holy month can become the starting point for more solid financial planning in the future.

Going Home for Eid with Peace of Heart

Mudik is a special moment to reunite and celebrate with family. To support travel and daily needs from Ramadan through Eid, Danamon provides savings of up to Rp50,000 on Grab services, including GrabFood for convenient iftar meals and GrabDineOut for iftar reservations. Customers traveling with private vehicles can also enjoy cashback of up to Rp80,000 per month for fuel purchases at BP gas stations until 30 April 2026. Additional peace of mind is offered through a 30 percent premium discount on Zurich Travel Insurance with the promo code HEMAT_2026, available via D-Bank PRO, for comprehensive protection on both domestic and international trips. With these benefits, the journey home can be undertaken with greater comfort and security, allowing customers to focus on the joy of reuniting with loved ones, not on the worries that might occur.

Weaving Blessings as One

The #RamadanLebihBerkah series is presented as a loyal companion, supporting every step from the beginning to the end of the holy month. From savoring sweet takjil, enjoying the warmth of family gatherings, to celebrating the joy of returning to one’s hometown, each moment can be experienced with greater comfort and peace of mind. Ivan Jaya, Consumer Funding & Wealth Business Head of Danamon, explained, “Through #RamadanLebihBerkah, Danamon interprets the blessings of Ramadan as a moment to share and support one another. With proper planning, people can go through Ramadan with greater ease of mind. This program is here as a financial partner for various needs during the holy month, from iftar moments to the homecoming journey, so that customers can worship and carry out their activities more comfortably.”

Terms and conditions apply. For more information about the #RamadanLebihBerkah program, visit www.danamon.co.id/site/ramadan-2026.

For details on other Danamon products and services, customers can visit Danamon’s official website at www.danamon.co.id, contact Hello Danamon at 1-500-090, or follow Danamon’s official social media channels: Bank Danamon on YouTube, Facebook, and TikTok, @mydanamon on Instagram, and @danamon on X.

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