• Indonesian citizen.
• Monthly fixed income minimum IDR6 million.
• Minimum age 21 years old or married.
• Maximum age 70 years old or retirement age for employee at the end of loan tenor.

For more detailed information, please click below button.

Below is the example and assumption of KPR along with the costs that may incur:

*) Once the period is over, floating interest will apply which will be reviewed periodically according to market condition

**) With the assumption floating interest rate which is 12.5%

Bank Fees:

1. Provision IDR 10.000.000 - 1% of loan amount
2. Administration IDR 1.000.000 - 0.01% of loan amount
3. Collateral Valuation Fee – based on appraiser fee

Disclaimer

• Above calculation is only simulation/estimation, not the actual interest rate, collateral, or calculation.
• Change from fixed interest rate to floating will be informed to debtor at minimum 30 calendar days before the effective date of floating interest rate.
• Premium for life insurance will be calculated depending on several factors, including debtor’s age, loan tenor, and loan amount.
• Cost calculation for fire insurance is also determined based on several factors, including payment tenor, property type, and property value.
• Credit and collateral binding fee is affected by loan amount and other fees, such as notary fee that can be informed/inquired to notary affiliated to Bank Danamon at credit binding.
• Collateral valuation fee will not be charged for indent property.

For further information about Danamon’s Home Ownership Loan:

Call Hello Danamon
1-500-090

Visit your nearest branch