KPR - Kredit Multiguna

Credits are extended to get cash (money) where the collateral is owned by the debtor. This type of collateral is property in the form of houses, shop-houses and apartments. For as maximum loan of IDR 8 billion and with the installment period (tenor) of 1 - 10 years*.

Multipurpose Credit Simulation

Currency used is in rupiah.

Type of Loan

Multi-Purpose Credit

Total Loan

IDR 500.000.000

Tenor

10 years

Loan Ratio to the Value of Property/Asset s

80%

Interest Rate

9.5%

Total Installments

Rp5.283.815


Simulation of the number of years, interest paid & remaining installments

ANNUALLY

Year

Interest Paid

Remainin g Installments

1

IDR 38.856.121

IDR 375.450.344

2

IDR 36.288.140

IDR 348.332.708

3

IDR 33.451.540

IDR 318.378.472

4

IDR 30.318.222

IDR 285.290.918

5

IDR 26.857.148

IDR 248.742.289

6

IDR 23.034.033

IDR 08.370.545

7

IDR 18.811.006

IDR 63.775.775

8

IDR 14.146.237

IDR 114.516.235

9

IDR 8.993.516

IDR 60.103.974

10

IDR 3.301.802

IDR (0)