KPR - Kredit Multiguna

Credits are extended to get cash (money) where the collateral is owned by the debtor. This type of collateral is property in the form of houses, shop-houses and apartments. For as maximum loan of IDR 8 billion and with the installment period (tenor) of 1 - 10 years*.

Multipurpose Credit Simulation

Currency used is in rupiah.

Type of Loan

Multi-Purpose Credit

Total Loan

IDR 500.000.000

Tenor

10 years

Loan Ratio to the Value of Property/Asset s

80%

Interest Rate

8.5%

Total Installments

Rp6.199.284

Simulation of the number of years, interest paid & remaining installments

ANNUALLY

Year

Interest Paid

Remainin g Installments

1

IDR 41.227.756

IDR 466.836.342

2

IDR 38.296.390

IDR 430.741.319

3

IDR 35.105.918

IDR 391.455.823

4

IDR 31.633.437

IDR 348.697.847

5

IDR 27.854.021

IDR 302.160.455

6

IDR 23.740.539

IDR 251.509.581

7

IDR 19.263.462

IDR 196.381.630

8

IDR 14.390.653

IDR 136.380.869

9

IDR 9.087.131

IDR 71.076.587

10

IDR 3.314.826

IDR (0)