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Danamon Credit and Charge Card Rates & Fees
Announcement
- Effective June 15, 2025, there is adjustment to Overlimit Penalty Fee for All Danamon Credit Cards and Charge Cards
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Effective January 1, 2025, there is adjustment to Printed Billing Statement & Mailing Fee for all Danamon Credit Cards and Charge Cards.
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Effective June 1, 2025, there is an extension of the regulation validity period regarding minimum payment limit and late payment penalty for Danamon Credit Card until December 31, 2025.
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Effective October 1, 2024, there is adjustment to Danamon Mastercard Corporate Card and Corporate Danamon American Express (Gold and Green) annual fee.
- Effective September 1, 2023, the implementation of the Non-Full Payment Fee for Danamon Charge Cards.
Danamon Visa, Mastercard and JCB Credit Card Rates and Fees (a)
| Description | Classic | Gold | Danamon Grab |
Platinum | JCB Precious |
World | Infinite | World Elite | Business Card |
Corporate Card |
|---|---|---|---|---|---|---|---|---|---|---|
| Annual Fees | ||||||||||
| Primary Card | IDR250,000 | IDR400,000 | IDR450,000 | IDR600,000 | IDR800,000 | IDR1,200,000 | IDR1,500,000 | IDR6,000,000 (b) | IDR2,500,000 | IDR 550,000 per card per year (Effective as of 1 October 2024) |
| Supplementary Card | IDR75,000 | IDR150,000 | IDR250,000 | IDR,250,000 | IDR400,000 | IDR500,000 | IDR750,000 | IDR2,000,000 | IDR1,000,000 | NA |
| Family Pack | IDR300,000 | IDR450,000 | N/A | IDR750,000 | N/A | IDR1,500,000 | IDR1,700,000 | N/A | IDR3,500,000 | N/A |
| Retail Interest & Cash Withdrawal |
1.75% per month (Effective 1 July 2021) |
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| Minimum Payment Limit |
10% per month of the total bill (Effective 1 May 2020 - 31 December 2025 it is 5% per month of the total bill) |
N/A | ||||||||
| Cash Withdrawal Fee | 6% of Cash Withdrawal amount or minimum IDR100,000 (Effective 1 August 2023) | 6% of Cash Withdrawal amount or minimum IDR150,000 (Effective 1 August 2023) | 6% of Cash Withdrawal amount or minimum IDR150,000 (Effective 1 August 2023) | 6% of Cash Withdrawal amount or minimum IDR100,000 (Effective 1 August 2023) | 6% of Cash Withdrawal amount or minimum IDR150,000 (Effective 1 August 2023) | |||||
| Late Payment Penalty |
3% of the total bill, minimum IDR50,000 and maximum IDR150,000 per month (Effective 1 May 2020 - 31 December 2025 it is 1% of the total bill, maximum IDR100,000 per month) |
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| Overlimit Penalty |
IDR100,000 per month (Effective June 15, 2025) |
IDR150,000 per month (Effective June 15, 2025) |
IDR100,000 per month (Effective June 15, 2025) |
IDR150,000 per month (Effective June 15, 2025) |
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| Printed Billing Statement & Mailing Fee |
IDR 50,000 per month (Effective January 1 2025) |
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| Credit Balance Refund Transfer Fee | IDR35,000 | |||||||||
| Stamp Duty |
IDR0 up to IDR5,000,000 = Free > IDR5,000,000 = IDR10,000 |
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| Notification Fee | IDR10,000 per month | N/A | ||||||||
| Credit Card Payment Fee Through Teller | IDR75,000 | |||||||||
| Early Repayment Fee | 5% of remaining principal loan + current interest (if any) | N/A | ||||||||
| Limit Increase Fee Through Hello Danamon | IDR25,000 | |||||||||
| D-Point Redemption Fee Through Hello Danamon | N/A | IDR15,000 | ||||||||
| Card Replacement Fee | IDR50,000 | |||||||||
| Administration Fee For Installments Through Participating Merchants(c) | IDR15,000 | |||||||||
(a) Fees may change at any time with prior notice. The Installment Program feature on Credit Cards through offer channels other than merchants partnered with Bank Danamon will be subject to an administration fee and may change at any time according to Bank policy.
(b) Free annual fee for Danamon Privilege customers with a minimum average total asset under management of IDR 5,000,000,000 over the last 12 (twelve) months.
(c) Free monthly card administration fee by maintaining a minimum total monthly asset under management of IDR 5,000,000,000 and become a Danamon Privilege customer. Otherwise, a monthly card administration fee of IDR 750,000 will be charged in the following month.
(d) Visit bdi.co.id/cicilan0 for details on the list of merchants partnered with Bank Danamon.
Danamon American Express ® Card Rates and Fees (a)
| Description | Blue Credit Card |
Gold Credit Card |
Gold Business Card |
Green Charge Card |
Gold Charge Card |
Platinum Charge Card |
Corporate Card |
|---|---|---|---|---|---|---|---|
| Annual Fee | |||||||
| Primary Card | IDR250,000 | IDR350,000 | IDR500,000 | IDR650,000 | IDR1,200,000 | IDR12,000,000 (b) | IDR 550,000 per card per year (Effective as of 1 October 2024) |
| Supplementary Card | IDR90,000 | N/A | IDR250,000 | IDR400,000 | IDR750,000 | Free | N/A |
| Family Pack | N/A | IDR500,000 | N/A | ||||
| Retail Interest & Cash Withdrawal |
1.75% per month (Effective 1 July 2021) |
Retail Interest: N/A Cash Withdrawal Interest: 1.75% per month (Effective 1 July 2021) |
|||||
| Minimum Payment Limit |
10% per month from total bill (Effective 1 May 2020 – 31 December 2025 it is 5% per month from total bill) |
N/A | |||||
| Cash Withdrawal Fee |
6% from total cash withdrawal amount or minimum IDR100,000 and IDR5,000 per withdrawal (Effective 1 August 2023) |
6% from total cash withdrawal amount or minimum IDR150,000 and IDR15,000 per withdrawal (Effective 1 August 2023) |
6% from total cash withdrawal amount or minimum IDR150,000 and IDR15,000 per withdrawal (Effective 1 August 2023) |
6% from total cash withdrawal amount or minimum IDR150,000 and IDR15,000 per withdrawal (Effective 1 August 2023) |
|||
| Late Payment Penalty |
3% from total bill, minimum IDR50,000 and maximum IDR150,000 per month (Effective 1 May 2020 – 31 December 2025 it is 1% from total bill, maximum IDR100,000 per month) |
N/A | |||||
| Late Payment Fee (c) | N/A |
1.75% per month (Effective 1 May 2020 – 30 December 2023 it is 1% from total bill, maximum IDR100,000 per month) |
Non Full Payment Fee = 1.75% of the total outstanding balance that has not been paid yet. | ||||
| Overlimit Penalty |
IDR150,000 per month (Effective June 15, 2025) |
N/A | |||||
| Printed Billing Statement & Mailing Fee |
IDR 50,000 per month (Effective January 1 2025) |
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| Credit Balance Refund Transfer Fee | IDR35,000 | ||||||
| Stamp Duty |
IDR0 up to IDR5,000,000 = Gratis > IDR5,000,000 = IDR10,000 |
||||||
| Notification Fee | IDR10,000 per month | N/A | |||||
| Credit Card Payment Fee Through Teller | IDR75,000 | ||||||
| Early Repayment Fee | 5% of remaining principal loan + current interest (if any) | N/A | |||||
| Limit Increase Fee Through Hello Danamon | IDR25,000 | ||||||
| D-Point Redemption Fee Through Hello Danamon | IDR15,000 | ||||||
| Memberships Rewards |
FTO: IDR250,000 NFTO: Free |
N/A |
FTO: IDR250,000 NFTO: Free |
FTO: Free |
FTO: IDR250,000 NFTO: Free |
||
| Card Replacement Fee | IDR50,000 | ||||||
| Administration Fee For Installments Through Participating Merchants (d) | IDR15,000 | ||||||
(a) Fees may change at any time with prior notice. The Installment Program feature on Credit Cards through offer channels other than merchants partnered with Bank Danamon will be subject to an administration fee and may change at any time according to Bank policy.
(b) Free annual fee for Danamon Privilege customers with a minimum average total asset under management of IDR 5,000,000,000 over the last 12 (twelve) months.
(c) Free monthly card administration fee by maintaining a minimum total monthly asset under management of IDR 5,000,000,000 and become a Danamon Privilege customer. Otherwise, a monthly card administration fee of IDR 750,000 will be charged in the following month.
(d) Visit bdi.co.id/cicilan0 for details on the list of merchants partnered with Bank Danamon.
