Travel Insurance

Simulation Results
Investment Goals	Future Investment
Komparasi Jenis Aset Konvensional :	Time Deposit
Komparasi Jenis Aset Investasi :	Small Mid Cap Equity Funds
Nominal Investasi Awal	0,00
Nominal Investasi Bulanan	0,00

Time Deposit	Small Mid Cap Equity Funds
Total Savings + Return 71.228.531,00	Total Savings + Return 78.729.940,72
Total Savings 70.000.000,00	Total Savings 70.000.000,00
Total Return 1.228.531,00	Total Return 8.729.940,72
Nilai Pertumbuhan % 1,76%	Nilai Pertumbuhan % 12,47%
Jangka Waktu Investasi 20 Tahunan	Jangka Waktu Investasi 20 Tahunan

Simulation
Property Prices	0,00
Down Payment	0,00
Investment Period	1 Year
Annual Interest Rate (%)	0%
Loan Amount	0,00
Monthly Installment	0,00

Simulation Results:
Your Loan Amount	0,00
Loan Period	1 Month
Monthly Interest Rate (%)	0%
Total Monthly Installment	0,00

Simulation Table
Type of Loan	Simple Working Capital
Type of Business	Service
Monthly Sales	0
Total Loans from Other Banks	0
Kebutuhan Modal Kerja	0
Total limit yang dapat diberikan	0

Simulation Table
Type of Loan	Complete Working Capital
Average monthly sales	0
Cost of goods sold	0
Siklus Modal Kerja	0
Piutang	0
Inventori	0
Hutang Dagang	0
Kebutuhan Modal Kerja	0

Product Information

Zurich Travel Insurance Zurich Travel Insurance is an insurance product that protects against various travel risks, both within (domestic) and abroad (international), such as trip cancellation, baggage loss or damage, illness during traveling, and more refer to the Policy.

Product's Advantages

Key Benefits:

Personal Accident with coverage up to Rp1,500,000,000.
Trip Cancellation and Changes with coverage up to Rp 65,000,000.
Travel Expenses and Travel Related Expenses with coverage up to Rp 45,000,000.
Baggage and Personal Item Protection with coverage up to Rp 30,000,000.
Repatriation of a Deceased Person and Other Related Expenses with coverage up to the invoice amount.
Other Benefits with coverage up to Rp 2,500,000,000.
Trip Cancellation and Changes with coverage up to Rp 65,000,000.

Protection Benefits:

Cashless Benefits
Enjoy cashless benefits for medical expenses covered by the Policy if you must be hospitalized while traveling abroad.
Comprehensive Protection in 1 (one) Policy
By purchasing an international Policy, you automatically get Domestic protection.
More Convenient for Families
100% (one hundred percent) benefits for children according to the family Policy limit, with no limit on the number of children.
Save More with Duo Plus
With Duo Plus Policy, traveling with 2 (two) people or more to the same destination and travel period, becomes more economical.
Benefits of Delay
Enjoy benefits for both trip delays and lost luggage if your flight is delayed by 4 (four) hours or more.
Various Additional Benefits
Get various additional benefits according to your travel needs with additional premiums.
Covid-19 Protection
Covers medical expenses if you test positive for Covid-19, including quarantine costs, transportation costs and automatic Policy period extension.

Pilihan Paket:

Worldwide	All countries around the world
Worldwide (excluding USA/Canada)	All countries around the world including Schengen Essential Countries: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, except USA/Canada.
Asia Pacific	All Asian countries, Australia, New Zealand and Oceania.
ASEAN	Brunei Darussalam, Cambodia, Malaysia, Thailand, Laos, Myanmar, Philippines, Singapore, Vietnam.
Domestic	All regions of Indonesia. Domestic travel of at least 100 km from where you live to an Indonesian territory and have pre-booked public transportation or accommodation.
Schengen Essential	Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland.

Terms and Conditions:

You must be fit to travel and unaware of any circumstances that could cancel or disrupt your trip at the time of this insurance. Otherwise, Zurich reserves the right to decline any claim.
Every purchase of an International Policy (except Schengen Essential) includes Domestic travel coverage with different types and benefit amounts.
Ensure your insurance period matches the travel period, in the country and abroad.
There is no age limit to enroll in this plan. However, a benefit limit applies on Medical Expenses depending on your age at the start of a trip:
- For travelers aged 66 (sixty-six) to 75 (seventy-five) years old the benefit for medical expenses is limited to 50% (fifty percent) of the chosen plan amount.
- For travelers aged 76 (seventy-six) years and over the benefit for medical expenses is limited to 25% (twenty-five percent) of the chosen plan amount.
If you have more than 1 (one) Zurich travel insurance Policies issued by Zurich for the same trip, only the Policy with the highest benefit level will provide coverage and claim payments.
Reside permanently or work in Indonesia.
Possess valid identification documents within Indonesia such as KTP, KITAS, KITAP, long term visit visa and other documents that grant you an unrestricted right to enter Indonesia.
Start the journey from Indonesia.
Have paid the entire premium.
Travel by the geographical area selected and specified in the Policy.
This insurance does not provide services or payment of claims arising from travel to, from, or within Afghanistan, Iraq, Iran, Liberia, Libya, Mali, Syria, Somalia, Sudan, Russia, Ukraine, or Belarus.

The insurance products marketed are insurance products from PT Zurich Asuransi Indonesia Tbk ("Insurer") whose marketing is carried out in collaboration with PT Bank Danamon Indonesia Tbk ("Bank") so that the responsibility and risk for insurance products is entirely the responsibility of Insurer. This insurance product is not a product and is not the responsibility of the Bank. It cannot be categorized as a third-party deposit at the Bank guaranteed by the Government of the Republic of Indonesia. The use of the Bank's logo or attributes is only shows the cooperation between the Insurer and the Bank. More Information

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