The Advantages of Proteksi Prima Warisan Terencana

1. 

   Lifetime Inheritance Fund Guarantee

   • Only need 5 payments to secure an inheritance fund guarantee until the age of 99 years.
2. 

   Protection Against Market Risks and Inflation

   • Guaranteed inheritance fund increase of up to 2x*
   • An additional 50% inheritance fund if death occurs due to an accident before the age of 80.
3. 

   Ease in Planning

   • Options available in both Rupiah and USD.
   • No medical examination required for inheritance funds up to IDR 5 billion / USD 500,000.

Note:

Terms and Conditions: Non-Medical Limit up to IDR 5 Billion / USD 500k is available only for individuals aged 18-35 years.
*) Applicable for Rupiah currency.

Benefits of Proteksi Prima Warisan Terencana

• 

  Death Benefit

  If the Insured passes away during the Coverage Period and the Policy is still active, the Insurer will pay the Death Benefit to the Beneficiary, after deducting any outstanding obligations (if any), based on the Policy Year at the time of the Insured's death.

  Policy Year	IDR	USD
  1 - 5	100% Sum Assured	100% Sum Assured
  6 -20	150% Sum Assured	125% Sum Assured
  21+	200% Sum Assured	150% Sum Assured

  And upon the payment of the Death Benefit to the Beneficiary as mentioned above, the Policy will be terminated.

• 

  Additional Death Benefit Due to Accident

  An additional benefit of 50% of the Sum Assured or up to a maximum of IDR 5,000,000,000 / USD 500,000 will be given to the Beneficiary if the Insured passes away due to an Accident. This benefit is valid until the Insured reaches the age of 80.

• 

  End of Coverage Benefit

  The End of Coverage Benefit will be paid if the Insured is still alive until the end of the Coverage Period (age 99) and the Policy is still active.

  IDR	USD
  200% of the Sum Assured will be paid to the Insured, after deducting any outstanding obligations (if any).	150% of the Sum Assured will be paid to the Insured, after deducting any outstanding obligations (if any).

  Note:

  Brochure of Proteksi Prima Warisan Terencana
  General Version of Product and Service Information for Proteksi Prima Warisan Terencana.

Illustration Example PPWT IDR

Illustration Example PPWT USD

Illustration Example