Proteksi Prima Emas Plus

Simulation Results
Investment Goals	Future Investment
Komparasi Jenis Aset Konvensional :	Time Deposit
Komparasi Jenis Aset Investasi :	Small Mid Cap Equity Funds
Nominal Investasi Awal	0,00
Nominal Investasi Bulanan	0,00

Time Deposit	Small Mid Cap Equity Funds
Total Savings + Return 71.228.531,00	Total Savings + Return 78.729.940,72
Total Savings 70.000.000,00	Total Savings 70.000.000,00
Total Return 1.228.531,00	Total Return 8.729.940,72
Nilai Pertumbuhan % 1,76%	Nilai Pertumbuhan % 12,47%
Jangka Waktu Investasi 20 Tahunan	Jangka Waktu Investasi 20 Tahunan

Simulation
Property Prices	0,00
Down Payment	0,00
Investment Period	1 Year
Annual Interest Rate (%)	0%
Loan Amount	0,00
Monthly Installment	0,00

Simulation Results:
Your Loan Amount	0,00
Loan Period	1 Month
Monthly Interest Rate (%)	0%
Total Monthly Installment	0,00

Simulation Table
Type of Loan	Simple Working Capital
Type of Business	Service
Monthly Sales	0
Total Loans from Other Banks	0
Kebutuhan Modal Kerja	0
Total limit yang dapat diberikan	0

Simulation Table
Type of Loan	Complete Working Capital
Average monthly sales	0
Cost of goods sold	0
Siklus Modal Kerja	0
Piutang	0
Inventori	0
Hutang Dagang	0
Kebutuhan Modal Kerja	0

Product Information

Product's Advantages

Illustration

Product Information

Proteksi Prima Emas Plus

Proteksi Prima Emas Plus (PPEP) is a financial planning program that features financial protection to equip you in facing various challenges at every stage of life which enables you to prepare inheritance for your loved ones.

Each person’s dreams for their future is unique. However, all of us aspires to have a peace of mind. To reach it, proper planning is needed.

Proteksi Prima Emas Plus Solution to your needs

Providing you with future earnings
Granting you a peace of mind and comfort in life, helps you to achieve your dreams and prepares you for your golden days
Ensuring the welfare of your families and later generations
Preparing the future for the next generation

Product's Advantages

Product Benefits

Target Age Cash Payment Benefit:
100% lump sum of Target Fund will be given to the insured when they reach the Target Age*.
Annual Cash Payment Benefit:

Target Fund will be given every year after the insured reaches Target Age for 20 years (400% in total)*.
Maturity Cash Payment Benefit:

*200% lump sum of Target Fund will be given at the end of the coverage period.
Accidental Death Benefit:

100% lump sum of Target Fund will be given in the case of accidental death.
Return of Premium Benefit:

If the insured dies in the first 2 years of the premium payment period, basic premium paid will be returned (only for regular premium payments).
Waiver of Premium Benefit:

If the insured dies during the premium payment period and has passed 2 years after policy issuance date, the obligations of the Policyholder for premium will be relieved (only valid for regular premium payments).
Currency Options:

IDR or USD
Simple Underwriting Process

Provide convenient underwriting process for customers.

*If the insured survives for at least 2 (two) years since Policy Issuance Date or Policy Reinstatement Date, whichever is later.

ENTRY AGE TERMS & CONDITION

Single Premium

Target Age	Min. Entry Age	Max. Entry Age
25 years old	1 month old	24 years old
35 years old	1 month old	34 years old
45 years old	18 years old	44 years old
55 years old	18 years old	54 years old
60 years old	18 years old	59 years old

Regular Premium

Target Age	Min. Entry Age	Max. Entry Age
25 years old	1 month old	10 years old
35 years old	1 month old	30 years old
45 years old	18 years old	40 years old
55 years old	18 years old	50 years old
60 years old	18 years old	55 years old

Minimum age of policy holder is 18 years old

PREMIUM

Currency
- Rupiah
- US Dollar

Target Fund

Minimum : Rp50.000.000/USD 5,000
Note: Premium depends on age, gender, target age and target fund.
Premium Payment Mode

Monthly / Quarterly / Semi-Annually / Annually
Underwriting Process

Guaranteed Issuance Offer (GIO). If the customer attaches rider Advanced Life Protector Flex (ALP Flex), then the underwriting process will be Full Underwriting.