Synergy Between Zurich and Danamon to Safeguard the Future with Optimal Critical Illness Protection

Jakarta, 18 September, 2025 — PT Zurich Asuransi Indonesia Tbk (Zurich) and PT Bank Danamon Indonesia Tbk (Danamon) have entered a strategic partnership to deliver comprehensive critical illness protection. Through this collaboration, both companies reaffirm their commitment to ensure that self-protection today is the key to realizing a better future and achieving dreams.

Coordinating Ministry for Human Development and Culture forecasts that Indonesia will experience a demographic bonus between 2030 and 2035, characterized by a predominance of the population within the productive age group (15–64 years). This demographic shift presents significant prospects for economic advancement and empowers individuals to pursue their aspirations. However, optimal utilization of these opportunities can only be achieved if both health and financial well-being are effectively safeguarded.

Miressa Moravia, Head of Bancassurance & Group Collaboration of PT Zurich Asuransi Tbk, stated, "In today’s dynamic era, individuals within the productive age group face increasing vulnerability to critical illness risks. In response, we offer Optimal Critical Illness Protection as a comprehensive, affordable, and easily accessible solution designed to safeguard the health and well-being of an active and dynamic community."

According to data from Directorate General of Disease Prevention and Control (Ditjen P2P) of the Indonesian Ministry of Health, the number of critical illness cases in 2023 increased by 28 percent compared to the previous year, with heart disease accounting for the highest prevalence. This trend underscores the reality that critical illness risks are not limited to the elderly; they also affect individuals in their active and productive years who are at the peak of their careers and striving to achieve their ambitions.

Through this collaboration, Zurich and Danamon facilitate access to this product through integrated and easily accessible banking channels for the public.

Ivan Jaya, Consumer Funding & Wealth Business Head of PT Bank Danamon Indonesia Tbk, added, "One manifestation of our commitment as a financial group is our continuous innovation and as a financial solution provider to our customers' needs. We believe that health protection is an essential component of comprehensive financial planning. Our collaboration with Zurich enables us to offer protection solutions that are seamlessly integrated with our customers' financial services, empowering them to pursue their aspirations without being hindered by health concerns."

During the launch of Optimal Critical Illness Protection, renowned celebrity and public figure Shahnaz Haque shared her personal insights on confronting critical illness within families. “My own experiences have made me realize that the risk of critical illness can strike unexpectedly, even during one’s productive years. The substantial costs associated with treatment, ranging from medical consultations to ongoing therapy, can be both emotionally and financially overwhelming. This is why I firmly believe that having appropriate protection, such as critical illness insurance, is essential. In addition to safeguarding ourselves, this protection also helps preserve the dreams we are building with our loved ones and represents a responsible step toward securing the future.”

Zurich's Optimal Critical Illness Protection product is designed to provide comprehensive protection with comprehensive features and affordable premiums, starting from Rp250,000 per month. With coverage benefits of up to Rp1 billion, this product protects customers from the early stages, late stages, to terminal illness, including coverage for 34 critical illnesses. In addition, customers can also enjoy a simplified registration process with a simple health declaration without the need for a medical check-up, the benefit of a second medical consultation, and a 25% premium refund if there are no claims within two years. Through this product, Zurich is committed to assisting customers with living benefits up to 400 times the monthly premium and allows customers to make double claims, thus providing greater flexibility and peace of mind for individuals and families.

PT Zurich Asuransi Indonesia Tbk operates under the license and supervision of the Financial Services Authority. PT Bank Danamon Indonesia Tbk is similarly licensed and supervised by the Financial Services Authority and Bank Indonesia and is a participant in the Deposit Insurance Corporation (LPS) guarantee. (*)

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