Tabungan Syariah iB Wadiah

Product Information

Tabungan Syariah iB Wadiah is customer’s personal savings account with sharia principles following wadiah contract.

Benefits

  1. No Admin Fee
    Customers are not charged a monthly administration fee
  2. No Transaction Fees for checking balance, cash withdrawals, and online transfers
    Customers are not charged for checking balance, cash withdrawals and online transfers for up to 10 transactions per month.
  3. Latest Transaction Features
    Customers enjoy convenient services, anytime and anywhere, using the most up-to-date transaction features and facilities such as mobile banking (D-Bank PRO), Internet banking (Danamon Online Banking), Danamon SMS, ATM and Hello Danamon.

Features

Product Name Tabungan Syariah iB Wadiah
Product Type Transactional Account
Agreement/Scheme Wadiah
Profit Share None
Currency Rupiah (Rp)
Initial deposit Rp 100.000
Monthly administration fee Free
Minimum balance on hold Rp 0
Minimum maintaining balance (no administration fee) Rp 0
Administration fee for below minimum balance Rp 0
Minimum maintaining balance (dormant account) Rp 0
Dormant account administration fee Rp 0
Account closure fee Rp 0
Method of Reporting Statement / E-statement
Features / Benefits
  • FREE monthly administration for savings account
  • FREE cash withdrawal at all Danamon, Bersama, ALTO and Prima ATMs
  • FREE checking of account balance at all Danamon, Bersama, ALTO and Prima ATMs
  • FREE transfers using all Danamon, Bersama, ALTO and Prima ATMs or Internet banking
General Terms and Conditions
  • The process for opening, maintaining and closing a savings account follows applicable banking procedures.
Product Terms and Conditions FREE facility for monthly administration regardless of any amount of balance FREE transaction facilities on ATM channels:
Item Wadiah iB Savings Transaction Terms and Conditions
Danamon ATM
Cash withdrawal Free of charge (no minimum balance requirement). Free up to maximum of 10 cash withdrawals per month.
Checking of balance Free of charge without a minimum balance requirement for up to maximum of 10 times per month.
Transfer Free of charge without a minimum balance requirement for up to maximum of 10 transfers per month.
Internet Banking
Transfer Free of charge without a minimum balance requirement for up to maximum of 10 transfers per month.
*This free transaction facility can change any time according to the Bank's policy. Changes will be notified at least 1 month prior to the implementation of changes through various media including bank website, emails, ATMs, etc.

DEBIT CARD / DANAMON ATM FACILITY

Debit Card / Danamon ATM can be issued only to individual customers. Use the Danamon Debit/ATM Cards for these transactions:
  1. Automated Teller Machines (ATMs) of Bank Danamon, ATM Bersama, ALTO, Prima or other ATMs with the Maestro or Cirrus logo.
  2. Bank Danamon Cash Deposit Machine (CDM).
  3. Establishments (merchants) with installed Electronic Data Capture (EDC) machines bearing the logos of Maestro, Mastercard and Mastercard Electronic.
  4. Hello Danamon service 1-500-090.
Important customer reminders when making transactions using Danamon Debit/ATM Cards:
  1. Upon receiving the card, change the bank-assigned PIN before making your initial transaction. 
  2. The Debit / ATM Card and PIN are for the customer’s own/exclusive use and should not be handed over / lent to others.
  3. Change your PIN regularly. Avoid easy-to-guess PINs such as dates of birth, anniversaries, etc.
  4. Affix your signature on the back of the Debit / ATM Card.
  5. Ensure you have sufficient balance before making any transaction, such as cash withdrawals, book-entry, transfers, bill payments and others.
  6. Entering the wrong PIN three consecutive times within the same day will result to a blocked card.
  7. Keep your PIN private and confidential.
  8. Never write your PIN on the Debit/ATM Card.
  9. Prior to any debit transaction, ask the merchant for possible additional fees.
  10. While making a debit transaction, ensure that the PIN you are entering is only visible to yourself. 
  11. Ensure that the EDC machine shows the correct transaction amount before entering your PIN.
  12. Keep the purchase transaction slip in case of possible merchant or transaction-related problems.
  13. In case your Debit/ATM Card is lost or stuck/swallowed by an ATM, immediately contact Hello Danamon 1-500-090 to block the card.

Requirements and Procedures

To open a Wadiah Savings Account, apply at your preferred Bank Danamon branch office and follow the bank conditions/requirements, as follows:
  • Accomplish and sign the Customer Data and Account Opening Form
  • Attach the required supporting documents, including:
    1. Copy of valid Identity Card (KTP/ SIM/Passport).
    2. Copy of TIN
    3. Other documents
  • For inquiries, please contact:
    The nearest Bank Danamon branch, or call Hello Danamon 1-500-090.
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Tabungan Syariah iB Wadiah
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Tabungan Syariah iB Wadiah
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  • Danamon LEBIH PRO iB
  • Tabungan Syariah iB Wadiah
  • Tabungan Danamon Save iB
  • Tabungan Danamon LEBIH iB
  • Tabungan BISA iB USD
  • Tabungan Perencanaan Syariah iB
  • Tabungan BISA Qurban iB
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  • Danamon LEBIH PRO iB
  • Tabungan Syariah iB Wadiah
  • Tabungan Danamon Save iB
  • Tabungan Danamon LEBIH iB
  • Tabungan BISA iB USD
  • Tabungan Perencanaan Syariah iB
  • Tabungan BISA Qurban iB
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