Tabungan Danamon Save iB

Simulation Results
Investment Goals	Future Investment
Komparasi Jenis Aset Konvensional :	Time Deposit
Komparasi Jenis Aset Investasi :	Small Mid Cap Equity Funds
Nominal Investasi Awal	0,00
Nominal Investasi Bulanan	0,00

Time Deposit	Small Mid Cap Equity Funds
Total Savings + Return 71.228.531,00	Total Savings + Return 78.729.940,72
Total Savings 70.000.000,00	Total Savings 70.000.000,00
Total Return 1.228.531,00	Total Return 8.729.940,72
Nilai Pertumbuhan % 1,76%	Nilai Pertumbuhan % 12,47%
Jangka Waktu Investasi 20 Tahunan	Jangka Waktu Investasi 20 Tahunan

Simulation
Property Prices	0,00
Down Payment	0,00
Investment Period	1 Year
Annual Interest Rate (%)	0%
Loan Amount	0,00
Monthly Installment	0,00

Simulation Results:
Your Loan Amount	0,00
Loan Period	1 Month
Monthly Interest Rate (%)	0%
Total Monthly Installment	0,00

Simulation Table
Type of Loan	Simple Working Capital
Type of Business	Service
Monthly Sales	0
Total Loans from Other Banks	0
Kebutuhan Modal Kerja	0
Total limit yang dapat diberikan	0

Simulation Table
Type of Loan	Complete Working Capital
Average monthly sales	0
Cost of goods sold	0
Siklus Modal Kerja	0
Piutang	0
Inventori	0
Hutang Dagang	0
Kebutuhan Modal Kerja	0

Product Information

Benefits

Features

Risk

Fees

Simulation

Requirements and Procedures

Important Notes

Product Information

Danamon Save iB Savings is a Rupiah (IDR) savings account based on Sharia principles, offered by PT Bank Danamon Indonesia, Tbk (“Bank Danamon”) through its digital platform. This account, available under Mudharabah (profit-sharing) and Wadiah (deposit) contracts, is designed for individual customers and provides various transaction conveniences.

Contract

Available under the Mudharabah (Profit Sharing) and Wadiah (Deposit) contracts.

Benefits

The benefits for customers opening a Danamon Save iB account include:

Opening a Danamon Save iB Savings account is simple and can be done anytime, anywhere, without visiting a branch. The process is available through the Danamon mobile banking application, D-Bank PRO.
Free monthly administration fee.
Free cash withdrawal transactions up to 20 times per month through the ATM Bersama, ALTO, and Prima networks, and transfers to other banks via the BI Fast network up to 20 times per month, provided the balance before the transaction is at least IDR 1,000,000 (one million rupiah).
Convenient transaction features such as mobile banking (D-Bank PRO), Danamon SMS, ATMs, and Hello Danamon, enabling customers to transact anytime, anywhere.

Features

Product Feature

Product Name

Danamon Save iB

Product Type

Transactional

Contract

Mudharabah

Participant Criteria

Individual Customer

Mata uang

IDR

Initial Deposit

IDR 0

Balance Maintaned

IDR 0

Minimum Balance

IDR 0

Minimum Dormant balance to avoid penalty/administration fee

IDR 0

Mudharabah Contract (Profit Sharing)

Tiering	Revenue Sharing/ Ratio	Indicative Ratio
Tiering	Revenue Sharing/ Ratio	Indicative Ratio
IDR 0 - < IDR 1,000,000,000	1.00% p.a	0.10% p.a
> IDR 1,000,000,000	2.50% p.a	0.25% p.a

Others

Reporting Media

e-statement

ATM Card

Yes

General Terms and Conditions

The processes for opening, maintaining, and closing a savings account are carried out in accordance with applicable procedures.

Risk

Product features and costs are subject to change at any time in accordance with the Bank's policies and will be communicated through the Bank's available channels.
The risk of costs arising due to the customer's error and/or negligence will be charged to the customer.

Fees

Fee
Monthly Administration Fee	None
Dormant Penalty/Administration Fee	None
Penalty/administration fee below minimum balance	None
Account Closing Fee	None

Simulation

Danamon Save iB (Mudharabah) Profit Sharing Calculation

DANAMON SAVE iB (MUDHARABAH)
Profit sharing calculation formula: Account average balance = Account average balance Average balance of product x Revenue allocation Therefore, the profit sharing is explained in Rupiah (IDR) as follows: -Average balance of D-Save iB savings (Mudharabah): IDR 200,000,000 -Average balance of D-Save iB products (Mudharabah): IDR 50,000,000,000 -Revenue allocation: IDR 400,000,000 -Percentage of Ratio: 1% Profit Sharing (Gross) IDR 200,000,000 X IDR 400,000,000 X 1% = IDR 4,000 / Month for Customers IDR 500,000,000,000

DANAMON SAVE iB (MUDHARABAH)

Profit sharing calculation formula:

Account average balance =

Account average balance

Average balance of product

x Revenue allocation

Therefore, the profit sharing is explained in Rupiah (IDR) as follows:

-Average balance of D-Save iB savings (Mudharabah): IDR 200,000,000

-Average balance of D-Save iB products (Mudharabah): IDR 50,000,000,000

-Revenue allocation: IDR 400,000,000

-Percentage of Ratio: 1%

Profit Sharing (Gross)

IDR 200,000,000 X IDR 400,000,000 X 1% = IDR 4,000 / Month for Customers

IDR 500,000,000,000

Requirements and Procedures

Account Opening Channel

Account Opening Channel	NEW Customers / NTB	Existing Customers
D-Bank PRO	Yes	No
Branch	No	No

Account Closure Channel

The Danamon Save iB savings account can be closed at any Danamon branch.

Requirements and Procedures for account opening:

Identity card (KTP, SIM, or Passport)
NPWP (Taxpayer Identification Number)

Important Notes

The bank may reject the application for product or service opening if the requirements and regulations are not met.
The customer must read this Summary of Product and Service Information carefully and may ask Bank Danamon employees about any clarifications related to this document.

For comprehensive information on Danamon Save iB Savings with Wadiah contract, click here.

For comprehensive information on Danamon Save iB Savings with Mudharabah contract, click here.

D-Bank PRO #SelaluMenggoda

From transaction to daily financial management, find the right solution that captivates everyone from D-Bank PRO by Danamon!

Download Now

Interested in this product?

Yes, Sign Up Now!

Compare

Get the right product that suits your needs

Compare