• Free monthly administration fee;
• Free transfer fee to another bank, clearing and/or RTGS; free deposit letter fee (clearing); free letter (check or transfer form) with following detail information:

1. Free clearing fee*1 transaction will be automatically completed by the Bank (if the average balance conditioned is present);
2. Free national clearing, RTGS, Checkbook/BG*2 will be refunded on the next month after the transactional month (if the average balance conditioned is present). The fees waived/refund will be given based on previous month average balance so that for the newly opened account, benefit refund will be received on the 2nd (second) month.
3. The fees waived/refund is the fee that debited from BISA iB Current Account (not cash).
4. The fees waived/refund is only applied to the Single Transaction fee, not for Bulk Transaction. The fees waived/refund is also not applied to collection and intercity clearing.
   
    

•  Tiering Profit Sharing

Average Balance (Rp)	Nisbah	Equivalent Rate Indication*
0 – 50 million	5%	0.50%
>50 – 500 million	15%	1.50%
>500 - 2 billion	20%	2.00%
>2 – 5 billion	25%	2.50%
>5 billion	30%	3.00%
*GPD	10.017%

*Equivalent Rate Indication is taken from the Customer Nisbah times Gross Profit Distribution (GPD) in the current month and is not fixed.

Nisbah (Bagi Hasil) Giro BISA iB (Kode Produk : 644) Effektif  01 September 2021.

*Indikasi Ekivalen Rate diperoleh dari Nisbah Nasabah dikalikan dengan Gross Profit Distribution (GPD) pada bulan berjalan dan tidak bersifat tetap

Nisbah (Bagi Hasil) Giro Bisnis Premium iB IDR Tier (Kode Produk : 652) Effektif 01 September 2021.

*Indikasi Ekivalen Rate diperoleh dari Nisbah Nasabah dikalikan dengan Gross Profit Distribution (GPD) pada bulan berjalan dan tidak bersifat tetap

The risk that coming with BISA iB Current Account is the fee and nisbah fluctuations that can be done anytime by the Bank and will be informed through branches, website or other media that is considered feasible by the Bank.    

• Showing authentic valid ID (ID card/driving license/passport);
• Showing an authentic and a copy of SIUP/NPWP/TDP/Business Certificate/other documents (for non-individual);
• Completing account opening form.
  

If there is any complain or unclear information, please call Hello Danamon at 1-500-900 or visit the nearest branch.

Biaya

Example of Customer’s Right to Free Banking Transaction:
Customer A has an average balance of the first month for Rp 2 billion and performs transaction in current month, as follows:

What are the benefits for the customers?
Answer:

1.  Customer A will receive profit share of the deposit, with the following details:

Nisbah tiering follows mentioned rule table with profit share formula based on average balance on the first month:

Average Balance X Equivalent Rate Indication X 30 (days for a month)/365; with the details:

Profit share that received by Customer A before tax is Rp 3.041.096.

2. Customer A will receive refund of banking transaction that has been done on the first month:

For free clearing will not be applied on the first month. Thus, the total benefit that Customer A received as profit share and transaction refund is Rp 3.041.096 + 585.000 = Rp 3.626.096 and will be received/credited to customer’s account on the next month.