Electronic & Gadgets Financing

Simulation Results
Investment Goals	Future Investment
Komparasi Jenis Aset Konvensional :	Time Deposit
Komparasi Jenis Aset Investasi :	Small Mid Cap Equity Funds
Nominal Investasi Awal	0,00
Nominal Investasi Bulanan	0,00

Time Deposit	Small Mid Cap Equity Funds
Total Savings + Return 71.228.531,00	Total Savings + Return 78.729.940,72
Total Savings 70.000.000,00	Total Savings 70.000.000,00
Total Return 1.228.531,00	Total Return 8.729.940,72
Nilai Pertumbuhan % 1,76%	Nilai Pertumbuhan % 12,47%
Jangka Waktu Investasi 20 Tahunan	Jangka Waktu Investasi 20 Tahunan

Simulation
Property Prices	0,00
Down Payment	0,00
Investment Period	1 Year
Annual Interest Rate (%)	0%
Loan Amount	0,00
Monthly Installment	0,00

Simulation Results:
Your Loan Amount	0,00
Loan Period	1 Month
Monthly Interest Rate (%)	0%
Total Monthly Installment	0,00

Simulation Table
Type of Loan	Simple Working Capital
Type of Business	Service
Monthly Sales	0
Total Loans from Other Banks	0
Kebutuhan Modal Kerja	0
Total limit yang dapat diberikan	0

Simulation Table
Type of Loan	Complete Working Capital
Average monthly sales	0
Cost of goods sold	0
Siklus Modal Kerja	0
Piutang	0
Inventori	0
Hutang Dagang	0
Kebutuhan Modal Kerja	0

Product Information

Fitures & Benefits

Comparison Table

Shop Nearby, Apply in Minutes

Program Period

Ready to Shop? Follow These Steps

Product Information

Be honest, who’s been thinking about upgrading their gadget or getting something new? So, what’s holding you back?

Short on budget? Don’t want to dip into your savings? Your salary is already allocated to other needs? No worries, now you can #JADIBISASekarang with Home Credit’s Employee Benefit Program.

From the latest gadgets, washing machines and smart electronics to premium sofas and furniture, you can buy what you need through installments without a large upfront payment.

Fitures & Benefits

This program is exclusively available to employees whose payroll is processed through Bank Danamon and whose company has partnered with Home Credit Indonesia. If your company is one of them, you can enjoy these exclusive benefits

Financing limit of up to IDR 30 million.

Flexible tenors of up to 12 or 18 months. Choose an option that suits your financial plan.

Comparison Table

	Employee Benefit Program	Regular Product Financing
Admin Fee	No admin fee	IDR 399,000
Monthly Interest Rate	Flat 1.99%	up to 5.99%

Shop Nearby, Apply in Minutes

Sounds great, right? Home Credit has more than 20,000 partner stores across Indonesia, so you can easily find one near your home. Shopping is simple too. Just bring your ID card and complete the application process in around one minute.

At the store, Home Credit sales agents will be ready to assist you. From choosing a gadget that fits your specifications and budget to finding the promotions available to you, you’ll get support every step of the way.