0% Installment up to 24 Months at UPPF Jakarta Selatan

The Program shall be conducted during the period commencing on 1 August 2026 until 30 July 2027 (“Period of Program”).

The program is valid for installment transactions at UPPF Jakarta Selatan yang beralamat di Jl. Panglima Polim IX No. 1 Melawai, Kec. Kebayoran Baru, Kota Jakarta Selatan, DKI Jakarta 12160.

1. The Program is open to Cardholders as follows: Danamon Credit Cards and Charge Cards bearing the Visa, Mastercard, JCB or American Express logos, but excluding corporate cards (“Cards”).
2. Cardholders must read and understand the General Terms and Conditions of this Program.
3. Danamon reserves the right to refuse or cancel a Cardholder’s participation in this Programme if the Cardholder fails to comply with the General Terms and Conditions of this Program.
4. Cardholders are fully responsible for any risks of loss, claims, lawsuits and/or claims arising from their participation in and/or cancellation of their participation in this Program.
5. The Program is subject to the following terms and conditions:
   1. The 0% Installment Program applies to terms of 3 (three), 6 (six), 12 (twelve) and 24 (twenty-four) months, with a minimum transaction amount of IDR 2,000,000.00 (two million rupiah).
   2. The program is valid every day during the Program Period, including on public holidays.
   3. Any transaction converted into an installment payment will be subject to an administration fee of IDR 25,000.00 (twenty-five thousand rupiah).
   4. Any transaction converted into an installment payment will not earn D-Points or Membership Rewards Points.
6. This program cannot be combined with any other programs and/or promotions.
7. This program applies to both primary and supplementary cards.
8. By making transactions in accordance with the General Terms and Conditions of this Program, the Cardholder is deemed to have read, understood and agreed to participate in the Program and to be bound by the General Terms and Conditions of this Program. Transactions made by the Cardholder constitute valid proof of the Cardholder’s participation in the Program and the Cardholder’s agreement to be bound by the General Terms and Conditions of this Program.

1. The products and/or services, provided by the Partner are the sole responsibility of the Partner and do not constitute products or responsibilities of Danamon. In the event of any issues and/or complaints related to such products, services, and/or benefits, please contact the relevant Partner.
2. Cardholders represents and warrants that the Program Participant is not currently engaged in, and will not engage in, any transactions that may be indicative of money laundering and/or any other transactions prohibited under the prevailing laws and regulations of the Republic of Indonesia.
3. In the event of any indication of fraud, misconduct, deception, irregular transactions, unreasonable transactions, money laundering, and/or any actions that are contrary to applicable laws and regulations, Danamon reserves the right to cancel the transaction, terminate the use of Danamon’s products/services, revoke the Program Participant participation in the Program, and/or cancel the provision of Program benefits to the relevant Program Participant. The Program Participant shall remain obligated to fulfill all outstanding obligations to Danamon, if any.
4. Other terms and conditions related to banking products and/or services, to the extent not otherwise stipulated in these General Program Terms and Conditions, shall remain valid and binding upon the Cardholder and shall form an integral and inseparable part of these General Program Terms and Conditions.
5. These Program General Terms and Conditions is an inseparable part of The General Terms and Conditions Governing Accounts and Banking Services of PT Bank Danamon Indonesia Tbk, The General Terms and Conditions of Membership for Danamon Credit Cards, and the General Terms and Conditions of Membership for Danamon American Express Credit Cards and Charge Cards. In the event of any discrepancy or conflict between such terms and conditions and Program General Terms and Conditions, the Program General Terms and Conditions shall prevail.
6. Cardholders agrees and acknowledges that Danamon reserves the right to amend/change/or supplement these Program General Terms and Conditions from time to time. Any changes shall be communicated through Danamon’s available communication media. In the event of any change in the benefits, risks, fees, and general terms and conditions and other changes, the Program Participant has the right to submit a written objection to Danamon within 30 (thirty) Business Days from the date of such notification by Danamon via its available communication channels. The Program Participant agrees that if no objection is submitted within the specified period, the Program Participant shall be deemed to have accepted the changes. If the Program Participant does not agree with the changes, the Program Participant has the right to discontinue Program participation by first completing all obligations to Danamon (if any).
7. The Cardholders or their representative may submit complaints related to banking products and/or services either verbally or in writing through Danamon’s nearest branch office, via Hello Danamon at 1-500-090, or by email to hellodanamon@danamon.co.id.
8. The procedures for the customer complaint service may be found on the official website of the Bank at the following link: www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.
9. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority (Otoritas Jasa Keuangan/OJK) and Bank Indonesia, and is a participant in the Deposit Insurance Program of the Indonesia Deposit Insurance Corporation (LPS).
10. These Program General Terms and Conditions have been adjusted to comply with the prevailing laws and regulations, including regulations issued by the Financial Services Authority (OJK).

Cardholders must exercise due caution against fraudulent activities perpetrated by individuals or entities falsely claiming to represent Danamon and offering rewards in any form. Danamon shall not be held liable for any acts of fraud or other criminal conduct committed by third parties in connection with or under the pretense of association with Danamon or this Program.