Manulife Syariah Indonesia and Danamon Syariah Collaborate through Proteksi Prima Berkah to Help Plan and Protect the Future of Indonesian

Jakarta, 27 October 2025 – Manulife Syariah Indonesia, along with PT Bank Danamon Indonesia Tbk (“Danamon”) through its Sharia Business Unit (“Danamon Syariah”), reaffirms its commitment to safeguarding the future of Indonesian families with the Proteksi Prima Berkah (PPB). PPB is a Sharia-based life insurance product tailored to meet the growing need for medium- to long-term financial protection and planning for Indonesians. PPB offers 25 years of life coverage while requiring contributions for only the first 8 years.

Prima Berkah Protection offers convenience to all customers through several benefits, including enrollment without medical examinations, simply by answering health questions, and monthly contributions that can be adjusted to each participant's financial capabilities, making this product inclusive for various groups. Additionally, PPB provides significant step-up cash benefits, amounting to 12 times the monthly contribution at the end of the 8th policy year and 120 times the monthly contribution at the end of the 18th policy year, with total cash benefits reaching up to 138% of the total contribution. The Proteksi Prima Berkah product offers death benefit coverage of 132 times the monthly contribution.

Indonesia’s life insurance industry holds strong growth potential. In the first half of 2025, the insurance industry recorded a total of 21.26 million policies, an increase of 16.5% compared to the 1st semester of 2024 . This is a clear indicator of growing public awareness around the importance of life and financial protection. The launch of PPB is aligned with this positive momentum and supports the government's vision of raising Indonesia's insurance penetration rate to 3.2% by 2027.

“We believe that sharia-compliant financial solutions play a strategic role in strengthening the financial resilience of Indonesian families. Proteksi Prima Berkah embodies the values of cooperation (gotong royong) and sustainability in life protection. Through its thoughtfully designed benefits, the product offers a sense of security and also empowers individuals to plan their future with greater confidence and peace of mind," said Fauzi Arfan, President Director of Manulife Syariah Indonesia.

Herry Hykmanto, Director of Sharia and Sustainability Finance at PT Bank Danamon Indonesia Tbk added, "Proteksi Prima Berkah is a unique flagship product that reflects the ongoing strategic synergy between Danamon Syariah and Manulife Syariah Indonesia in supporting the strengthening of the national sharia financial ecosystem, as well as providing holistic financial solutions for all the needs of community, including meeting the protection needs of Muslim customers during planning, waiting for, and the Hajj pilgrimage itself. This initiative is in line with our customer-oriented commitment and as a financial solutions provider that not only provides banking services but also contributes to the economic resilience of Indonesian families. We believe that this collaboration will open up wider access to sustainable protection, while strengthening financial inclusion based on sharia values."

Through Proteksi Prima Berkah, Manulife Syariah Indonesia encourages its participants to embrace the spirit of Berbagi (Sharing), Bertumbuh (Growing), and Berdampak (Impact). Under the Berbagi principle, commit to supporting one another in times of hardship by contributing to a benevolent fund (Tabarru'). With the Bertumbuh spirit, Manulife Syariah Indonesia professionally manages these collective funds in accordance with sharia principles, empowering participants to grow both financially and spiritually. Finally, this product upholds the Berdampak mission, driving a more just economic system and giving a tangible impact for all, especially families losing their breadwinner.

For more information, Customers may visit nearest Danamon’s branch or access through Danamon official website bdi.co.id/proteksiprimaberkah.

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