Danamon Japan Worker Loan

Program Information

Danamon Japan Worker Loan will be available as an unsecured loan facility for prospective Indonesian migrant workers enrolled in LPK programs that place workers in Japan, with Danamon serving as their financial partner. The facility is primarily intended to refinance expenses that the workers have previously incurred during their training in Indonesia.

Program Terms and Conditions

Loan Term

Interest Rate

Maximum Loan Amount

Administration Fee

12 months

1.67% per months

Up to IDR 40 million

3% of the loan amount (minimum IDR 600,000)


Program Benefits

For Prospective Indonesian Workers

  • Helps Ease Financial Needs During Training
    The Program provides a financing facility to refinance expenses incurred by prospective workers during their training at an LPK before departing for Japan.
  • More Convenient Installment Payments After Starting Work in Japan
    Payments are made by automatic debit from a Japanese bank account, allowing Customers to pay their installments using the income they earn in Japan.
  • Supported by an Interconnected Indonesian and Japanese Banking Network
    The Program uses Danamon’s network and Japanese ecosystem to support disbursement, payment and monitoring while Customers work in Japan.

For LPKs (Job Training Institutions)

  • Enhances the Appeal and Added Value of Job Placement Programs in Japan
    LPKs can offer financing solutions to participants without having to provide financing directly to prospective workers.
  • Reduces LPKs’ Internal Funding Requirements
    Funding requirements previously borne or advanced by LPKs can be transferred to a financing facility from Danamon.

D-Bank PRO #SelaluMenggoda

From transaction to daily financial management, find the right solution that captivates everyone from D-Bank PRO by Danamon!

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D-Bank PRO #SelaluMenggoda

From transaction to daily financial management, find the right solution that captivates everyone from D-Bank PRO by Danamon!

Download Now
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