• Currency Choices
  Placement options in currencies that are available at Bank Danamon account.
• Higher Potential Return
  Offers potential higher returns than conventional time deposits.
• Affordable Minimum Placement
  Starts from USD 10,000 or equivalent.
• Alternative of Short-Term Investment
  Variative tenor, up to 1 (one) year.
• No Fees
  No management of placement fees.

SLI Risk Exposure

• Feature Risk
  SLI Feature Risk is the risk that arises if the Customer only receives 100% (one hundred percent) of the Principal Placement.
• Market Risk
  The return depends on the movement of the related exchange rate and/or interest rate or other underlying asset.
• Liquidity Risk
  SLI cannot be terminated before the maturity date. If unavoidable termination occurs before maturity, the Bank does not guarantee a 100% return of the principal, including accrued interest payments, on the SLI placement.
• Other Risk
  
  • Risks caused by changes in government provisions and/or policies.
  • SLI is not guaranteed by the Deposit Insurance Corporation (LPS) and/or the Government of the Republic of Indonesia.
  • SLI (and its deposits) cannot be used as credit collateral (unless agreed separately based on Bank policy).

Customers join SLI with the following details:
Transaction Date : 4 February 2026
Placement Date : 6 February 2026
Maturity Date : 6 March 2026
Tenor : 28 days
Currency Pair : USD/JPY
Base Currency : USD
Paired Currency : JPY
Placement Amount : USD 200,000.00
Leg 1 Exchange Rate : 156.75
Amount in Paired Currency : JPY 31,350,000.00
Leg 2 Exchange Rate : 156.45
FX Swap Return : 2.60% p.a. gross
Deposit Rate : 0.10% p.a. gross
SLI Total Return : 2.70% p.a. gross
Tax : 20%

Customers will get:

• FX Swap Return + Deposito
  (Placement in USD x Spot Exchange Rate)
  = USD 200,000.00 x 156.75
  = JPY 31,350,000.00 ⇒ converted into USD with agreed exchange rate
  
  ((Customer fund in JPY + Deposit Rate JPY) : Agreed Exchange Rate)
  = (JPY 31,350,000.00 + JPY 2,404.93) : 156.45
  = USD 200,398.88
  
  (Total Final SLI Fund in USD - Initial SLI Fund in USD) – Tax 20%
  = (USD 200,398.88 - USD 200,000.00) – Tax 20%
  = USD 398.88 – Pajak 20%
  = USD 319.10 net
  

Click here to view the SLI Terms and Conditions.