BPR Current Account is a current account for BPR with various supporting facilities and special benefits that gives more value for BPR. BPR Current Account with Cash Management facility provides integrated banking solution in managing cash flow effectively and efficiently to produce optimum profit for BPR.
Unique facilities from BPR Current Account *) :
- FREE Administration Fee
- FREE Clearing Fee
- FREE Transfer Fee
- FREE RTGS Fee
- FREE Checkbook/BG
*) Under the terms of the average balance determined and through the mechanism of refund in the next month.
BISA Current Account Features
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Types of Customer
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Individual
Non-Individual
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Currency
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Rupiah
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Joint Accounts
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Allowed in the form of joint “OR” and/or “AND”
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Ownership
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Rp.2.000.000,-
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Interest Rate
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Interest rate can be accessed by the Customer on information media that has been pointed by Bank Danamon, such as Bank Danamon official website.
Interest will be calculated based on daily balance and will be accounted on the Customer’s BISA Current Account after taxed according to the applied rules.
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Fees
Fees debiting will be systematically charged monthly or under the terms applied in Bank Danamon.
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Details
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Fee (Rupiah)
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Monthly Administration Fee
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50.000
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Retained Balance
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50.000
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Minimum average balance not subjected to a penalty
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5.000.000
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Penalty for under minimum balance
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50.000
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Account closing
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50.000
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SIMULATION
A. Account Interest Calculation
Current account interest is calculated daily by the system and credited to the account once a month.
Assumed that the tiering (progressive) interest rate as follows:
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Tiering
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%
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0 - < 2 million
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0,00%
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2 million - 25 million
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0,15%
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25 million – 250 million
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1,00%
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>=250 milion
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1,75%
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The example of interest calculation in 1 (one) day with account balance amount for Rp 500.000.000,- as follows:
Interest gross:
(2 million x 0,00%)+(23 million x 0,15%)+(225 millon x 1,00%)+(250 million x 1,75%) = 18.245,20
365
Tax Interest 20% = 18.245,20 x 20% = 3.649,04
Net Interest = 18.245,20 – 3.649,04 = 14.596,16
Notes:
- Dividing numbers on interest calculation based on calendar days in a year.
- Simulation above is only an illustration,
- Interest rate level may change anytime.
Requirements and Procedures
- Completing and signing Customer Data and Account Opening Form.
- Completing required document, such as:
- A copy of valid ID (ID/driving license/passport)
- A copy of NPWP
- Other documents.
For Information/Customer Service, please visit the nearest branch or call Hello Danamon in 1-500-090.
