Kredit Angsuran Berjangka
Product Information
Looking to keep your business running efficiently? Danamon Investment Credit Services support asset acquisition and ensure your operations continue seamlessly.

Product Summary


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Can be used as a business investment, working capital or refinancing

 

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Competitive interest rates

 

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Terms of up to 5 and 8 years (for refinancing)

 

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Payment Methods:

  • Principal and interest payments are charged monthly/on other dates specified by Danamon.

Terms and Conditions for Facility Applications

  • Applications can be submitted by individuals or business entities (CV/PT)
  • Indonesian citizens/Indonesian legal entities
  • Individual prospective debtors must be at least 21 years old and no more than 65 years old
  • Business must have been operating for at least 3 years
  • Annual sales must be at least IDR 2 billion

Required Documents

Type of Document Individual Document (Individual) Company Document (PT/CV)
Credit Application Form (FPK) ✓ ✓
Copy of Identity Card ✓ ✓*
Deed of Establishment & Deed of Amendment of the Company - ✓
Copy of Business Licence ✓ ✓
Financial Statement ✓ ✓
Collateral Document ✓ ✓
Bank Statement ✓ ✓
Taxpayer Identification Number / NPWP ✓ ✓
*Copies of the identity documents of all directors and shareholders

Facilities Guarantee

  • Shophouses, office buildings, residential houses, workshops, warehouses, with SHM/SHGB certificates
Complete Solution for Your Business Financial Management
Experience the convenience of managing your business banking transactions in real-time, accessible via PC/smartphone from anywhere.
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