SME Protection Package Insurance

Product Information

SME Protection Package Insurance (SME Packages) SME Protection Package Insurance (Asuransi Paket Perlindungan UMKM) is the perfect solution for protecting SMEs, providing coverage for you or your legal heirs in the event of asset/property damage, business disruptions, customer protection, as well as protection for owners and employees as outlined in the Coverage Summary.

Product's Advantages

Insurance Coverage: Provides one or more protections for the customer's business based on the selected package (Essential/Basic/Executive), including coverage for:

  1. Property
  2. Public Liability
  3. Accidental Death and Dismemberment
  4. Micro Health Insurance (DBD, Typhoid, Pneumonia, Meningitis, or Diphtheria)

Covered Occupations:
Benefits for the SME Protection Package Insurance are divided into 9 occupations as follows:

  1. Shophouse
  2. Service
  3. Workshop
  4. Showroom
  5. Restaurant, Bar, Hotel
  6. Private Warehouse
  7. Manufacturing Low Risk
  8. Manufacturing Medium Risk
  9. Manfacturing High Risk

Package Options:
Guarantee Essential Basic Executive
FLEXAS
(Fire caused by fire, lightning strikes, explosions, aircraft crashes, and smoke)
Earthquake X X
Flood X X
Robbery X
Consequential Loss X X
Riot, Strike, Malicious Acts X X
Food and Drink Poisoning X
Only for Restaurant
Glass Protection X
Restaurant and Hotel
Decline in Inventory Quality X
Restaurant and Hotel
Short Circuit
Public Liability X
Accidental Death and Dismemberment (AD&D) X X
Medical Expenses (Due to Accident) X X
Micro Health Insurance X X
Business Interruption X
Earthquake and Flood Benefit X X
SME Protection Package Insurance is an insurance product from PT Zurich Asuransi Indonesia Tbk, marketed through a collaboration with PT Bank Danamon Indonesia Tbk (“Bank”). Therefore, this product is not a product or responsibility of Bank Danamon, nor can it be categorized as a third-party deposit at the Bank guaranteed by the Government of the Republic of Indonesia. The responsibility and risks associated with the insurance product are entirely the responsibility of Zurich.
Further Information
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SME Protection Package Insurance
  • Property Insurance
  • Personal Accident Insurance
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  • Property Insurance
  • Personal Accident Insurance
  • Autocillin Car Insurance
  • Motopro Motorcycle Insurance
  • SME Protection Package Insurance
  • Proteksi Prima Siaga
  • Zurich Syariah Autocillin Insurance
  • Travel Insurance
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