1. Interest rate risk
2. Exchange rate fluctuations
3. Customers may incur penalty charges below the minimum balance if the required average balance is not met

Free transaction fees in accordance with the provisions:

Simulation of Giro Bisnis USD interest calculation for one (1) day for a balance of USD 1,000,000, assuming the following tiered interest rates:

Gross Interest:
(50,000 x 0,01%) + (50,000 x 0,05%) + (400,000 x 0,10%) + (500,000 x 0,2%) = USD 0.49
                                                                   365
Interest Tax 20% = USD 0.49 x 20% = USD 0.09
Net Interest = USD 0.49 – USD 0.09 = USD 0.40

Note:

• The divisor for interest calculations is based on the number of calendar days in a year.
• The above simulation is for illustrative purposes only.
• Features, interest rates and fees are subject to change at any time.

1. Complete and sign the Customer Data and Account Opening Form.
2. Complete the required documents, including:
1. A photocopy of a valid identity card (KTP/SIM/passport).
2. A photocopy of your Taxpayer Identification Number (NPWP).
3. Other documents.
3. Customers are obliged to provide and take responsibility for the information and/or data contained in the form and supporting documents.

For information/complaints regarding Bank Danamon Giro Bisnis USD transactions/services, customers can contact Hello Danamon at 1-500-090 or hellodanamon@danamon.co.id.