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Product Information
Profit-sharing contract (Mudharabah)
Profit-sharing ratio for Danamon Lebih iB Savings effective as of January 1, 2022:
| Monthly Average Balance Tiering |
Danamon LEBIH iB | |||
|---|---|---|---|---|
| Current | New | |||
| Profit Sharing** (%) | Indicative Rate*** (%) | Profit Sharing** (%) | Indicative Rate*** (%) | |
|
0 - < IDR 500k |
1.00% |
0.10% |
1.00% |
0.10% |
|
> IDR 500 K - < 50 mio |
1.00% |
0.10% |
1.00% |
0.10% |
|
> IDR 50 mio - < 1 bio |
2.50% |
0.25% |
1.00% |
0.10% |
|
> IDR 1 bio |
2.50% |
0.25% |
2.50% |
0.25% |
Profit Sharing contract Mudharabah
Profit Sharing ratio for Danamon Save iB effective as of 1 Januari 2022
| Danamon Save iB | Profit Sharing (%) | Indicative Rate (%)* |
|---|---|---|
|
All amount |
1.00 |
0.10 |
Information on changes to the FlexiMAX iB profit-sharing ratio effective January 1, 2022.
| Monthly Average Balance Tiering |
FlexiMAX iB | |||
|---|---|---|---|---|
| Current | Baru | |||
| Profit Sharing** (%) | Indicative Rate*** (%) | Profit Sharing** (%) | Indicative Rate*** (%) | |
|
< IDR 50 mio |
5.00% |
0.50% |
5.00% |
0.50% |
|
> IDR 50 mio - < 500 mio |
5.00% |
0.50% |
5.00% |
0.50% |
|
> IDR 500 mio - < 2.5 bio |
10.00% |
1.00% |
7.50% |
0.75% |
|
> IDR 2.5 bio - < 10 bio |
17.50% |
1.75% |
15.00% |
1.50% |
|
> IDR 10 bio - < 30 bio |
22.50% |
2.25% |
20.00% |
2.00% |
|
> IDR 30 bio |
30.00% |
3.00% |
27.50% |
2.75% |
Profit-sharing ratio (Nisbah) for Giro BISA iB effective September 1, 2021.
| Tiering | Current | New | ||
|---|---|---|---|---|
| Profit Sharing** (%) | Indicative Rate*** (%) | Profit Sharing** (%) | Indicative Rate*** (%) | |
|
IDR 0 – 50 mio |
5.00% |
0.50% |
5.00% |
0.50% |
|
> IDR 50 mio - 500 mio |
15.00% |
1.50% |
15.00% |
1.50% |
|
> IDR 500 mio - 2 bio |
20.00% |
2.00% |
20.00% |
2.00% |
|
> IDR 2 bio – 5 bio |
25.00% |
2.50% |
22.50% |
2.25% |
|
> IDR 5 bio |
30.00% |
3.00% |
25.00% |
2.50% |
*The indicative Equivalent Rate is obtained by multiplying the Customer's Profit-Sharing Ratio (Nisbah) with the Gross Profit Distribution (GPD) for the current month and is not fixed.
Nisbah (Bagi Hasil) Giro Bisnis Premium iB IDR Tier effective 1 September 2021.
| Tiering | Current | New | ||
|---|---|---|---|---|
| Profit Sharing** (%) | Indicative Rate*** (%) | Profit Sharing** (%) | Indicative Rate*** (%) | |
|
IDR 0 – < 5 bio |
0.10% |
0.01% |
0.10% |
0.01% |
|
IDR 5 bio - < 10 bio |
12.50% |
1.25% |
12.50% |
1.25% |
|
IDR 10 bio - < 20 bio |
15.00% |
1.50% |
15.00% |
1.50% |
|
IDR 20 bio – < 50 bio |
17.50% |
1.75% |
15.00% |
1.50% |
|
IDR 50 bio - 75 bio |
20.00% |
2.00% |
17.50% |
1.75% |
|
> = IDR 75 bio |
22.50% |
2.25% |
20.00% |
2.00% |
*The indicative Equivalent Rate is derived by multiplying the Customer's Profit-Sharing Ratio (Nisbah) with the Gross Profit Distribution (GPD) for the current month and is not fixed.
Profit-sharing ratio (Nisbah) for Deposito Syariah iB
The counter nisbah for Deposito Syariah iB is an agreement between the customer and the Bank, with a counter nisbah of 25% or an indicative rate of 2.5%.
