Danamon and Manulife Introduce Proteksi Prima Medika to Enhance Indonesians’ Access to Health Protection

JAKARTA – With a greater focus on health and insurance protection amid the global COVID-19 pandemic, Bank Danamon and Manulife Indonesia have launched Proteksi Prima Medika (PPMe) to provide Indonesian families with access to affordable health insurance. 

This health insurance was designed specifically to help allay Indonesian people’s anxiety around COVID-19. According to the Manulife Asia Care Survey  conducted in late May 2020, Indonesians are least optimistic about the pandemic, with nearly three quarter of respondents (74%) believing that COVID-19 will worsen in the second half of 2020 compared to 41% in the Asia region. Indeed, 72% of Indonesian respondents wanted to increase their insurance protection and 29% wanted better hospitalization benefits.

PPMe is a health insurance product that provides maximum protection at an affordable premium starting from Rp90,000 per month. This product offers health protection benefits including daily hospitalization benefit of up to Rp1.5 million, ICU benefit of up to Rp3 million, where this can be applied by combining benefits with other insurance products. Policyholders can also receive no claim bonus benefit of 105% of the total premium paid over the course of 5 years should the policyholder submit zero claim in 5 consecutive years since the date of policy issuance.

Paulus Budihardja, Bancassurance Head of Bank Danamon, said that, “Seeing the increasing rate of health costs and health concerns due to pandemic, Proteksi Prima Medika is a solution and proof of the strong commitment that Danamon and Manulife have, as we are aware that there are more health risks today than before pandemic. With Proteksi Prima Medika as the solution, we hope we can protect our customers from health risks and alleviate their concerns. Additionally, this product offers protection from financial risks to cover the health costs in Indonesia, therefore allowing our customers to stay focused and in control in realizing their financial goals.”

Richard Feryanto, Chief Bancassurance Officer at Manulife Indonesia, said: “People are becoming more conscious of their health insurance needs amid the COVID-19 pandemic. Now more than ever, health and financial protection is necessary. Manulife’s strong partnership with Bank Danamon will help us play a more significant role in protecting the health and financial wellbeing of Indonesians.”

Bank Danamon and Manulife provide insurance protection to around 400,000 customers in Indonesia. The two financial services leaders began jointly offering innovative insurance and wealth management products in Indonesia since 2011. Earlier this year, they extended their partnership for 17 years, allowing them to continue to develop and offer new products tailormade for Indonesians. 


About Manulife Indonesia

Established in 1985, PT Asuransi Jiwa Manulife Indonesia (“Manulife Indonesia”) is part of Manulife Financial Corporation Group, a Canadian financial services group that operates in Asia, Canada and the United States. Manulife Indonesia offers a wide range of financial services, including life insurance, accident and health insurance, investment and pension plans to individual customers and group clients in Indonesia. Through a network of more than 9,000 employees and professional agents spread across 26 sales offices, Manulife Indonesia serves more than two million customers in Indonesia. PT Asuransi Jiwa Manulife Indonesia is registered and supervised by the Otoritas Jasa Keuangan (OJK). To learn more about Manulife Indonesia, follow us on Facebook, Twitter, Instagram, YouTube, or visit www.manulife.co.id.