Perfect Health 0% Installment Program

This promotional program from PT Bank Danamon Indonesia Tbk (“Bank Danamon”), in collaboration with merchant partner Perfect Health, is valid for Credit Cards bearing the Visa, Mastercard, JCB and American Express logos as well as American Express Charge Cards (“Card Holders”) to avail of 0% installment based on the Program’s General Terms and Conditions (“Program”).

This program is valid from 18 April 2022 until 18 April 2023 (“Program Period”).

C. Program Terms and Conditions 
  1. Cardholders who perform transactions at the Perfect Health store can avail of the privilege to participate in the 0% installment program with a tenor of 3, 6, 12, 18 and 24 months.
  2. The program is valid any day including public holidays during the Program Period.
  3. The program applies to Cardholders.
  4. The program applies to both principal and supplementary cards.
  5. The program can be combined with Perfect Health's internal program.
  6. The program’s policies, terms and conditions are subject to change any time with prior notice, and shall be at the sole discretion of Perfect Health.
  7. By participating in this Program, the Cardholder is deemed to have understood and agreed to all applicable terms and conditions.
  8. These Terms and Conditions form an inseparable and integral part of the applicable Terms and Conditions.
  9. This program is valid for transactions in all stand-alone Perfect Health stores, Sogo, Gramedia and Exhibits at the following addresses:
    Click here
  1. The products, services and/or discounts are entirely the responsibility of Perfect Health, not of Bank Danamon. If there are complaints and/or problems regarding these products, services and/or discounts, please contact Perfect Health directly.
  2. All transactions do not have any indications of money laundering and/or other transactions that are prohibited under Indonesia’s prevailing laws and regulations.
  3. If there are reported indications of fraud, deceit and/or transaction irregularities, Bank Danamon reserves the right to cancel the transaction or savings to the Cardholder.
  4. The Cardholder agrees and authorizes Bank Danamon to cancel the Cardholder's participation in this Program if he/she fails to meet the Program’s General Terms and Conditions.
  5. Other terms and conditions related to products and/or services, as long as they are not regulated differently in this Program’s General Terms and Conditions are declared to remain valid and shall bind the Cardholder and become an inseparable unit.
  6. The Program’s General Terms and Conditions serve as an integral part of the “General Terms and Conditions for PT Bank Danamon Indonesia Tbk Accounts and Banking Services” and “General Terms and Conditions for Danamon Card Membership”.
  7. The Cardholder hereby agrees and acknowledges that Bank Danamon has the right to correct/amend/update these General Terms and Conditions. Any changes/amendments/updates to this Program’s General Terms and Conditions will be notified through communication media available at Bank Danamon.
  8. In the event of changes in benefits, risks, costs, general terms and conditions, the Cardholder has the right to submit a written objection to Bank Danamon within 30 (thirty) working days from the notification of the change by Bank Danamon through its communication media. The Cardholder agrees that Bank Danamon will assume the Cardholder’s approval to the change in the event that he/she does not file any objection. If the Cardholder does not agree to the change, then he/she has the right to close the product and/or service by first settling all of his/her outstanding obligations owed to Bank Danamon (if any). 
  9. Cardholders and/or Cardholder representatives may file complaints regarding banking transactions/services through the nearest Bank Danamon branch office, Hello Danamon (1-500-090) or via email at verbally or in writing.
  10. Procedures regarding the Complaint service can be accessed through the website link
  11. PT Bank Danamon Indonesia Tbk is registered and supervised by the Financial Services Authority.
  12. These General Terms and Conditions follow provisions of laws and regulations including those of the Financial Services Authority regulations.

Beware of scams. Please be careful and do not be deceived by unauthorized individuals acting on behalf of Bank Danamon who promise rewards in any form. All forms of fraud or other deceitful acts, which are committed by other parties or third parties associated with this Program, are beyond the authority of Bank Danamon.