These general terms and conditions (Program General Terms and Conditions) refer to applicable terms and conditions for participating Cardholders who avail of up to 12 months 0% installment at ZAP (Program), organized by PT Bank Danamon Indonesia Tbk (Bank Danamon) in collaboration with ZAP as the merchant partner.
The Cardholder hereby agrees and binds himself/herself to all the following provisions of the Program General Terms and Conditions.
The Program is valid from 1 September 2023 until 31 August 2024 (Program Period).