Save 15% di Kibo Cheese

The Terms and Conditions of the 15% (fifteen percent) Saving Program at Kibo Cheese (“General Terms and Conditions of the Program”) outline the applicable guidelines for customers of PT Bank Danamon Indonesia Tbk (“Bank Danamon”) who transact using a Card (“Cardholder”) as part of the 15% (fifteen percent) Saving Program at Kibo Cheese (“Program”). This Program is organized by Bank Danamon in collaboration with its merchant partner Kibo Cheese.

The Program is valid from May 31, 2024, to June 1, 2025 (“Program Period”).

The Program applies at the following Kibo Cheese locations:

  1. Summarecon Mall Serpong:
    1st Floor, Summarecon Mall Serpong 2, Gading Serpong, Sentra, Jl. Boulevard Raya Gading Serpong, Kelapa Dua, Tangerang, Banten 15810.
    Phone number: 085691609323.
  2. Kota Kasablanka Mall:
    UG Floor, Little Tokyo, Jl. Casablanca No. 88, RT. 14 / RW. 5, Menteng Dalam, Tebet, South Jakarta, Special Capital Region of Jakarta, 12870.
    Phone number: 081210367625.
  3. Paskal 23:
    Jl. Pasir Kaliki No. 23, Arjuna, Cicendo District, Bandung, West Java, 40172.
    Phone number: 081917267596.
  4. Lotte Shopping Avenue:
    LG Floor, Lotte Shopping Avenue, Jl. Prof. DR. Satrio No. 3-5, RT. 18 / RW. 4, Kuningan, Karet, Setiabudi, South Jakarta, Special Capital Region of Jakarta, 12940.
    Phone number: 085218868954.
  5. Living World Alam Sutera:
    Jl. Alam Sutera Boulevard No. Kav. 21, 15325, South Tangerang, Banten.
    Phone number: +62 21 53128580.
  1. The Program applies to the following Cardholders:
    (i) Bank Danamon Debit/ATM Cards with the Mastercard and GPN logos; and
    (ii) Bank Danamon Credit Cards and Charge Cards with the Visa, Mastercard, JCB, and American Express logos, but excluding corporate Credit Cards and Charge Cards (“Cards”).
  2. Cardholders are required to read and understand the General Terms and Conditions of the Program.
  3. Bank Danamon reserves the right to reject or cancel the Cardholder’s participation in the Program if the Cardholder does not meet the General Terms and Conditions of the Program.
  4. The Cardholder is fully responsible for all risks of loss, demands, lawsuits, and/or claims in connection with the Cardholder’s participation in or cancellation of participation in the Program.
  5. The Program applies with the following provisions:
    1. Save 15% (fifteen percent) with a minimum transaction of IDR 150,000.00 (one hundred and fifty thousand Rupiah) and a maximum discount of IDR 100,000.00 (one hundred thousand Rupiah).
    2. The Program is valid for food purchases (including desserts and cakes).
    3. The Program is valid every day, including national holidays during the Program Period.
    4. The Program applies to both the main Card and additional Cards.
    5. The Program is not valid for split bills.
    6. The Program is only valid for 1 (one) transaction per day per Card with the same Card number.
    7. The Program cannot be combined with other programs and/or promotions.
    8. The Program is not valid during the following periods:
      • 14 days before and 7 days after Christmas 2024.
      • 14 days before and 7 days after Chinese New Year 2025.
      • 14 days before and 7 days after Eid 2025.
        (Dates for holidays follow the official dates determined by the government.)
  6. By making transactions in accordance with the General Terms and Conditions of the Program, the Cardholder is deemed to have read, understood, and agreed to participate in the Program and is subject to the General Terms and Conditions. Transactions made by the Cardholder serve as valid evidence of the Cardholder's participation in the Program and their agreement to be bound by the General Terms and Conditions.
  1. Products and/or services from merchant partners are solely the responsibility of the merchant partner and not of Bank Danamon. For any issues or complaints regarding products, services, or the Program, Cardholders are advised to contact the relevant merchant partner directly.
  2. Cardholders affirm that their transactions comply with applicable Indonesian laws and regulations and are not indicative of money laundering or other prohibited activities.
  3. Bank Danamon reserves the right to:
    • Cancel transactions, terminate Card usage, or revoke participation in the Program if there are indications of fraud, unusual transactions, money laundering, or any other actions violating applicable laws.
    • Require Cardholders to fulfill any outstanding obligations to Bank Danamon.
  4. Terms and conditions related to other banking products or services remain valid and binding unless explicitly stated otherwise in this Program’s terms.
  5. These Program Terms and Conditions are an integral part of the: General Terms and Conditions of PT Bank Danamon Indonesia Tbk Banking Accounts and Services, General Terms and Conditions of Debit Cards/ATM Danamon, General Terms and Conditions of Danamon Credit Card Membership, and General Terms and Conditions of Danamon American Express Credit Card and Charge Card Membership.”
  6. Bank Danamon reserves the right to revise, amend, or supplement the Program’s terms. Any updates will be communicated through official Bank Danamon channels. Cardholders may object in writing within 30 (thirty) working days of receiving such updates. If no objection is received within this period, the changes will be deemed accepted.
  7. Cardholders may submit complaints regarding banking services or transactions through the nearest Bank Danamon branch, Hello Danamon (1-500-090), or via email at hellodanamon@danamon.co.id.
  8. Details of Bank Danamon’s complaint-handling procedures are available at:
    https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.
  9. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority (OJK) and Bank Indonesia and is a participant in the Deposit Insurance Agency guarantee.
  10. These terms comply with all relevant laws and regulations, including those stipulated by the Financial Services Authority.


NOTICE
Cardholders should be cautious of fraudulent activities by individuals claiming to represent Bank Danamon and offering rewards in connection with the Program. Any fraudulent or criminal acts by third parties are beyond the control of Bank Danamon.