Adira Festival 2023

The Program Period is as follows:

• Adira Festival Surabaya (September 8 - 10, 2023)
• Adira Festival Jogjakarta (October 6 - 8, 2023)
• Adira Festival Jakarta (November 17 - 19, 2023)
• Adira Festival Makassar (December 8 - 10, 2023) 

("Program Period").

Customers eligible to participate in this Program are as follows:

1. Bank Danamon Customers who have an active Danamon savings account during the Program Period. 
2. Customers who make transactions as specified in the General Terms and Conditions of the Program.  
3. Customers who have D-Bank PRO
4. The Program also applies to employees of Bank Danamon and its affiliates who meet the participant criteria.
   hereinafter referred to as "Customer" 

1. Before participating in the Program, the Customer is required to read, understand, and comprehend the characteristics, benefits, risks, costs and other provisions of the Program and agree to the General Terms and Conditions of the Program.
2. Bank Danamon reserves the right to refuse or cancel the Customer's participation in the Program or not give the Prize if the General Terms and Conditions of the Program are not met. 
3. The Customer is fully responsible for all risks of losses, demands, lawsuits, and/or claims in connection with the participation and/or cancellation of the Customer's participation in this Program.
4. The Customer must make payment transactions using QRIS D-Bank PRO through the D-Bank PRO application with a minimum nominal amount of Rp 50,000 per transaction at each merchant participating in the Adira Festival 2023 Anniversary Event and in cooperation with Bank Danamon during the Program Period ("Transaction").
5. Customers who make Transactions in accordance with the conditions stated in the General Terms and Conditions of the Program during the Program Period are entitled to receive a Cashback reward (" Reward") with the following details:
   

   MERCHANT	PROGRAM LOCATION	PROGRAM PERIOD	PROGRAMREWARD	MINIMUM TRANSACTION	PAYMENT METHOD	PROGRAM QUOTA
   SELECTED MERCHANT UMKM & JAKCLOTH	Surabaya	8 – 10 September 2023	Cashback 33% maximum Rp33,000	Rp50,000	QRIS D-Bank PRO	1,500 transactions
   	Jogjakarta	6 – 8 October 2023				900 transactions
   	Jakarta	17 – 19 November 2023				2.400 transactions
   	Makassar	8 – 10 December 2023				900 transactions

   Customers understand and agree that if the Reward has exceeded the quota stated above, the Customer will not receive the Reward. 
6. For every 1 (one) CIF, the Customer is entitled to a maximum of 3 (three) Prize opportunities in each Program Location.
7. By making Transactions in accordance with the General Terms and Conditions of the Program, the Customer is deemed to have read, understood and agreed to participate in the Program and be subject to these Program Terms and Conditions. The Transaction is valid proof of the Customer's participation in the Program and the Customer's agreement to comply with the General Terms and Conditions of the Program.

   Adira Festival Surabaya 2023
   No	Merchant Name	No	Merchant Name
   1	Roughneck	50	ES POTONG
   2	PASIR CORP	51	GN MERCH X ZLICH STRTWR
   3	SKUYBOR	52	NASI KULIT BU BOSS
   4	MAMAM SUSHI	53	RESTO QUEEN ICE ROLL
   5	FRIZZY BEVERAGER & SNACK	54	DURIAN TOK AGIL
   6	DIERT SEVEN	55	LUMPIA SEMARANG OM DEWO
   7	DBREA	56	PEMPEK NIKNOK
   8	MAMA VANDHA	57	ES COKLAT DAN ES TEH MAUM
   9	JALA MARINA	58	ES POTONG
   10	KOPERASI ARTILERI SURABAY	59	GN MERCH X ZLICH STRTWR
   11	UD BAROKAH	60	NASI KULIT BU BOSS
   12	WINDRA SARI	61	RESTO QUEEN ICE ROLL
   13	SINOM BE LONG	62	DAPUR MUNGIL PAK JOJO
   14	KEDAI GALNIS	63	NOISE STORE
   15	KOPERASI KAVALERI SURABAY	64	KHAKI X AMBROGIO
   16	TEMPE MEDOAN	65	MAXWAX STORE
   17	MIKKUY X NKRI	66	BOLA OBI RAOS
   18	IKEANA CRAFT	67	BAKSO PUSPITA
   19	NYEMILS	68	KYU KYU SNACK
   20	CATERING BU SUGENG	69	SANEERO
   21	TALITHA KITCHEN	70	ARROWHEAP
   22	DOWERFAM	71	BAKAFLIPFLOP
   23	WAIMEA	72	WAITWHAT
   24	HOMMES APPAREL	73	RESTO KALIYA COOKING
   25	PAWON OMAHAN BU AGUS	74	DIAN POCI
   26	17SEVEN ORIGINAL	75	PORABICA COFFEE
   27	ALINS KITCHEN	76	DIMSUM TAKEN
   28	THE SOERABAJAN	77	DEPOT TM SOTO SGR KHASBYL
   29	TOKO 99	78	WINDRA SARI BATIK
   30	PEMPEK FARINA	79	RESTO HI.PASTA
   31	BESTRY X LOCALYOUTH12	80	RESTO CHOUPPANG
   32	WOW CHICKEN STEAK & IGA B	81	DAPUR ALIO
   33	MARTA AKSESORIES	82	DAEBAK KOREAN STREET FOOD
   34	RESTO NARA FOOD HOUSE	83	ANNYEONG KIMBAB SURABAYA
   35	CLUVE LIMITED	84	BUBBEFLE WAFFLE DAN FOOD
   36	F2 - AKOYAKI & CHICKPOK	85	MAMAH SUSHI
   37	OMBEN OMBEN	86	YOIKI THAI TEA
   38	LADIES COLLECTION	87	TEH LOKAL
   39	DAPUR CIK NA	88	ELEGANTE
   40	SPYCY MEI TAN TAN	89	KAZAHIRO RAMEN
   41	DAPUR FAZA	90	RALISA INDONESIA
   42	SNACK KRIUK	91	CAKERINGUE
   43	QISHI FOOTWEAR	92	OJOL MANDIRI
   44	TELUR GULUNG	93	NIGIYAKA JAPANASE FOOD
   45	BONEK EXCLUSIVE	94	SAUNG NGALIWET
   46	DURIAN TOK AGIL	95	MARTABAK MADURA MAK NDUT
   47	LUMPIA SEMARANG OM DEWO	96	SUN KIMBAP
   48	PEMPEK NIKNOK	97	TIGA DUA DJAJA STORE
   49	ES COKLAT DAN ES TEH MAUM	98	DAWET IRENG SINYANGYANG

1. The Reward will be credited to the Customer's account no later than 4 (four) business days after the Transaction date.
2. The Customer's participation in this Program is free of charge and the Cashback Reward tax will be covered entirely by Bank Danamon.
3. In the event that the Customer's account used for Transaction is inactive, blocked or other circumstances that prevent the crediting of the Reward, the Customer hereby acknowledges that the provision of the Reward cannot be made.

1. Customers can submit complaints on banking products/services verbally or in writing through the nearest Bank Danamon branch office or Hello Danamon (1-500-090) or via email at hellodanamon@danamon.co.id which is available 24/7.
2. Procedures regarding customer complaint services can be accessed through the website https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.

1. Other terms and conditions related to banking products and/or services, as long as they are not otherwise regulated in the General Terms and Conditions of this Program, remain in effect and bind the Customer in an integral part of the General Terms and Conditions of the Program.
2. These General Terms and Conditions of the Program are an integral part of the "General Terms and Conditions of Bank Danamon Banking Accounts and Services" and "General Terms and Conditions of D-Bank PRO". These terms and conditions remain in effect to the extent not otherwise regulated in these General Terms and Conditions of the Program.
3. The Customer hereby agrees and acknowledges that Bank Danamon has the right to amend/change/complete the General Terms and Conditions of this Program from time to time. Any changes / additions / updates to the General Terms and Conditions of this Program will be notified through the communication media available at Bank Danamon. In the event that there are changes in benefits, risks, costs, terms and conditions based on these General Terms and Conditions of the Program, the Customer has the right to submit his/her objection in writing to Bank Danamon within 30 (thirty) working days from the notification of the changes made by Bank Danamon through Bank Danamon's communication media. The Customer accepts that the Customer is deemed to have agreed to the changes in the event that the Customer does not file an objection within that period. If the Customer does not agree to the changes, the Customer has the right to cancel the Program participation by first settling all Customer obligations to Bank Danamon (if any).
4. The customer declares that there are no transactions that indicate money laundering and/or other transactions that are prohibited under the prevailing laws and regulations in Indonesia.
5. If there is any report indicating fraud, deception and/or transaction irregularities, Bank Danamon has the right to cancel the transaction, cancel the Program participation, and award the Program prize to the Customer concerned. 
6. The General Terms and Conditions of this Program are in accordance with the prevailing laws and regulations, including the provisions of the Financial Services Authority regulations.
7. Bank Danamon is licensed and supervised by the Financial Services Authority and is a participant of the Deposit Insurance Corporation.