Promo KPR Developer Grand Wisata – Cluster Altara

The Program is open to customers who purchase property units in the Grand Wisata – Altara Cluster using a Danamon KPR (mortgage) facility during the Program Period. 

1. Grand Wisata Developer Promotional Terms – Altara Cluster
   • Property prices starting from IDR 1.49 billion
   • Early bird discount of IDR 5 million
   • Light down payment (DP) scheme
   • Free credit fees, including provision, administration, life insurance, and fire insurance: up to 1.5% of the credit ceiling during the program period
   • Bonus: 3 units of air conditioning included with purchase
2. Special Interest Rates

   Information	Bank Danamon Interest Rate	Tenor Provisions (Credit Term)
   Fix and Floating	5.08 % Fixed 5 Years	Minimum 15 Years
   Special Fixed and Fixed	• Years 1 – 3 : 5.25% • Years 4 – 6 : 8.25% • Year 7 – Completion: 11.25%	Tenor Choice : 10 Years 11 Years 12 Years 13 Years 14 Years 15 Years

   
   Notes:
   * Interest rates are non-binding and subject to change.
   * The loan tenor is subject to applicable interest rate provisions. Currently, the maximum tenor is up to 30 years for the first credit facility secured with a residential property.
   
    

1. Orders or purchases of Altara units must be completed no later than June 30, 2025.
   
2.  If the total credit fee exceeds 1.5% of the credit ceiling, the Program Participant must pay the difference.
   
3. Other costs related to the mortgage application process will follow applicable regulations.
   
4. Program Participants are required to read and understand these General Terms and Conditions.
   
5. The Bank reserves the right to reject or cancel a Program Participant’s enrollment in the Program if they do not meet the stated General Terms and Conditions.
   
6. Program Participants bear full responsibility for any losses, claims, lawsuits, and/or demands arising from their participation in or cancellation from the Program. 

1. Program Participants may submit complaints regarding banking products or services either verbally or in writing through the nearest Bank branch, Hello Danamon (1-500-090), or via email at hellodanamon@danamon.co.id.
2. The complaint handling procedure can be accessed at the https://www.danamon.co.id/id/Personal/Lainnya/Proses-Penanganan-Keluhan-Nasabah.

1. These General Terms and Conditions are an integral part of the General Terms and Conditions of PT Bank Danamon Indonesia Tbk's General Account and Banking Services
2. The products, services, and/or benefits provided by the Partner are solely the responsibility of the Partner and are not associated with the Bank. For any issues or complaints regarding these products, services, or benefits, please contact the relevant Partner directly.
3. Program Participants agree and acknowledge that the Bank reserves the right to amend, modify, or supplement these General Terms and Conditions at any time. Any changes, additions, or updates will be communicated through the Bank’s available communication channels. If any modifications affect the benefits, risks, costs, terms, or conditions outlined in these General Terms and Conditions, Program Participants have the right to submit written objections to Bank Danamon within 30 (thirty) working days from the date of notification. If no objection is raised within this period, the Program Participant is deemed to have accepted the changes. If a Program Participant does not agree with the modifications, they may withdraw from the Program, provided they first fulfill all outstanding obligations to the Bank (if any).
4. The Program Participant declares that they are not, and will not be, involved in any transactions indicative of money laundering or any other activities prohibited under Indonesia’s applicable laws and regulations.
5. If there are indications of fraud, misuse, irregular transactions, abnormal transactions, money laundering, or any actions that violate laws and regulations, the Bank reserves the right to cancel transactions, terminate the use of Bank products/services, revoke Program participation, or withdraw any benefits received under the Program. Program Participants remain responsible for fulfilling any outstanding obligations to the Bank (if applicable).
6. If any irregularities or suspected fraud related to this Program are discovered, Program Participants are encouraged to immediately report them to Hello Danamon.
7. These General Terms and Conditions comply with applicable laws and regulations, including those set by the Financial Services Authority.
8. PT Bank Danamon Indonesia Tbk is licensed and supervised by the Financial Services Authority and Bank Indonesia and is a participating member of the Deposit Insurance Corporation.