Complete Info on Danamon Grab Credit Card Features

A. Program Description

The Danamon Grab Credit Card Onboarding Program (Program) from PT Bank Danamon Indonesia Tbk (Bank Danamon) enables Danamon Grab Credit Card holders (Cardholders) to avail of Grab Vouchers according to general terms and conditions (Program General Terms and Conditions).

B. Program Period
This Program is valid for Danamon Grab Credit Cards approved and issued by Bank Danamon covering the period 1 January 2023 to 31 December 2023 (Program Period).


C. Program Terms and Conditions

  1. Initial Transaction.
    1. This is valid for Danamon Grab Credit cards (Cards) approved and issued by Bank Danamon during the Initial Transaction Program Period.
    2. The Cardholder is required to perform an initial transaction using the Card within the first 2 (two) months starting from the Card’s approval and issuance by Bank Danamon (Initial Transaction Period).
    3. Transactions qualified in the Program refer to transactions performed on the Grab Application.
    4. There is no applicable minimum transaction.
    5. Transactions that are qualified refer to retail purchase transactions, and exclude bill payment transactions (routine monthly bills), installments, cash advances (cash withdrawals), fund transfers, insurance payments, and balance conversions (combined bills).
    6. No multiples.
    7. For the Program simulation, refer to the table below.

      Month of Card’s Approval and Issuance

      Initial Gransaction Period
      (2 months from the Card’s approval and issuance)

      Grab Voucher

      Reward Value

      January 2023

      until March 2023

      Rp 50,000 (Fifty Thousand Rupiah)

      February 2023

      until April 2023

      March 2023

      until May 2023

      April 2023

      until June 2023

      May 2023

      until July 2023

      June 2023

      until August 2023

      July 2023

      until September 2023

      August 2023

      until October 2023

      September 2023

      until November 2023

      October 2023

      until December 2023

      November 2023

      until January 2024

      December 2023

      until February 2024

      Periode Bulan Kartu Disetujui dan Diterbitkan

      Periode Transaksi Pertama
      (Dua Bulan Sejak Kartu Disetujui dan Diterbitkan)

      Nilai Hadiah Grab Voucher

      Januari 2023

      Sampai dengan Maret 2023

       

       

       

       

       

      Rp50.000 (lima puluh ribu rupiah)

      Februari 2023

      Sampai dengan April 2023

      Maret 2023

      Sampai dengan Mei 2023

      April 2023

      Sampai dengan Juni 2023

      Mei 2023

      Sampai dengan Juli 2023

      Juni 2023

      Sampai dengan Agustus 2023

      Juli 2023

      Sampai dengan September 2023

      Agustus 2023

      Sampai dengan Oktober 2023

      September 2023

      Sampai dengan November 2023

      Oktober 2023

      Sampai dengan Desember 2023

      November 2023

      Sampai dengan Januari 2024

      Desember 2023

      Sampai dengan Februari 2024
    8. By receiving and accepting the Card and performing transactions according to this Program during the Initial Transaction Period, the Cardholder is deemed to have read, understood and agreed to participate in the Program and comply with its General Terms and Conditions. The approval and issuance of the Card to the Cardholder and his/her transactions serve as valid evidence of participation in the Program and approval to comply with its General Terms and Conditions.

  2. Monthly Transactions
    1. These are valid for Danamon Grab Credit Cards (Cards) approved and issued by Bank Danamon during the Monthly Transaction Program Period (effective 1 January 2023).
    2. The Program is valid only for transactions performed within 12 (twelve) months starting from the card’s approval and issuance by Bank Danamon (Monthly Transaction Period) (effective 1 January 2023).
    3. Cardholders are required to accumulate transactions with the following tiering:
      i. Rp 150,000 - < Rp 300,000 (One Hundred Fifty Thousand Rupiah to less than Three Hundred Thousand Rupiah) per month during the Monthly Transaction Period (Tier 1).
      ii.Greater than or equal to (≥) Rp 300,000 (Three Hundred Thousand Rupiah) per month during the Monthly Transaction Period (Tier 2).
    4. Transactions qualified for this Program refer to transactions performed on the Grab Application.
    5. No multiples.
    6. For the Program simulation, refer to the table below

      Card Approval and Issuance Period

      Accumulated Transactions on the Grab Application(Per Month)

      Grab Voucher Reward Value

      (Per Month)

      Monthly Transaction Period

      Grab Voucher Reward Issuance Period

      1 – 31 January 2023

      Rp250.000

      Rp20.000

      until December 2023

      February 2022 until January 2023

      1 – 28 February 2023

      Rp500.000

      Rp50.000

      until January 2024

      March 2023 until February 2024

      1 – 31 March 2023

      Rp1.000.000

      Rp50.000

      until February 2024

      April 2023 until March 2024

      1 – 30 April 2023

      Rp299.999

      Rp20.000

      until March 2024

      May 2023 until April 2024

      1 – 31 May 2023

      Rp299.999

      Rp20.000

      until April 2024

      June 2023 until May 2024

      1 – 30 June 2023

      Rp299.999

      Rp20.000

      until May 2024

      July 2023 until June 2024

      1 – 31 July 2023

      Rp600.000

      Rp50.000

      until June 2024

      August 2023 until July 2024

      1 – 31 August 2023

      Rp200.000

      Rp20.000

      until July 2024

      September 2023 until August 2024

      1 – 30 September 2023

      Rp550.000

      Rp50.000

      until August 2024

      October 2023 until September 2024

      1 – 31 October 2023

      Rp300.000

      Rp50.000

      until September 2024

      November 2023 until October 2024

      1 – 30 November 2023

      Rp150.000

      Rp20.000

      until October 2024

      December 2023 until November 2024

      1 – 31 December 2023

      Rp350.000

      Rp50.000

      until November 2024

      January 2024 until December 2024

      Periode Kartu Disetujui dan Diterbitkan

      Akumulasi Transaksi di Aplikasi Grab (Per Bulan)

      Nilai Hadiah Grab Voucher

      (Per Bulan)

      Periode Transaksi Setiap Bulan

      Periode Pengiriman Hadiah Grab Voucher

      1 – 31 Januari 2023

      Rp250.000

      Rp20.000

      Sampai dengan Desember 2023

      Februari 2022 sampai dengan Januari 2023

      1 – 28 Februari 2023

      Rp500.000

      Rp50.000

      Sampai dengan Januari 2024

      Maret 2023 sampai dengan Februari 2024

      1 – 31 Maret 2023

      Rp1.000.000

      Rp50.000

      Sampai dengan Februari 2024

      April 2023 sampai dengan Maret 2024

      1 – 30 April 2023

      Rp299.999

      Rp20.000

      Sampai dengan Maret 2024

      Mei 2023 sampai dengan April 2024

      1 – 31 Mei 2023

      Rp299.999

      Rp20.000

      Sampai dengan April 2024

      Juni 2023 sampai dengan Mei 2024

      1 – 30 Juni 2023

      Rp299.999

      Rp20.000

      Sampai dengan Mei 2024

      Juli 2023 sampai dengan Juni 2024

      1 – 31 Juli 2023

      Rp600.000

      Rp50.000

      Sampai dengan Juni 2024

      Agustus 2023 sampai dengan Juli 2024

      1 – 31 Agustus 2023

      Rp200.000

      Rp20.000

      Sampai dengan Juli 2024

      September 2023 sampai dengan Agustus 2024

      1 – 30 September 2023

      Rp550.000

      Rp50.000

      Sampai dengan Agustus 2024

      Oktober 2023 sampai dengan September 2024

      1 – 31 Oktober 2023

      Rp300.000

      Rp50.000

      Sampai dengan September 2024

      November 2023 sampai dengan Oktober 2024

      1 – 30 November 2023

      Rp150.000

      Rp20.000

      Sampai dengan Oktober 2024

      Desember 2023 sampai dengan November 2024

      1 – 31 Desember 2023

      Rp350.000

      Rp50.000

      Sampai dengan November 2024

      Januari 2024 sampai dengan Desember 2024
    7. By receiving and accepting the Card and performing transactions according to this Program during the Monthly Transaction Period, the Cardholder is deemed to have read, understood and agreed to participate in the Program and comply with its General Terms and Conditions. The approval and issuance of the Card to the Cardholder and his/her transactions serve as valid evidence of participation in the Program and approval to comply with its General Terms and Conditions.
     

D. Terms and Conditions of Rewards

  1. A reward in the form of Grab Voucher worth Rp 50,000 (Fifty Thousand Rupiah) will be issued to Cardholders who meet the Program General Terms and Conditions of the Initial Transaction.
  2. Rewards in the form of Grab Vouchers worth Rp 20,000 (Twenty Thousand Rupiah) will be issued to Cardholders who meet the Program General Terms and Conditions for Monthly Transactions according to Tier 1.
  3. A reward in the form of a Grab Voucher worth Rp 50,000 (Fifty Thousand Rupiah) will be issued to Cardholders who meet the Program General Terms and Conditions for Monthly Transactions according to Tier 2.
  4. Bank Danamon determines the type of Grab Voucher for each Cardholder.
  5. The Grab Voucher Reward for the Initial Transaction will be issued within a maximum period of 2 (two) months after the transaction period ends.
  6. Grab Voucher Rewards for Monthly Transactions will be issued within a maximum period of 1 (one) month after the transaction period ends.
  7. Grab Voucher rewards will be issued through the Grab Application on the Cardholder's mobile phone number registered in the Bank Danamon system. In case the Cardholder's mobile phone number registered in the Bank Danamon system is different from that registered in the Grab Application, the Cardholder hereby agrees not to receive the Program rewards.
  8. Cardholders must have a properly installed and active Grab Application during the Grab Voucher delivery process.
  9. Issuance of Grab Vouchers will be invalided if the Card status is blocked or if there is a delay in bill payment.
  10. The Cardholder's data/Internet package must be active when using the Grab Voucher in the Grab Application.
  11. The Grab Voucher is only valid when the Cardholder performs transactions on the Grab Application using the Danamon Grab Credit Card.
  12. The use of Grab Vouchers cannot be combined with other promotions.
  13. Grab Vouchers refer to discount vouchers which can be used to deduct a part/all from transactions with a certain value. If the Grab Voucher value is less than the transaction value, then the Cardholder must pay for the difference.
  14. The Grab Voucher has an expiration period of 6 (six) months from the time the Grab Voucher is sent to the Cardholder’s Grab Application. If the Grab Voucher remains unused within that period, it will disappear, expire or be invalidated from the Cardholder Grab Application’s rewards list.
  15. For details on how to use the Grab Voucher, please click the following PDF link.
  16. For other applicable terms and conditions, click here.
     

A. Feature Description

The 5 (Five) D-Point Feature of the Danamon Grab Credit Card (“Feature”) is a feature of PT Bank Danamon Indonesia Tbk (“Bank Danamon”) in collaboration with Grab that is offered to Danamon Grab Credit Card holders (“Cardholders” ) to get a D-Point bonus according to the general terms and conditions (“General Feature Terms and Conditions”).

B. Feature Terms and Conditions

  1. The Cardholder is required to read and understand the Feature General Terms and Conditions.
  2. Cardholders are entitled to 1x (one time) D-Point for every transaction worth Rp 2,500 (Two Thousand Five Hundred Rupiah) when using Danamon Grab Credit Card at all merchants (Regular D-Point).
  3. Cardholders are entitled to additional 4x (four times) special D-Points bonus for every transaction worth Rp 2,500 (Two Thousand Five Hundred Rupiah) when using Danamon Grab Credit Card in the Grab application based on the following conditions:
    1. Cardholders are required to accumulate transactions at other merchants (non-Grab application) worth at least Rp 500,000 (Five Hundred Thousand Rupiah) within 1 (one) month. The accumulated transactions at other merchants (non-Grab application) are not applicable for cash advance (cash withdrawal), bill payments (routine bills), insurance, money transfers (funds transfer), installment transactions, and/or cancelled transactions.
    2. The 4 (four) D-Points bonus will only be issued based on the transaction value of the Danamon Grab Credit Card on the Grab application within 1 (one) month, excluding cancelled transactions. For a simulation of the calculation, refer to the following:

    3. Transactions are calculated from the first until the end of the month, based on the transaction date.
    4. Transactions are calculated based on the accumulated transactions for both principal and supplementary Danamon Grab Credit Cards.
    5. Bonus D-Points will be issued no later than 1 (one) month after the end of the month when the transaction was performed.
  4. This Feature is not applicable for transactions that exhibit any indications or have been deemed unreasonable, including but not limited to cash swipe transactions, transactions at merchants which have shown indications of selling prohibited products, and/or transactions that run contrary to Indonesia’s applicable laws and regulations
  5. This Feature does not apply to cards with blocked status.
  6. For an illustration of this Feature, refer to the table below.
     

     

    Akumulasi transaksi 1 bulan (Rp)

    D-Point regular (1X)

    Bonus D-Point atau tambahan (4X)

    Jumlah D-Point didapat

    Transaksi di aplikasi Grab

    1,000,000

    400

    1,600

    2,000

    Transaksi di merchant selain Grab

    1,500,000

    600

     

    600

    Total

    2,500,000

    1,000

    1,600

    2,600

    Danamon Grab Credit Card transactions in a month total Rp 2,500,000 (Two Million Five Hundred Thousand Rupiah) based on the combined data of Grab application transactions worth Rp 1,000,000 (One Million Rupiah) and non-Grab merchant transactions worth Rp 1,500,000 (One Million Five Hundred Thousand Rupiah).

    Note: The simulated transaction value may change according to prevailing D-Point exchange rates in the D-Point website.

  7. In case a cancelled transaction results in the Cardholder’s inability to fulfill the Feature General Terms and Conditions, the Cardholder agrees that Bank Danamon has the authority not to issue any D-Points Bonus to him/her.
  8. By performing transactions according to the Feature, the Cardholder is deemed to have read, understood and agreed to this Feature and shall be subject to its General Terms and Conditions. Transactions performed by the Cardholder serve as valid proof of his/her participation in the Feature and approval to comply with its General Terms and Conditions.
  9. Other terms and conditions apply.
     

     

     
     

General Terms and Conditions

  1. Installment program can only be submitted by Danamon Credit and Charge Card owners (except Corporate Cards).
  2. The minimum transaction starts from Rp 300,000 while the maximum transaction that can be converted into installments varies depending on the channel offer or according to Bank Danamon's policy.
  3. Submission applies only for retail transactions
  4. This is not valid for credit card transactions in the form of installments, monthly bills and cash withdrawals.
  5. A 5% penalty from the remaining principal and ongoing interest will be charged for the following:
        • Accelerated repayment; and
        • Failure to pay the minimum credit card bill for 2 (two) consecutive months.
  6. The Bank may cancel the application in the event that the credit card owner fails to meet the program terms and conditions.
  7. Corresponding interest and fees to be charged upon program submission will be in accordance with applicable Bank policies.

    For detailed terms and conditions, please click this PDF link. 

A. Feature Description

The GrabRewards Platinum Auto Upgrade (Feature), offered by PT Bank Danamon Indonesia Tbk (Bank Danamon) in collaboration with Grab, enables Danamon Grab Credit Card holders (Cardholders) to avail of an upgrade in membership status to Platinum on the Grab Application, subject to general terms and conditions (Feature General Terms and Conditions).

B. Feature Terms and Conditions

  1. The Cardholder is required to read and understand the Feature General Terms and Conditions.
  2. This Feature is valid only for the principal Cardholder.
  3. The Grab Application membership upgrade to Platinum status is valid for the first 6 (six) months starting from the successful Platinum upgrade of the Grab Application’s membership status.
  4. Effective 1 July 2022, the Grab Application’s Platinum membership status can be retained after 6 (six) months, if:
    1. The Cardholder meets the minimum transaction requirements of the Danamon Grab Credit Card on the Grab Application, particularly accumulated transactions worth Rp 4,200,000 (Four Million Two Hundred Thousand Rupiah). If the accumulated transactions fall below Rp 4,200,000 (Four Million Two Hundred Thousand Rupiah) for 6 (six) months, the membership status will be downgraded. The specific period is as follows:

      Jadwal Upgrade/Downgrade Status Keanggotaan Aplikasi Grab

      Periode Transaksi yang Diperhitungkan

      1 Juli 2022

      1 Januari 2022 – 30 Juni 2022

      1 Januari 2023

      1 Juli 2022 – 31 Desember 2022

      Ilustrasi Auto Upgrade Status Keanggotaan Platinum pada Aplikasi Grab:

      Bulan Awal Status Keanggotaan Platinum Aplikasi Grab Pertama Kali

      Bulan Berakhir Status Keanggotaan Platinum Aplikasi Grab Pertama Kali

      Durasi Status Keanggotaan Platinum Aplikasi Grab

      Periode Transaksi yang Diperhitungkan

      Jadwal Upgrade/Downgrade Status Keanggotaan Aplikasi Grab

      Januari 2022

      Juni 2022

      Minimum 6 bulan, hingga jadwal upgrade selanjutnya

      Januari 2022 - Juni 2022

      1 Juli 2022

      Februari 2022

      Juli 2022

      Minimum 6 bulan, hingga jadwal upgrade selanjutnya

      Juli 2022 – Desember 2022

      1 Januari 2023

      OR;
    2. The Cardholder meets the requirements for Platinum membership status, as  determined by Grab, which in turn is based on the conditions stated in the Grab Application.
  5. The upgrade of Grab Application membership status is based on the principal Cardholder's mobile phone number that has been registered in the Bank’s system. In case the Cardholder's mobile phone number registered in the Bank Danamon system is different from that registered in the Grab Application, the Cardholder hereby agrees not to avail of the Feature.
  6. The process of upgrading the Grab Application membership status will be initially processed in the succeeding month of the Danamon Grab Credit Card’s approval and issuance by Bank Danamon. If the initial process fails, it will be re-processed in the succeeding months for up to 3 (three) times within a period of 3 (three) consecutive months. In case the upgrade process fails thrice (3x), the Cardholder hereby agrees not to avail of the Feature. This may be due to errors/negligence of the Cardholder, including but not limited to discrepancy between the Cardholder's mobile phone number registered in the Bank Danamon system with that on the Grab Application, absence of Grab Application account, and other related errors.

    Ilustrasi:

    Tanggal Kartu Kredit Danamon Grab Disetujui dan Diterbitkan

    Pemrosesan Pertama

    Pemrosesan Kedua

    Pemrosesan Ketiga

    1-31 Oktober 2021

    November 2021

    Desember 2021

    Januari 2021

    Sedangkan, untuk Kartu Kredit Danamon Grab yang disetujui dan diterbitkan efektif mulai dari tanggal 1 Februari 2022 dan seterusnya, terdapat perubahan jadwal proses peningkatan status keanggotaan Aplikasi Grab sebagai berikut:

    1. Untuk Kartu Kredit Danamon Grab yang disetujui dan diterbitkan pada tanggal 1 sampai dengan 14 setiap bulannya akan diproses pertama kali oleh Bank Danamon pada tanggal 15 (lima belas) di bulan tersebut atau di hari kerja berikutnya jika tanggal tersebut jatuh pada hari libur.
    2. Untuk Kartu Kredit Danamon Grab yang disetujui dan diterbitkan pada tanggal 15 sampai dengan tanggal akhir bulan setiap bulannya akan diproses pertama kali oleh Bank Danamon pada tanggal 1 (satu) di bulan berikutnya atau di hari kerja berikutnya jika tanggal tersebut jatuh pada hari libur.
    3. Peningkatan status keanggotaan Pemegang Kartu pada Aplikasi Grab akan efektif berlaku pada Aplikasi Grab maksimum 5 (lima) hari kerja setelah tanggal pemrosesan oleh Bank Danamon berhasil. 

    Apabila proses pertama gagal, maka akan diproses kembali pada periode berikutnya hingga 3 (tiga) kali berturut-turut. Dalam hal proses peningkatan status keanggotaan Aplikasi Grab telah mengalami kegagalan sebanyak 3 (tiga) kali yang disebabkan kesalahan/kelalaian dari Pemegang Kartu, termasuk namun tidak terbatas karena ketidaksesuaian nomor telepon seluler Pemegang Kartu yang terdaftar di sistem Bank Danamon dengan yang terdaftar di Aplikasi Grab, Pemegang Kartu tidak/belum memiliki akun di Aplikasi Grab, dan sebagainya, maka Pemegang Kartu dengan ini setuju untuk tidak mendapatkan Fitur.

    Ilustrasi:
     

    Tanggal Kartu Kredit Danamon Grab Disetujui dan Diterbitkan

    Pemrosesan Pertama

    Pemrosesan Kedua

    Pemrosesan Ketiga

    1-14 Februari 2022

    15 Februari 2022

    1 Maret 2022

    15 Maret 2022

    15-28 Februari 2022

    1 Maret 2022

    15 Maret 2022

    1 April 2022

     
  7. In the meantime, Danamon Grab Credit Cards, which were approved and issued starting 1 February 2022 onwards, will experience a change in the schedule of their Grab Application membership upgrade process as follows:
  8. Danamon Grab Credit Cards, which were approved and issued on the 1st to the 14th of each month, will undergo initial processing by Bank Danamon on the 15th (fifteenth) of the month, or on the following business day if that date falls on a holiday.
     

    Langkah 1. Buka Aplikasi Grab dan klik Akun di pojok kanan bawah

    Langkah 2. Klik Rewards pada halaman Akun kamu.

    Langkah 3. Pilih kategori yang diinginkan pada halaman Rewards Points dan nikmati berbagai penawaran menarik untuk Grab Platinum User.

  9. Danamon Grab Credit Cards, which were approved and issued on the 15th to the end of the month, will undergo initial processing by Bank Danamon on the 1st (first) of the following month, or on the following business day if that date falls on a holiday.

  10. Berlaku Syarat dan Ketentuan Lain-Lain. Selengkapnya klik di sini.

PERINGATAN

Hati-hati terhadap penipuan. Pastikan Anda berhati-hati dan tidak tertipu oleh oknum-oknum yang mengatasnamakan Bank Danamon dengan menjanjikan Hadiah. Segala bentuk penipuan ataupun perbuatan lainnya yang dilakukan oleh pihak lain/ketiga yang dikaitkan dengan Program ini berada di luar kewenangan Bank Danamon.


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