The MPL – Multi-Purpose Loan (“Product”) is a cash loan product using Proof of Vehicle Ownership (BPKB), for car or motorcycle, as a guarantee.
This MPL product is offered to Bank Danamon customers through Bank Danamon branches and also through Bank Danamon's mobile banking application, D-Bank PRO.
MPL product applications submitted through D-Bank PRO will be directed to the website dicicilaja.com, a business support financial facility managed and used by PT Adira Dinamika Multi Finance Tbk., (“Adira Finance”).
APPLY NOW
No |
Document |
Employee |
Professional |
Entrepreneur |
1 |
Applicant’s National Identity Card (KTP) photocopy |
✓ |
✓ |
✓ |
2 |
Applicant Spouse National Identity Card (KTP) photocopy |
✓ |
✓ |
✓ |
3 |
Household Membership Certification (Kartu Keluarga)/Marriage Certificate photocopy |
✓ |
✓ |
✓ |
4 |
Property tax (photocopy) or |
✓ |
✓ |
✓ |
SHM/SHGB/SHGU/AJB certificate or |
||||
photocopy of monthly bill for electricity, water or telephone |
||||
5 |
Tax Identification Card (NPWP) photocopy |
✓ |
✓ |
✓ |
6 |
Statement of current/savings account (last 3 months)/other financial data (proof of transaction) photocopy |
✓ |
✓ |
✓ |
7 |
Business permit (SIUP) photocopy |
|
|
✓ |
8 |
Professional license (photocopy) |
|
✓ |
|
The following information refers to interest, financing period, downpayment percentage, administration fees, provisions and vehicle insurance:
MPL / REFINANCING / TAKE-OVER CAR
Description |
Tenor |
||||
11 |
23 |
35 |
47 |
59 |
|
Minimum DP Nett |
20% |
||||
Flat Rate / Ujrah Car Per Month* |
0,45% |
0,49% |
0,53% |
0,58% |
0,77% |
Flat Rate / Ujrah Car Per Month** |
0,42% |
0,47% |
0,51% |
0,55% |
0,74% |
Admin Fee |
Rp2.800.000,- |
Rp3.200.000,- |
Rp3.500.000,- |
||
Provision |
0% |
||||
Vehicle Insurance |
TLO/Mix/Compre |
*The interest shown in the table refers to interest per month
**Ujrah: MPL Sharia applies only to ACEH RAYA area
Description |
Tenor |
|||
11 |
23 |
35 |
47 |
|
Minimum DP Nett |
20% |
|||
Flat Rate / Ujrah Motorcycle Per Month* |
1,36% |
1,47% |
1,56% |
1,68% |
Flat Rate / Ujrah Motorcycle Per Month** |
0,92% |
0,96% |
1,03% |
1,11% |
Admin Fee |
Rp750.000,- |
|||
Provision |
0% |
|||
Vehicle Insurance |
TLO |
*The interest shown in the table refers to interest per month
**Ujrah: MPL Sharia applies only to ACEH RAYA area
Be cautious of fraud committed by unauthorized persons acting on behalf of Bank Danamon who promise rewards in any form. All types of fraud or other acts committed by other parties/third parties associated with this Program are beyond the authority of Bank Danamon.