The KPM Prima program refers to financing products for passenger cars (whether new or used) commercial cars, premium motorbikes (OTR motorcycle criteria > 100 million or cc > 500), non-premium motorbikes (motorcycles below premium motorbike criteria) and Vespa offered to Bank Danamon customers. The program is managed by PT Adira Dinamika Multi Finance Tbk. (“Adira Finance”) which is a subsidiary of Bank Danamon.
Bank Danamon customers can avail of this KPM Prima through any Bank Danamon branch or D-Bank PRO mobile banking application.
KPM Prima program
applications received, particularly for the new car category will be directed to the website
momobil.id, a vehicle financing support facility which is managed and used by PT Adira Dinamika
Multi Finance Tbk. (“Adira Finance”).
The Program Period is from 1 - 15 February 2023.
No. |
Document |
Employee |
Professional |
Entrepreneur |
1 |
Applicant’s National Identity Card (KTP) photocopy |
✔ |
✔ |
✔ |
2 |
Applicant Spouse National Identity Card (KTP) photocopy |
✔ |
✔ |
✔ |
3 |
Household Membership Certification (Kartu Keluarga)/Marriage Certificate photocopy |
✔ |
✔ |
✔ |
4 |
Property tax (photocopy) or SHM/SHGB/SHGU/AJB certificate or photocopy of monthly bill for electricity, water or telephone |
✔ |
✔ |
✔ |
5 |
Tax Identification Card (NPWP) photocopy |
✔ |
✔ |
✔ |
6 |
Statement of current/savings account (last 3 months)/other financial data (proof of transaction) photocopy |
✔ |
✔ |
✔ |
7 |
Business permit (SIUP) photocopy |
|
|
✔ |
8 |
Professional license (photocopy) |
|
✔ |
|
The following information refers to interest, financing period, downpayment percentage, administration fees, provisions and vehicle insurance:
KPM PRIMA - New Passenger Car DP Net ≥ 25%
Description |
Tenor |
||||
11 |
23 |
35 |
47 |
59 |
|
DP Nett Minimal |
25% |
||||
Flat Rate/Margin* |
1.88% |
2.58% |
3.08% |
3.58% |
4.08% |
Admin Fee** |
Rp2.000.000,- |
||||
Provision |
0,5% |
||||
Vehicle Insurance |
Comprehensive/Mix |
Description |
Tenor |
||||
11 |
23 |
35 |
47 |
59 |
|
DP Nett Minimal |
20% |
||||
Flat Rate/Margin* |
2.28% |
3.08% |
3.58% |
4.08% |
4.58% |
Admin Fee** |
Rp2.000.000,- |
||||
Provision |
0,5% |
||||
Vehicle Insurance |
Comprehensive/Mix |
Premium Bike |
Tenor |
|||
11 |
23 |
35 |
47 |
|
DP Nett Minimal |
25% |
|||
Flat Rate / Margin* |
7,40% |
8,00% |
8,90% |
9,70% |
Admin Fee |
Rp2.000.000,- |
Rp2.250.000,- |
||
Provision |
0% |
|||
Vehicle Insurance |
TLO |
New Car Commercial |
Tenor |
|||
11 |
23 |
35 |
47 |
|
DP Nett Minimal |
25% |
|||
Flat Rate / Margin* |
4,00% |
4,50% |
5,00% |
5,50% |
Admin Fee |
Rp2.000.000,- |
|||
Provision |
0,5% |
|||
Vehicle Insurance |
TLO/Mix/Compre |
New Car Commercial |
Tenor |
|||
11 |
23 |
35 |
47 |
|
DP Nett Minimal |
25% |
|||
Flat Rate / Margin* |
4,50% |
5,00% |
5,50% |
6,00% |
Admin Fee |
Rp2.000.000,- |
|||
Provision |
0,5% |
|||
Vehicle Insurance |
TLO/Mix/Compre |
Description |
Tenor |
||||
11 |
23 |
35 |
47 |
59 |
|
DP Nett Minimal |
25% |
||||
Flat Rate / Margin* |
7,00% |
8,00% |
9,00% |
9,50% |
10,00% |
Admin Fee |
Rp2.500.000,- |
||||
Provision |
0% |
||||
Vehicle Insurance |
Comprehensive/Mix/TLO |
Description |
Tenor |
||||
11 |
23 |
35 |
47 |
59 |
|
DP Nett Minimal |
25% |
||||
Flat Rate / Margin* |
8,00% |
9,00% |
10,00% |
10,50% |
11,00% |
Admin Fee |
Rp2.500.000,- |
||||
Provision |
0% |
||||
Vehicle Insurance |
Comprehensive/Mix/TLO |
Description |
Tenor |
|||
11 |
23 |
35 |
47 |
|
DP Nett Minimal |
25% |
|||
Flat Rate / Margin* |
9,00% |
10,00% |
10,50% |
11,50% |
Admin Fee |
Rp2.500.000-, |
|||
Provision |
1% |
|||
Vehicle Insurance |
Comprehensive/Mix/TLO |
Be cautious of fraud committed by unauthorized persons acting on behalf of Bank Danamon who promise rewards in
any form. All types of fraud or other acts committed by other parties/third parties associated with this Program
are beyond the authority of Bank Danamon.