Danamon American Express® Business Card

The Gold Business Card is designed to help you fulfill your small business goals. Feel the convenience of a range of exciting benefits with your Gold Business Card, inclusive a quick, flexible, and affordable credit for your business.

Features of The American Express® Gold Business Card Early Pay Cashback
Enjoy 1% Cashback every time you make full payment on your Gold Business Card within 7 days after the statement date. Maximum given cashback amount is IDR 200,000.

Interest As Low As 1.5%
Interest will be charged on your Gold Business Card according to the outstanding billing. The more your outstanding billing presents, the less interest will be charged on your transaction.


Outstanding Billing



IDR 0 - IDR 5.000.000



IDR 5.000.001 - IDR 10.000.000



> IDR 10.000.000




Enjoy up to 12 months installment for your transaction payment. For further information, please contact Danamon American Express Card Services at 1-500-090.

Cash Advance
You can also enjoy cash advance access at more than 1,000 Danamon ATMs across Indonesia and our networks worldwide.

Basic Cardmember: 21 to 65 years old
Supplementary Cardmember: 17 to 70 years old

Minimum Rp180.000.000

Administrative Documents
Enclose a copy of ID Card (KTP/KIMS/KITAS) and Passport
Enclose a copy of other Credit Card
Enclose a copy of Tax ID (NPWP)
Enclose Salary Slip/Tax Report (SPT)/Salary Verification Letter from current working institution/company
All documents should be accurate/readable

Tariffs and Fees of The American Express Gold Business Card


The American Express Gold Business Card

Annual Fee:

Basic Card

Supplementary Card

IDR 500.000

IDR 250.000

Cash Advance

5% of cash advance + IDR 5.000 per transaction

Late Payment Fee

3% of outstanding billing or maximum IDR 150.000

Overlimit Fee

IDR 100.000

Printed Statement Fee

IDR 9.000

 For detailed information about the Term and Conditions please, click here