Asuransi Proteksi Prima Emas Plus

Proteksi Prima Emas Plus (PPEP) is a financial planning program that features financial protection to equip you in facing various challenges at every stage of life which enables you to prepare inheritance for your loved ones.

Each person’s dreams for their future is unique. However, all of us aspires to have a peace of mind. To reach it, proper planning is needed.

Proteksi Prima Emas Plus 

Solution to your needs

  • Providing you with future earnings
  • Granting you a peace of mind and comfort in life, helps you to achieve your dreams and prepares you for your golden days
  • Ensuring the welfare of your families and later generations
  • Preparing the future for the next generation

Product Benefits

  1. Target Age Cash Payment Benefit:
    100% lump sum of Target Fund will be given to the insured when they reach the Target Age*.
  2. Annual Cash Payment Benefit:
    Target Fund will be given every year after the insured reaches Target Age for 20 years (400% in total)*.
  3. Maturity Cash Payment Benefit:
    200% lump sum of Target Fund will be given at the end of the coverage period *.
  4. Accidental Death Benefit:
    100% lump sum of Target Fund will be given  in the case of accidental death.
  5. Return of Premium Benefit: 
    If the insured dies in the first 2 years of the premium payment period, basic premium paid will be returned (only for regular premium payments).
  6. Waiver of Premium Benefit: 
    If the insured dies during the premium payment period and has passed 2 years after policy issuance date, the obligations of the Policyholder for premium will be relieved (only valid for regular premium payments).
  7. Currency Options: 
    IDR or USD
  8. Simple Underwriting Process
    Provide convenient underwriting process for customers.
    *If the insured survives for at least 2 (two) years since Policy Issuance Date or Policy Reinstatement Date, whichever is later

ENTRY AGE TERMS & CONDITION

Single Premium

Target Age

Min. Entry Age

Max. Entry Age

25 years old

1 month old

24 years old

35 years old

1 month old

34 years old

45 years old

18 years old

44 years old

55 years old

18 years old

54 years old

60 years old

18 years old

59 years old


Regular Premium

Target Age

Min. Entry Age

Max. Entry Age

25 years old

1 month old

20 years old

35 years old

1 month old

30 years old

45 years old

18 years old

40 years old

55 years old

18 years old

50 years old

60 years old

18 years old

55 years old


Minimum age of policy holder is 18 years old

PREMIUM

  • Currency
    - Rupiah
    - US Dollar
  • Target Fund
    Minimum : Rp50.000.000/USD 5,000
    Note: Premium depends on age, gender, target age and target fund.
  • Premium Payment Mode
    Monthly / Quarterly / Semi-Annually / Annually
  • Underwriting Process
    Guaranteed Issuance Offer (GIO). If the customer attaches rider Advanced Life Protector Flex (ALP Flex), then the underwriting process will be Full Underwriting

PREMIUM PAYMENT & PRODUCT BENEFIT ILLUSTRATION